For the quarter ended March 2025, Origin Bancorp (OBK) reported revenue of $94.06 million, up 3.8% over the same period last year. EPS came in at $0.71, compared to $0.73 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $92.75 million, representing a surprise of +1.41%. The company delivered an EPS surprise of +4.41%, with the consensus EPS estimate being $0.68.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Origin Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 66% versus the two-analyst average estimate of 65.9%.
- Net Interest Margin (NIM) - FTE: 3.4% versus the two-analyst average estimate of 3.4%.
- Average Balance - Total interest-earning assets: $9.28 billion compared to the $9.28 billion average estimate based on two analysts.
- Total nonperforming loans: $81.37 million versus $80.77 million estimated by two analysts on average.
- Total nonperforming assets: $83.36 million compared to the $85.15 million average estimate based on two analysts.
- Net charge-offs to total average LHFI (annualized): 0.2% versus 0.2% estimated by two analysts on average.
- Total Noninterest Income: $15.60 million compared to the $16.18 million average estimate based on two analysts.
- Net Interest Income: $78.46 million versus $76.56 million estimated by two analysts on average.
View all Key Company Metrics for Origin Bancorp here>>>
Shares of Origin Bancorp have returned -13.1% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Origin Bancorp, Inc. (OBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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