For the quarter ended March 2025, OneMain Holdings (OMF) reported revenue of $996 million, up 11.2% over the same period last year. EPS came in at $1.72, compared to $1.45 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $987.07 million, representing a surprise of +0.91%. The company delivered an EPS surprise of +10.97%, with the consensus EPS estimate being $1.55.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-off ratio (Consumer and Insurance Segment): 7.8% compared to the 8.2% average estimate based on three analysts.
- Insurance: $110 million versus $114.41 million estimated by five analysts on average.
- Net Interest Income: $996 million compared to the $987.38 million average estimate based on five analysts.
- Other income: $41 million versus $42.11 million estimated by five analysts on average.
- Investment: $26 million versus $22.63 million estimated by five analysts on average.
- Net interest income after provision for finance receivable losses: $540 million versus the five-analyst average estimate of $523.01 million.
- Total other revenues: $188 million compared to the $181.35 million average estimate based on five analysts.
- Gain on sales of finance receivables: $16 million versus the two-analyst average estimate of $5.50 million.
View all Key Company Metrics for OneMain here>>>
Shares of OneMain have returned +0.6% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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OneMain Holdings, Inc. (OMF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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