INBK

First Internet Bancorp

26.61

Nov 03 • 3:59 PM ET -0.24 (-0.89%)

26.61

Aftermarket • 4:15 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Micro NASD

Peers: LOB AX FINW BAFN CCB CFBK MBIN TBBK RMBI FNWD

| Held by: VTI IWM VXF DFSV IWN DFAS VTWO AVUV DFMC DFAC

Scroll to Statements

Index	RUT
Market Cap	232.40M
Enterprise Value	-
Income	14.98M
Sales	351.31M
Book/sh	40.58
Cash/sh	-
Dividend Est.	0.24 (0.90%)
Dividend TTM	0.24 (0.90%)
Dividend Ex-Date	Oct 01, 2026
Dividend Gr. 3/5Y	0.00% 0.00%
Payout	-
Employees	354
IPO	Dec 28, 2004

P/E	15.68
Forward P/E	5.90
PEG	-
P/S	0.66
P/B	0.66
P/C	-
P/FCF	1.76
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.22
Debt/Eq	1.02
LT Debt/Eq	1.02
Option/Short	Yes / Yes

EPS (ttm)	1.70
EPS next Y	4.51
EPS next Q	1.02
EPS this Y	425.76%
EPS next Y	109.65%
EPS next 5Y	-
EPS past 3/5Y	- -
Sales past 3/5Y	21.77% 13.51%
EPS Y/Y TTM	145.28%
Sales Y/Y TTM	7.39%
EPS Q/Q	111.35%
Sales Q/Q	49.36%
Earnings	Oct 29 AMC
EPS/Sales Surpr.	-26.69% -4.82%

Insider Own	16.28%
Insider Trans	0.00%
Inst Own	68.95%
Inst Trans	1.13%
ROA	0.26%
ROE	4.24%
ROIC	2.09%
Gross Margin	-
Oper. Margin	3.96%
Profit Margin	4.27%
SMA20	1.22%
SMA50	-1.74%
SMA200	7.33%
Trades

Shs Outstand	8.73M
Shs Float	7.31M
Short Float	2.36%
Short Ratio	3.76
Short Interest	0.17M
52W High	31.09 -14.41%
52W Low	17.05 56.07%
Volatility	3.08% 2.88%
ATR (14)	0.91
RSI (14)	50.01
Beta	0.90
Rel Volume	1.14
Avg Volume	45.84K
Volume	52,287

Perf Week	-0.75%
Perf Month	-0.82%
Perf Quarter	-9.30%
Perf Half Y	5.26%
Perf YTD	27.50%
Perf Year	44.78%
Perf 3Y	50.76%
Perf 5Y	-38.98%
Perf 10Y	6.23%
Recom	2.50
Target Price	31.00
Prev Close	26.85
Price	26.61
Change %	-0.89%

Consensus

Buy

Avg. Price Target

$31.00

Implied Upside

+16.5%

Analysts8incl. previous ratings

Rating Distribution3 Buy · 5 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Jun 25, 2026	Initiated	TThe Benchmark Company	Buy	$33	+24.0%
Jan 30, 2026	Reiterated	HHovde Group	Outperform	$26 → $29	+9.0%
Oct 24, 2025	Reiterated	HHovde Group	Outperform	$29 → $26	-2.3%
Jul 28, 2025	Reiterated	HHovde Group	Outperform	$32 → $29	+9.0%
Apr 25, 2025	Reiterated	HHovde Group	Outperform	$39 → $28	+5.2%
Jul 26, 2024	Reiterated	HHovde Group	Outperform	$38 → $44	+65.4%
Apr 26, 2024	Reiterated	HHovde Group	Outperform	$38.50 → $38	+42.8%
Dec 18, 2023	Upgrade	CCraig Hallum	Hold → Buy	$19 → $35	+31.5%
Oct 21, 2022	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$42 → $30	+12.7%
Oct 21, 2022	Downgrade	CCraig Hallum	Buy → Hold	$42 → $30	+12.7%
Oct 20, 2022	Downgrade	JJanney	Buy → Neutral	$37 → $32	+20.3%
Oct 07, 2022	Downgrade	PPiper Sandler	Overweight → Neutral	$43 → $38	+42.8%
Feb 01, 2021	Upgrade	JJanney	Neutral → Buy	$36	+35.3%
Nov 10, 2020	Downgrade	JJanney	Buy → Neutral
Jul 24, 2020	Upgrade	JJanney	Neutral → Buy
Jan 14, 2020	Upgrade	HHovde Group	Market Perform → Outperform	$29	+9.0%
Dec 23, 2019	Initiated	CCraig Hallum	Buy	$33	+24.0%
Jan 28, 2019	Downgrade	HHovde Group	Outperform → Market Perform	$22	-17.3%
Jan 25, 2019	Downgrade	MMaxim Group	Buy → Hold
Jan 25, 2019	Downgrade	FFIG Partners	Outperform → Market Perform

Nov-02-26 03:12PM	First Internet Bancorp to Participate in the 2026 Hovde Group Financial Services Conference (Business Wire)
Oct-29-26 06:40PM	First Internet Bancorp Misses As Franchise Credit Hit Clouds Record Margin Quarter; Q4 Guide Implies Earnings Double But Full-Year Target Slips (Earnings Whispers) -5.35%
05:02PM	First Internet: Q3 Earnings Snapshot (Associated Press)
04:09PM	First Internet Bancorp Reports Record Quarterly Revenue and Continued Net Interest Margin Expansion (Business Wire)
Oct-21-26 07:16PM	First Internet Bancorp's $0.80 Target Hinges On Provisions Falling Faster Than Loans Shrink (Earnings Whispers)
04:15PM	Loading…
Oct-13-26 04:15PM	First Internet Bancorp to Announce Third Quarter 2026 Financial Results on Thursday, October 29 (Business Wire)
Oct-08-26 09:00AM	nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide (Business Wire)
Sep-24-26 09:03AM	First Internet Bank Report Finds U.S. Consumers Take Charge of Finances; However, They Seek Easier Answers (Business Wire)
Sep-21-26 04:44PM	First Internet Bancorp to Pay Cash Dividend (Business Wire)
Sep-10-26 04:16PM	First Internet Bancorp Completes Private Placement of $20.5 Million of 8.0% Fixed-to-Floating Rate Subordinated Notes (Business Wire)
Sep-09-26 09:49AM	First Internet Bank Promotes Nick Campbell to Chief Lending Officer (Business Wire)
Sep-02-26 04:22PM	First Internet Bancorp to Participate in the Oppenheimer Fintech Leaders Conference (Business Wire)
Aug-28-26 10:31PM	Indian bank stocks show widest exchange price gap in decades (Investing.com)
Jul-31-26 01:01AM	First Internet Bancorp (INBK) (Q2 2026) Earnings Call Highlights: Revenue Surges 23% as Credit ... (GuruFocus.com) +12.06%
Jul-30-26 04:59PM	First Internet: Q2 Earnings Snapshot (Associated Press)
04:08PM	Loading…
04:08PM	First Internet Bancorp Reports Second Quarter 2026 Results (Business Wire)
Jul-28-26 02:58PM	First Internet Bank Puts AI-Powered Financial Intelligence Directly in Customers' Hands (Business Wire)
Jul-14-26 04:17PM	First Internet Bancorp to Announce Second Quarter 2026 Financial Results on Thursday, July 30 (Business Wire)
Jun-16-26 04:14PM	First Internet Bancorp to Pay Cash Dividend (Business Wire)
May-04-26 02:45PM	First Internet Bank to Join Risk Management Panel at Indiana Bankers Association MEGA 2026 Conference (Business Wire)
May-01-26 03:20AM	First Internet Bancorp (INBK) Q1 2026 Earnings Call Highlights: Strong Revenue Growth Amid ... (GuruFocus.com)
Apr-30-26 05:19PM	First Internet: Q1 Earnings Snapshot (Associated Press)
04:07PM	First Internet Bancorp Reports First Quarter 2026 Results (Business Wire)
Apr-15-26 08:14AM	First Internet Bank Named a 2026 USA TODAY Top Workplace (Business Wire)
Apr-14-26 04:11PM	First Internet Bancorp to Announce First Quarter 2026 Financial Results on Thursday, April 30 (Business Wire)
Apr-08-26 12:00PM	First Internet Bank to Speak at Nacha Smarter Faster Payments 2026 Conference (Business Wire)
Mar-25-26 10:32AM	First Internet Bank Announces Gary Carter as Small Business Administration National Sales Manager (Business Wire)
Mar-17-26 04:15PM	First Internet Bancorp to Pay Cash Dividend (Business Wire)
02:58PM	First Internet Bank Named to MoneyRates' 2026 Best Banks Awards for Checking Accounts (Business Wire)
Jan-30-26 12:01AM	First Internet Bancorp (INBK) Q4 2025 Earnings Call Highlights: Strong Revenue Growth Amid ... (GuruFocus.com)
07:30PM	Loading…
Jan-29-26 07:30PM	Here's What Key Metrics Tell Us About First Internet (INBK) Q4 Earnings (Zacks)
06:55PM	First Internet Bancorp Q4 Earnings Call Highlights (MarketBeat)
05:45PM	First Internet Bancorp (INBK) Surpasses Q4 Earnings Estimates (Zacks)
04:56PM	First Internet: Q4 Earnings Snapshot (Associated Press Finance)
04:08PM	First Internet Bancorp Reports Fourth Quarter and Full Year 2025 Results (Business Wire)
Jan-28-26 05:55PM	Beacon Financial (BBT) Surpasses Q4 Earnings Estimates (Zacks)
Jan-22-26 07:52AM	LCNB (LCNB) Moves 5.2% Higher: Will This Strength Last? (Zacks)
Jan-13-26 04:12PM	First Internet Bancorp to Announce Fourth Quarter and Full Year 2025 Financial Results on Thursday, January 29 (Business Wire)
09:04AM	First Internet Bank Receives 2025 Best in Biz Award for Do More Business Checking (Business Wire)
Dec-16-25 04:18PM	First Internet Bancorp to Pay Cash Dividend (Business Wire)
Oct-23-25 11:01PM	First Internet Bancorp (INBK) Q3 2025 Earnings Call Highlights: Revenue Surge Amid Strategic ... (GuruFocus.com) -9.68%
Oct-22-25 06:30PM	First Internet (INBK) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
06:10PM	First Internet Bancorp (INBK) Reports Q3 Loss, Lags Revenue Estimates (Zacks)
05:07PM	First Internet: Q3 Earnings Snapshot (Associated Press Finance)
04:51PM	First Internet Bancorp Reports Third Quarter 2025 Results (Business Wire)
09:48AM	First Internet Bancorp (INBK) Q3 2025 Earnings Report Preview: What To Look For (GuruFocus.com)
Oct-21-25 06:20PM	Bank First Corporation (BFC) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
09:34AM	First Internet Bancorp (INBK) Q3 2025: Everything You Need to Know Ahead of Earnings (GuruFocus.com)
Oct-20-25 09:28AM	First Internet Bank Now Offers Zelle To Its Business Customers (Business Wire)
Oct-16-25 10:00AM	S&T Bancorp (STBA) Reports Next Week: What to Expect (Zacks) -5.86%
10:00AM	Parlay Finance and First Internet Bank Join Forces to Modernize SBA Lending (PR Newswire)
Oct-15-25 10:00AM	Analysts Estimate First Internet Bancorp (INBK) to Report a Decline in Earnings: What to Look Out for (Zacks)
Oct-08-25 04:16PM	First Internet Bancorp to Announce Third Quarter 2025 Financial Results on Wednesday, October 22 (Business Wire)
Oct-06-25 01:15PM	Pool Partners With First Internet Bank and Visa to Offer Multi-User Consumer Financial Accounts (Business Wire)
Sep-16-25 04:14PM	First Internet Bancorp to Pay Cash Dividend (Business Wire)
Sep-11-25 04:25PM	Big loan sale helps digital bank reset its balance sheet (American Banker)
Sep-10-25 04:35PM	First Internet Bancorp Agrees to Sell Nearly $1 Billion of Single Tenant Lease Financing Loans to Blackstone (Business Wire)
Aug-27-25 04:46AM	New Strong Sell Stocks for August 27th (Zacks)
Aug-19-25 06:24AM	New Strong Sell Stocks for August 19th (Zacks)
Jul-25-25 03:21AM	First Internet Bancorp (INBK) Q2 2025 Earnings Call Highlights: Navigating Growth Amidst Challenges (GuruFocus.com)
Jul-23-25 07:30PM	First Internet (INBK) Reports Q2 Earnings: What Key Metrics Have to Say (Zacks) -11.80%
06:35PM	First Internet Bancorp (INBK) Misses Q2 Earnings and Revenue Estimates (Zacks)
05:32PM	First Internet: Q2 Earnings Snapshot (Associated Press Finance)
05:26PM	First Internet Bancorp Reports Second Quarter 2025 Results (Business Wire)
10:11AM	First Internet Bancorp (INBK) Q2 2025 Earnings Report Preview: What to Look For (GuruFocus.com)
Jul-22-25 09:39AM	Earnings To Watch: First Internet Bancorp (INBK) Reports Q2 2025 Result (GuruFocus.com)
Jul-10-25 04:30PM	First Internet Bancorp to Announce Second Quarter 2025 Financial Results on Wednesday, July 23 (Business Wire)
Jun-17-25 04:32PM	First Internet Bank Secures $125,000 Grant for Indianapolis Neighborhood Housing Partnership (Business Wire)
04:16PM	First Internet Bancorp to Pay Cash Dividend (Business Wire)
Jun-11-25 09:03AM	First Internet Bank Repeats as an Indianapolis Star Top Workplace (Business Wire)
May-09-25 09:39AM	David Becker Named the 2025 Indianapolis Business Journal Mickey Maurer Entrepreneur of the Year (Business Wire)
May-08-25 04:34PM	First Internet Bank and Increase Receive American Bankers Innovation of the Year Award (Business Wire) +5.88%
02:30AM	U.S. Bank Stocks Weather April Tariff Storms (Seeking Alpha)
May-01-25 08:05AM	U.S. Banks' Credit Outlooks Show Signs Of Deterioration In Q1 Earnings Reports (Seeking Alpha)
Apr-25-25 06:46AM	Q1 2025 First Internet Bancorp Earnings Call (Thomson Reuters StreetEvents)
Apr-24-25 06:09PM	First Internet Bancorp (INBK) Q1 2025 Earnings Call Transcript (Seeking Alpha) -20.81%
Apr-23-25 07:00PM	Compared to Estimates, First Internet (INBK) Q1 Earnings: A Look at Key Metrics (Zacks)
06:10PM	First Internet Bancorp (INBK) Q1 Earnings and Revenues Lag Estimates (Zacks)
05:06PM	First Internet: Q1 Earnings Snapshot (Associated Press Finance)
04:57PM	First Internet Bancorp Reports First Quarter 2025 Results (Business Wire)
Apr-10-25 10:56AM	First Internet (INBK) Soars 9.4%: Is Further Upside Left in the Stock? (Zacks) -12.40%
Apr-09-25 04:22PM	First Internet Bancorp to Announce First Quarter 2025 Financial Results on Wednesday, April 23 (Business Wire) +9.40%
Apr-02-25 10:41AM	First Internet Bancorp's Plunge Hasn't Changed My Opinion (Seeking Alpha)
Mar-18-25 04:21PM	First Internet Bancorp to Pay Cash Dividend (Business Wire)
Mar-17-25 01:21PM	Why First Internet Bancorp (INBK) Is Plunging in 2025? (Insider Monkey)
Mar-11-25 09:11AM	First Internet Bank Adds Small Business Administration Business Development Officer (Business Wire)
Mar-04-25 09:31AM	First Internet Bank Welcomes Blake Sanderson as Commercial Real Estate Leader (Business Wire)
Feb-26-25 01:55PM	First Internet Bank Promotes David Bybee to Lead SBA Lending Team (Business Wire)
Feb-06-25 11:17AM	First Internet Bank Expands Small Business Administration Lending Team (Business Wire)
Feb-04-25 10:31AM	First Internet Bank Named 2024 Online Lender of the Year by Coleman Report (Business Wire)
Jan-28-25 09:06AM	First Internet Bancorp price target lowered to $38 from $42.50 at Piper Sandler (TipRanks)
Jan-24-25 04:33AM	Q4 2024 First Internet Bancorp Earnings Call (Thomson Reuters StreetEvents)
02:06AM	First Internet Bancorp (INBK) Q4 2024 Earnings Call Highlights: Record Growth and Strategic ... (GuruFocus.com)
Jan-22-25 07:00PM	Here's What Key Metrics Tell Us About First Internet (INBK) Q4 Earnings (Zacks) -5.61%
06:15PM	First Internet Bancorp (INBK) Q4 Earnings Miss Estimates (Zacks)
05:24PM	First Internet: Q4 Earnings Snapshot (Associated Press Finance)
05:01PM	First Internet Bancorp Reports Fourth Quarter and Full Year 2024 Results (Business Wire)
07:10AM	First Internet Bancorp (INBK) Q4 2024 Earnings Report Preview: What To Look For (GuruFocus.com)
Jan-21-25 07:07AM	First Internet Bancorp (INBK) Q4 2024 Earnings Report Preview: What To Look For (GuruFocus.com)
Jan-20-25 09:15AM	First Internet (INBK) Q4 Earnings Preview: What You Should Know Beyond the Headline Estimates (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Fenech Joseph A.	Director	Feb 24 '26	Buy	19.83	1,000	19,830	10,102	Feb 26 11:54 AM
Lorch Nicole S.	President & COO	Nov 17 '25	Buy	17.96	2,000	35,920	70,206	Nov 18 10:11 AM

First Internet Bancorp engages in the provision of online commercial and retail banking products and services. It offers first-lien residential mortgage loans, consumer loans and credit cards & CRE loans in Indiana and other parts of the midwest in the form of office, retail, industrial, and multifamily loans, with credit tenant lease financing. The company was founded on September 15, 2005 and is headquartered in Indianapolis, IN.

Chairman & CEOMr. David B. Becker

PresidentMs. Nicole S. Lorch

Executive VP & CFOMr. Kenneth J. Lovik

Executive Assistant & Director of Corporate AdministrationMs. Paula Deemer

Senior vice president of government guaranteed lending.Mr. David M. Bybee

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INBK

First Internet Bancorp

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