Index RUT P/E 14.87 EPS (ttm) 3.96 Insider Own 0.85% Shs Outstand 52.68M Perf Week -2.71%
Market Cap 3.11B Forward P/E 11.02 EPS next Y 5.34 Insider Trans -2.97% Shs Float 52.27M Perf Month -9.70%
Enterprise Value - PEG - EPS next Q 1.09 Inst Own 76.21% Short Float 3.60% Perf Quarter 0.60%
Income 209.56M P/S 3.07 EPS this Y 10.84% Inst Trans 0.56% Short Ratio 7.78 Perf Half Y -3.14%
Sales 1.01B P/B 1.55 EPS next Y 13.97% ROA 1.24% Short Interest 1.88M Perf YTD 2.56%
Book/sh 38.08 P/C - EPS next 5Y - ROE 11.12% 52W High 67.50 -12.73% Perf Year -1.04%
Cash/sh - P/FCF 13.31 EPS past 3/5Y 4.67% 5.20% ROIC 8.35% 52W Low 49.44 19.15% Perf 3Y 1.24%
Dividend Est. 1.89 (3.21%) EV/EBITDA - Sales past 3/5Y 12.79% 10.36% Gross Margin - Volatility 2.90% 2.77% Perf 5Y -21.74%
Dividend TTM 1.86 (3.16%) EV/Sales - EPS Y/Y TTM 15.36% Oper. Margin 27.76% ATR (14) 1.84 Perf 10Y 51.63%
Dividend Ex-Date Mar 16, 2026 Quick Ratio - Sales Y/Y TTM 7.54% Profit Margin 20.74% RSI (14) 32.23 Recom 2.67
Dividend Gr. 3/5Y 2.25% 2.30% Current Ratio 0.04 EPS Q/Q 9.59% SMA20 -7.41% Beta 0.79 Target Price 68.33
Payout 46.88% Debt/Eq 0.37 Sales Q/Q 7.15% SMA50 -5.32% Rel Volume 0.87 Prev Close 59.99
Employees 3001 LT Debt/Eq 0.25 Earnings Jan 27 BMO SMA200 0.54% Avg Volume 242.30K Price 58.91
IPO Nov 26, 1985 Option/Short Yes / Yes EPS/Sales Surpr. -0.88% 1.27% Trades
Volume 209,637 Change -1.80%
Date
Action
Analyst
Rating Change
Price Target Change
Feb-25-26 Initiated DA Davidson
Neutral
$72
Jan-13-26 Downgrade Janney
Buy → Neutral
Dec-03-25 Resumed Piper Sandler
Neutral
$62
Dec-05-24 Resumed Piper Sandler
Neutral
$70
Oct-28-24 Upgrade Raymond James
Mkt Perform → Strong Buy
$67
Jul-24-24 Downgrade Raymond James
Outperform → Mkt Perform
Jun-28-23 Upgrade Hovde Group
Market Perform → Outperform
Jun-06-23 Upgrade Raymond James
Mkt Perform → Outperform
$55
Mar-14-23 Initiated Janney
Buy
$66
Dec-21-22 Initiated Raymond James
Mkt Perform
May-02-22 Downgrade Piper Sandler
Neutral → Underweight
$74 → $66
Jan-10-22 Resumed Keefe Bruyette
Mkt Perform
$75
Jun-01-20 Resumed Stephens
Equal-Weight
$62
Mar-30-20 Downgrade Hovde Group
Outperform → Market Perform
$65
Mar-02-20 Upgrade Hovde Group
Market Perform → Outperform
$72 → $70
Apr-10-19 Initiated Stephens
Equal-Weight
Jul-24-18 Downgrade Hovde Group
Outperform → Market Perform
Mar-28-18 Upgrade Hovde Group
Market Perform → Outperform
$58
Dec-21-17 Upgrade Sandler O'Neill
Sell → Hold
May-16-17 Reiterated RBC Capital Mkts
Sector Perform
$41 → $56
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Community Financial System, Inc. is a holding company, which engages in the provision of retail, business, and municipal banking services. It operates through the following segments: Banking, Employee Benefit Services, and All Other. The Banking segment offers lending and depository-related products and services to individuals, businesses, and municipal enterprises. The Employee Benefit Services segment provides employee benefit trust services, collective investment funds, fund administration, transfer agency, retirement plan and VEBA/HRA, and health savings account plan administration services, actuarial services, and healthcare consulting services. The All Other segment consists of wealth management and insurance services. The company was founded on April 15, 1983 and is headquartered in DeWitt, NY.
Insider Trading
Relationship
Date
Transaction
Cost
#Shares
Value ($)
#Shares Total
SEC Form 4
Gillan-Myer Maureen A EVP, Chief Admin & HR Officer Dec 29 '25 Sale 58.85 3,450 203,054 0 Mar 04 12:09 PM Whipple John F. Director Feb 04 '26 Option Exercise 38.02 4,246 161,433 12,752 Feb 06 10:59 AM Whipple John F. Director Feb 04 '26 Sale 65.17 4,246 276,704 8,506 Feb 06 10:59 AM STEELE SALLY A Director Feb 03 '26 Option Exercise 23.04 4,000 92,160 43,964 Feb 05 03:52 PM STEELE SALLY A Director Feb 03 '26 Sale 64.12 4,000 256,480 39,964 Feb 05 03:52 PM STICKELS ERIC Director Feb 03 '26 Sale 64.75 2,000 129,492 33,342 Feb 05 02:45 PM John Whipple DIRECTOR Feb 04 '26 Proposed Sale 65.60 4,246 278,538 Feb 04 01:35 PM Abdo Michael N EVP and General Counsel Jan 30 '26 Option Exercise 38.02 2,287 86,952 9,017 Feb 03 04:05 PM Sally Steele BOARD OF DIRECTOR Feb 03 '26 Proposed Sale 64.00 4,000 256,000 Feb 03 03:47 PM Eric Stickels BOARD OF DIRECTOR Feb 03 '26 Proposed Sale 63.76 2,000 127,520 Feb 03 03:31 PM LEVY JEFFREY M Affiliate Jan 30 '26 Proposed Sale 62.22 1,435 89,285 Jan 30 11:08 AM Parente John Director Dec 16 '25 Option Exercise 38.02 4,246 161,433 74,074 Dec 17 01:55 PM LEVY JEFFREY M SVP & Chief Banking Officer Aug 27 '25 Sale 61.38 1,440 88,380 6,657 Aug 28 11:27 AM LEVY JEFFREY M Officer Aug 26 '25 Proposed Sale 61.03 1,440 87,887 Aug 26 04:16 PM SKERRITT SUSAN E Recently Retired from Board Jun 25 '25 Proposed Sale 56.61 2,619 148,262 Jun 25 01:28 PM Knauss Jeffery J Director Apr 14 '25 Option Exercise 0.00 12 0 3,566 Apr 16 05:30 PM STEELE SALLY A Director Apr 15 '25 Option Exercise 0.00 1,181 0 39,964 Apr 16 05:21 PM STICKELS ERIC Director Apr 14 '25 Option Exercise 0.00 3 0 35,342 Apr 16 04:06 PM Bolus Mark J. Director Apr 14 '25 Option Exercise 0.00 12 0 103,828 Apr 16 03:41 PM Parente John Director Apr 14 '25 Option Exercise 0.00 12 0 69,828 Apr 16 03:09 PM Parente John Director Mar 19 '25 Option Exercise 0.00 1,430 0 69,816 Mar 20 01:28 PM Knauss Jeffery J Director Mar 19 '25 Option Exercise 0.00 1,430 0 3,554 Mar 20 12:45 PM Bolus Mark J. Director Mar 19 '25 Option Exercise 0.00 1,430 0 103,816 Mar 20 11:34 AM STICKELS ERIC Director Mar 17 '25 Option Exercise 0.00 451 0 35,339 Mar 18 09:53 AM
