For the quarter ended March 2025, RLI Corp. (RLI) reported revenue of $435.07 million, up 10.6% over the same period last year. EPS came in at $0.92, compared to $0.95 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $439.19 million, representing a surprise of -0.94%. The company delivered an EPS surprise of +4.55%, with the consensus EPS estimate being $0.88.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how RLI Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net loss & settlement expenses - Total: 44.5% versus the five-analyst average estimate of 45.9%.
- Net operating expenses - Total: 37.8% compared to the 38.4% average estimate based on five analysts.
- Underwriting income (loss) - Total: 82.3% compared to the 84.3% average estimate based on five analysts.
- Underwriting income (loss) - Casualty: 99.1% compared to the 96% average estimate based on four analysts.
- Underwriting income (loss) - Property: 57.1% versus the four-analyst average estimate of 67.8%.
- Underwriting income (loss) - Surety: 68.5% versus the four-analyst average estimate of 83.2%.
- Net loss & settlement expenses - Property: 24.7% versus the three-analyst average estimate of 35.7%.
- Net investment income: $36.73 million versus the five-analyst average estimate of $38.64 million. The reported number represents a year-over-year change of +11.8%.
- Net premiums earned: $398.35 million compared to the $400.55 million average estimate based on five analysts. The reported number represents a change of +10.4% year over year.
- Net premiums earned- Property: $132.54 million versus $133.13 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +2.4% change.
- Net premiums earned- Surety: $36.75 million versus the three-analyst average estimate of $37.75 million. The reported number represents a year-over-year change of +11.4%.
- Net premiums earned- Casualty: $229.05 million versus the three-analyst average estimate of $227.36 million. The reported number represents a year-over-year change of +15.5%.
View all Key Company Metrics for RLI Corp. here>>>
Shares of RLI Corp. have returned +0.3% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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RLI Corp. (RLI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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