For the quarter ended March 2025, First Mid Bancshares (FMBH) reported revenue of $84.27 million, up 5.4% over the same period last year. EPS came in at $0.96, compared to $0.93 in the year-ago quarter.
The reported revenue represents a surprise of -0.50% over the Zacks Consensus Estimate of $84.7 million. With the consensus EPS estimate being $0.94, the EPS surprise was +2.13%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Mid Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 58.9% compared to the 61.2% average estimate based on three analysts.
- Net interest margin: 3.6% versus the three-analyst average estimate of 3.4%.
- Average Earning Assets: $6.77 billion versus $6.86 billion estimated by two analysts on average.
- Non-interest Income: $24.86 million versus $26.94 million estimated by three analysts on average.
- Wealth management revenues: $5.80 million versus the two-analyst average estimate of $5.80 million.
- Insurance commissions: $9.93 million compared to the $10.18 million average estimate based on two analysts.
- Service charges: $2.90 million compared to the $3.04 million average estimate based on two analysts.
- Net Interest Income (FTE): $60.16 million compared to the $57.90 million average estimate based on two analysts.
- ATM/debit card revenue: $3.65 million versus $4.07 million estimated by two analysts on average.
- Other: $2.06 million versus the two-analyst average estimate of $3 million.
- Net Interest Income: $59.41 million versus $57.82 million estimated by two analysts on average.
- Mortgage banking revenues: $0.71 million compared to the $0.89 million average estimate based on two analysts.
View all Key Company Metrics for First Mid Bancshares here>>>
Shares of First Mid Bancshares have returned -2.1% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Mid Bancshares, Inc. (FMBH): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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