For the quarter ended March 2025, Glacier Bancorp (GBCI) reported revenue of $222.62 million, up 13.3% over the same period last year. EPS came in at $0.48, compared to $0.29 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $225.35 million, representing a surprise of -1.21%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.48.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Glacier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (tax-equivalent): 3% versus the three-analyst average estimate of 3%.
- Efficiency Ratio: 65.5% compared to the 67.1% average estimate based on three analysts.
- Non-accrual loans: $32.90 million versus $24.16 million estimated by two analysts on average.
- Net charge-offs as a percentage of total loans: 0% compared to the 0.1% average estimate based on two analysts.
- Total non-performing assets: $39.34 million compared to the $32.01 million average estimate based on two analysts.
- Average Balances - Total earning assets: $25.83 billion versus $25.91 billion estimated by two analysts on average.
- Total Non-Interest Income: $32.64 million compared to the $32.47 million average estimate based on three analysts.
- Net Interest Income: $189.98 million versus the three-analyst average estimate of $192.36 million.
- Gain on sale of loans: $4.31 million compared to the $3.53 million average estimate based on two analysts.
- Net interest income (tax-equivalent): $193.40 million versus $194.79 million estimated by two analysts on average.
View all Key Company Metrics for Glacier Bancorp here>>>
Shares of Glacier Bancorp have returned -7.6% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Glacier Bancorp, Inc. (GBCI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
