Upstart Holdings, Inc. (NASDAQ:UPST) stock is up 1.2% to trade at $21.58, after the fintech reported adjusted third-quarter earnings of 33 cents per share on 371 million in revenue, both of which topped forecasts. Despite the top-line beat, the lending firm also lowered its full-year outlook adjusted earnings from around $294 million to $260 million.
On the charts, Upstart has been seen struggling for most of 2026, having shed 51% since its Jan. 6 52-week high. The fintech stock plunged to a three-year low yesterday, with the 30-day moving average sitting overhead since September.
Keep an eye no UPST's 14-day Relative Strength Index (RSI), last seen 34 -- on the cusp of "oversold" territory -- which could indicator a short-term bounce is in the works.
Options traders have been more call-heavy than usual. Upstart stock's 10-day call/put volume ratio of 7.63 at the International Securities Exchange (ISE), Cboe Options Exchange (CBOE), and NASDAQ OMX PHLX (PHLX) ranks in the 97th percentile of its annual range.
