For the quarter ended December 2025, Seacoast Banking (SBCF) reported revenue of $203.26 million, up 53% over the same period last year. EPS came in at $0.44, compared to $0.48 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $202.6 million, representing a surprise of +0.33%. The company delivered an EPS surprise of -13.73%, with the consensus EPS estimate being $0.51.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Seacoast Banking performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total Nonperforming Assets: $76.25 million compared to the $66.67 million average estimate based on two analysts.
- Efficiency Ratio: 63.4% versus 55.2% estimated by two analysts on average.
- Nonperforming loans: $72 million versus the two-analyst average estimate of $61.64 million.
- Net charge-offs to average loans: 0% versus 0.2% estimated by two analysts on average.
- Net Interest Margin: 3.7% compared to the 3.7% average estimate based on two analysts.
- Average Balance - Total Earning Assets: $19.11 billion versus $18.84 billion estimated by two analysts on average.
- Net interest income: $174.63 million versus the two-analyst average estimate of $176.51 million.
- Net interest income - FTE: $176.24 million versus the two-analyst average estimate of $177.1 million.
- Total noninterest income: $28.63 million versus the two-analyst average estimate of $26.16 million.
View all Key Company Metrics for Seacoast Banking here>>>
Shares of Seacoast Banking have returned +6.8% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Seacoast Banking Corporation of Florida (SBCF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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