Index
RUT
Market Cap
3.51B
Enterprise Value
-
Income
217.16M
Sales
1.03B
Book/sh
38.52
Cash/sh
-
Employees
3001
IPO
Nov 26, 1985
P/E
16.26
Forward P/E
12.41
PEG
-
P/S
3.42
P/B
1.73
P/C
-
P/FCF
14.53
EV/EBITDA
-
EV/Sales
-
Quick Ratio
-
Current Ratio
0.16
Debt/Eq
0.32
LT Debt/Eq
0.22
Option/Short
Yes / Yes
EPS (ttm)
4.11
EPS next Y
5.38
EPS next Q
1.18
EPS this Y
13.24%
EPS next Y
12.39%
EPS next 5Y
-
EPS past 3/5Y
4.67% 5.20%
Sales past 3/5Y
12.79% 10.36%
EPS Y/Y TTM
13.91%
Sales Y/Y TTM
6.86%
EPS Q/Q
15.69%
Sales Q/Q
6.38%
Insider Own
0.95%
Insider Trans
-5.29%
Inst Own
77.78%
Inst Trans
1.13%
ROA
1.26%
ROE
11.26%
ROIC
8.79%
Gross Margin
-
Oper. Margin
28.40%
Profit Margin
21.17%
SMA20
3.80%
SMA50
5.05%
SMA200
10.41%
Trades
Shs Outstand
52.54M
Shs Float
52.06M
52W High
68.58 -2.57%
52W Low
51.12 30.71%
Volatility
2.33% 2.51%
ATR (14)
1.62
RSI (14)
59.87
Beta
0.78
Rel Volume
1.90
Avg Volume
283.17K
Volume
530,940
Perf Week
5.23%
Perf Month
3.92%
Perf Quarter
17.64%
Perf Half Y
13.10%
Perf YTD
16.33%
Perf Year
17.00%
Perf 3Y
37.57%
Perf 5Y
-11.87%
Perf 10Y
67.09%
Prev Close
67.47
Price
66.82
Change
-0.96%
Date
Action
Analyst
Rating Change
Price Target Change
Feb-25-26 Initiated DA Davidson
Neutral
$72
Jan-13-26 Downgrade Janney
Buy → Neutral
Dec-03-25 Resumed Piper Sandler
Neutral
$62
Dec-05-24 Resumed Piper Sandler
Neutral
$70
Oct-28-24 Upgrade Raymond James
Mkt Perform → Strong Buy
$67
Jul-24-24 Downgrade Raymond James
Outperform → Mkt Perform
Jun-28-23 Upgrade Hovde Group
Market Perform → Outperform
Jun-06-23 Upgrade Raymond James
Mkt Perform → Outperform
$55
Mar-14-23 Initiated Janney
Buy
$66
Dec-21-22 Initiated Raymond James
Mkt Perform
May-02-22 Downgrade Piper Sandler
Neutral → Underweight
$74 → $66
Jan-10-22 Resumed Keefe Bruyette
Mkt Perform
$75
Jun-01-20 Resumed Stephens
Equal-Weight
$62
Mar-30-20 Downgrade Hovde Group
Outperform → Market Perform
$65
Mar-02-20 Upgrade Hovde Group
Market Perform → Outperform
$72 → $70
Apr-10-19 Initiated Stephens
Equal-Weight
Jul-24-18 Downgrade Hovde Group
Outperform → Market Perform
Mar-28-18 Upgrade Hovde Group
Market Perform → Outperform
$58
Dec-21-17 Upgrade Sandler O'Neill
Sell → Hold
May-16-17 Reiterated RBC Capital Mkts
Sector Perform
$41 → $56
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Community Financial System, Inc. is a holding company, which engages in the provision of retail, business, and municipal banking services. It operates through the following segments: Banking, Employee Benefit Services, and All Other. The Banking segment offers lending and depository-related products and services to individuals, businesses, and municipal enterprises. The Employee Benefit Services segment provides employee benefit trust services, collective investment funds, fund administration, transfer agency, retirement plan and VEBA/HRA, and health savings account plan administration services, actuarial services, and healthcare consulting services. The All Other segment consists of wealth management and insurance services. The company was founded on April 15, 1983 and is headquartered in Syracuse, NY.
President Mr. Dimitar A. Karaivanov
Executive VP Ms. Marya Burgio Wlos
Executive VP & Chief Human Resources Officer and Administration officer Ms. Maureen A. Gillan-Myer
Executive VP & General Counsel Mr. Michael N. Abdo
Executive Officer Mr. Jeffrey M. Levy
Insider Trading
Relationship
Date
Transaction
Cost
#Shares
Value ($)
#Shares Total
SEC Form 4
Bolus Mark J. Director Jun 25 '26 Sale 67.00 12,191 816,786 94,060 Jun 29 11:13 AM Bolus Mark J. Director Jun 25 '26 Proposed Sale 66.94 12,190 816,017 Jun 26 05:37 PM Durkee Deresa Fischer SVP, Chief Accounting Officer Jun 10 '26 Option Exercise 46.21 1,623 74,997 6,804 Jun 11 04:21 PM STICKELS ERIC Director Jun 08 '26 Sale 63.98 2,000 127,962 31,592 Jun 10 11:33 AM ERIC STICKELS DIRECTOR Jun 08 '26 Proposed Sale 63.59 2,000 127,180 Jun 08 11:58 AM Gillan-Myer Maureen A EVP, Chief Admin & HR Officer Dec 29 '25 Sale 58.85 3,450 203,054 0 Mar 04 12:09 PM Whipple John F. Director Feb 04 '26 Option Exercise 38.02 4,246 161,433 12,752 Feb 06 10:59 AM Whipple John F. Director Feb 04 '26 Sale 65.17 4,246 276,704 8,506 Feb 06 10:59 AM STEELE SALLY A Director Feb 03 '26 Option Exercise 23.04 4,000 92,160 43,964 Feb 05 03:52 PM STEELE SALLY A Director Feb 03 '26 Sale 64.12 4,000 256,480 39,964 Feb 05 03:52 PM STICKELS ERIC Director Feb 03 '26 Sale 64.75 2,000 129,492 33,342 Feb 05 02:45 PM John Whipple DIRECTOR Feb 04 '26 Proposed Sale 65.60 4,246 278,538 Feb 04 01:35 PM Abdo Michael N EVP and General Counsel Jan 30 '26 Option Exercise 38.02 2,287 86,952 9,017 Feb 03 04:05 PM Sally Steele BOARD OF DIRECTOR Feb 03 '26 Proposed Sale 64.00 4,000 256,000 Feb 03 03:47 PM Eric Stickels BOARD OF DIRECTOR Feb 03 '26 Proposed Sale 63.76 2,000 127,520 Feb 03 03:31 PM LEVY JEFFREY M Affiliate Jan 30 '26 Proposed Sale 62.22 1,435 89,285 Jan 30 11:08 AM Parente John Director Dec 16 '25 Option Exercise 38.02 4,246 161,433 74,074 Dec 17 01:55 PM LEVY JEFFREY M SVP & Chief Banking Officer Aug 27 '25 Sale 61.38 1,440 88,380 6,657 Aug 28 11:27 AM LEVY JEFFREY M Officer Aug 26 '25 Proposed Sale 61.03 1,440 87,887 Aug 26 04:16 PM
