Credicorp Ltd. (BAP) Reports Strong Earnings and Loan Growth Outlook

Credicorp Ltd (NYSE:BAP) is one of the best emerging markets stocks to buy right now. On February 12, Credicorp Ltd (NYSE:BAP) delivered fourth-quarter and full-year 2025 results. Fourth quarter net profit totaled $468.8 million, translating to earnings per share of $5.88.

The company generated $2.18 billion in revenue, which dropped to $1.8 billion on accounting for interest expenses. Total profit for the full year totaled $1.94 billion, or $24.35 per share, with revenue of $6.55 billion.

The strong financial results came on loan growth being propelled by strong retail momentum at BCP, as the company also targets double-digit growth in core segments. The company’s focus remains on scaling and monetizing its digital ecosystem. Credicorp management is projecting loan growth of 8.5%, with net interest margin expected to remain stable in the mid-to-high 6% range.

“We closed 2025 on a very solid footing, entering the new year in a stronger position than we did at the end of 2024,” said Gianfranco Ferrari, CEO. “Our focus remains on three priorities: scale and monetize our digital ecosystem, expanding inclusion, and accelerating new revenue streams,” Ferrari added.

Credicorp Ltd. (NYSE:BAP) is the largest financial holding company in Peru, offering a comprehensive suite of financial services across Latin America, with a primary focus on universal banking, insurance, and pensions.

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Disclosure: None. This article is originally published at Insider Monkey.