Northwest Bancshares (NWBI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

By Zacks Equity Research | April 28, 2025, 7:00 PM

For the quarter ended March 2025, Northwest Bancshares (NWBI) reported revenue of $156.17 million, up 19% over the same period last year. EPS came in at $0.35, compared to $0.23 in the year-ago quarter.

The reported revenue represents a surprise of +8.88% over the Zacks Consensus Estimate of $143.43 million. With the consensus EPS estimate being $0.25, the EPS surprise was +40.00%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Northwest Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 58.7% versus the three-analyst average estimate of 64.8%.
  • Net interest margin: 3.9% compared to the 3.4% average estimate based on three analysts.
  • Average Balance - Total interest-earning assets: $13.48 billion compared to the $13.48 billion average estimate based on three analysts.
  • Total noninterest (loss)/income: $28.36 million versus the three-analyst average estimate of $30.03 million.
  • Net Interest Income: $127.82 million versus $113.40 million estimated by two analysts on average.
  • Trust and other financial services income: $7.91 million versus the two-analyst average estimate of $7.82 million.
  • Mortgage banking income: $0.70 million versus $0.24 million estimated by two analysts on average.
  • Service charges and fees: $14.99 million versus $16.07 million estimated by two analysts on average.
  • Other operating income: $2.11 million compared to the $4.12 million average estimate based on two analysts.
  • Income from bank-owned life insurance: $1.33 million versus the two-analyst average estimate of $2.03 million.
View all Key Company Metrics for Northwest Bancshares here>>>

Shares of Northwest Bancshares have returned -1.9% over the past month versus the Zacks S&P 500 composite's -4.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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