For the quarter ended December 2025, First Mid Bancshares (FMBH) reported revenue of $88.22 million, up 3.4% over the same period last year. EPS came in at $1.06, compared to $0.87 in the year-ago quarter.
The reported revenue represents a surprise of -3.54% over the Zacks Consensus Estimate of $91.45 million. With the consensus EPS estimate being $1.06, the EPS surprise was +0.24%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Mid Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 57.6% versus 59.8% estimated by three analysts on average.
- Net interest margin: 3.7% compared to the 3.8% average estimate based on three analysts.
- Average Earning Assets: $7.17 billion compared to the $7.12 billion average estimate based on two analysts.
- Non-interest Income: $21.69 million compared to the $24.59 million average estimate based on three analysts.
- Other: $0.32 million versus $2.55 million estimated by two analysts on average.
- Net Interest Income (FTE): $67.31 million versus $68.01 million estimated by two analysts on average.
- Net Interest Income: $66.53 million versus $67.07 million estimated by two analysts on average.
- ATM/debit card revenue: $3.95 million compared to the $4.15 million average estimate based on two analysts.
- Wealth management revenues: $6.59 million compared to the $6.7 million average estimate based on two analysts.
- Insurance commissions: $7.44 million versus the two-analyst average estimate of $7.2 million.
- Service charges: $3.16 million compared to the $3.05 million average estimate based on two analysts.
- Mortgage banking revenues: $0.62 million versus $1 million estimated by two analysts on average.
View all Key Company Metrics for First Mid Bancshares here>>>
Shares of First Mid Bancshares have returned +6.3% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Mid Bancshares, Inc. (FMBH): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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