Remitly (RELY) Stock Soars On Strong Q4 Earnings

Remitly Global Inc (NASDAQ:RELY) is surging Thursday morning after the digital remittances platform posted record fourth-quarter and full-year 2025 results and delivered its first full year of GAAP profitability. Here’s what investors need to know.

• Remitly Global stock is surging to new heights today. What’s fueling RELY momentum?

Record Q4 Beat Fuels RELY Stock Rally

The company reported fourth-quarter revenue of $442.2 million, up 26% year-over-year, with net income of $41.2 million versus a loss a year ago and adjusted EBITDA of $88.6 million, nearly doubling from 2024.

Active customers climbed 19% to 9.3 million, while send volume jumped 35% to $20.8 billion. For 2025, revenue grew 29% to $1.6 billion and net income reached $67.9 million.

Upbeat 2026 Outlook And CEO Transition

Management also guided above consensus for 2026, projecting revenue between $1.94 billion and $1.96 billion, implying 19% to 20% growth, and expecting positive GAAP net income alongside adjusted EBITDA of $340 million to $360 million.

For the first quarter of 2026, Remitly sees revenue of $436 million to $438 million, representing roughly 21% growth, with another quarter of positive earnings, and adjusted EBITDA of $82 million to $84 million.

The results come as founder Matt Oppenheimer hands the CEO role to Sebastian Gunningham, who steps in to lead Remitly's next phase of expansion while Oppenheimer remains chairman. Investors appear to be cheering both the stronger-than-expected outlook and the leadership transition Thursday.

Strong Momentum Above Key Averages

The stock is currently trading 29.9% above its 20-day simple moving average (SMA) and 24.1% above its 100-day SMA, indicating strong short-term and medium-term momentum.

Over the past 12 months, shares have decreased by 31.67% and are positioned closer to their 52-week highs than lows, suggesting a potential recovery phase.

The RSI is at 53.42, which is considered neutral territory, indicating that the stock is neither overbought nor oversold. Meanwhile, the MACD shows a bullish signal, with the MACD at -0.1593 and the signal line at -0.1845, suggesting positive momentum.

The combination of neutral RSI and bullish MACD suggests mixed momentum, indicating potential for further upward movement if buying interest continues.

• Key Resistance: $20.50
• Key Support: $17.00

Benzinga Edge Rankings

Below is the Benzinga Edge scorecard for Remitly Global, highlighting its strengths and weaknesses compared to the broader market:

• Value Rank: 36.97 — The stock is trading at a premium relative to peers.
• Growth Rank: 95.94 — Indicates strong growth potential.
• Momentum Rank: 3.55 — Suggests weak momentum in the current market.

The Verdict: Remitly Global’s Benzinga Edge signal reveals a mixed outlook. While the strong growth rank indicates potential, the low value and momentum scores suggest caution for investors.

RELY Shares Surge Thursday

RELY Price Action: Remitly Global shares were up 29.24% at $17.59 at the time of publication on Thursday, according to Benzinga Pro data.

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