CFR

Cullen Frost Bankers Inc

157.76

Nov 11 • 6:21 AM ET -0.40 (-0.25%)

Financial Banks - Regional USA Mid NYSE

Peers: ZION BPOP ONB SSB WAL UMBF FHN PNFP VLY OZK

| Held by: IJH VTI VB VBR VXF SDY DFAT MDY DFAS XMMO

Scroll to Statements

Index	RUI
Market Cap	9.81B
Enterprise Value	-
Income	674.69M
Sales	2.94B
Book/sh	61.70
Cash/sh	-
Dividend Est.	4.08 (2.59%)
Dividend TTM	4.06 (2.57%)
Dividend Ex-Date	Nov 30, 2026
Dividend Gr. 3/5Y	6.83% 6.75%
Payout	39.84%
Employees	6008
IPO	Nov 01, 1982

P/E	14.68
Forward P/E	13.02
PEG	1.53
P/S	3.33
P/B	2.56
P/C	-
P/FCF	16.68
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.22
Debt/Eq	1.42
LT Debt/Eq	0.13
Option/Short	Yes / Yes

EPS (ttm)	10.74
EPS next Y	12.12
EPS next Q	2.90
EPS this Y	12.00%
EPS next Y	9.09%
EPS next 5Y	8.53%
EPS past 3/5Y	4.08% 14.28%
Sales past 3/5Y	15.78% 14.57%
EPS Y/Y TTM	10.44%
Sales Y/Y TTM	1.81%
EPS Q/Q	6.38%
Sales Q/Q	2.86%
Earnings	Oct 29 BMO
EPS/Sales Surpr.	1.57% 2.71%

Insider Own	6.40%
Insider Trans	-0.17%
Inst Own	91.99%
Inst Trans	3.08%
ROA	1.27%
ROE	16.16%
ROIC	15.20%
Gross Margin	-
Oper. Margin	27.84%
Profit Margin	22.92%
SMA20	0.41%
SMA50	0.43%
SMA200	5.45%
Trades

Shs Outstand	62.06M
Shs Float	58.20M
Short Float	7.28%
Short Ratio	8.94
Short Interest	4.23M
52W High	170.80 -7.63%
52W Low	119.14 32.41%
Volatility	2.69% 2.14%
ATR (14)	3.37
RSI (14)	52.13
Beta	0.51
Rel Volume	0.11
Avg Volume	473.49K
Volume	2,602

Perf Week	-1.21%
Perf Month	4.09%
Perf Quarter	-6.42%
Perf Half Y	17.16%
Perf YTD	24.58%
Perf Year	26.27%
Perf 3Y	69.65%
Perf 5Y	17.18%
Perf 10Y	88.15%
Recom	2.56
Target Price	174.07
Prev Close	158.16
Price	157.76
Change %	-0.25%

Consensus

Hold

Avg. Price Target

$174.07

Implied Upside

+10.3%

Analysts13incl. previous ratings

Rating Distribution3 Buy · 9 Hold · 1 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Nov 02, 2026	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$175	+10.9%
Sep 08, 2026	Upgrade	MMorgan Stanley	Underweight → Overweight	$200	+26.8%
Jul 06, 2026	Upgrade	JJefferies	Underperform → Hold	$160	+1.4%
Jul 01, 2026	Downgrade	RRaymond James	Outperform → Mkt Perform
May 05, 2026	Upgrade	SStephens	Equal-Weight → Overweight	$164	+4.0%
Jan 05, 2026	Upgrade	KKeefe Bruyette	Mkt Perform → Outperform	$150	-4.9%
Sep 10, 2025	Initiated	CCantor Fitzgerald	Neutral	$138	-12.5%
Jul 08, 2025	Upgrade	RRaymond James	Mkt Perform → Outperform	$150	-4.9%
May 21, 2025	Initiated	JJefferies	Underperform	$105	-33.4%
May 02, 2025	Upgrade	EEvercore ISI	Underperform → In-line	$132	-16.3%
Apr 01, 2025	Initiated	BBarclays	Equal Weight	$130	-17.6%
Feb 03, 2025	Downgrade	DDA Davidson	Buy → Neutral	$138 → $143	-9.4%
Nov 01, 2024	Reiterated	MMaxim Group	Buy	$138 → $149	-5.6%
Aug 05, 2024	Downgrade	MMorgan Stanley	Equal-Weight → Underweight	$112 → $121	-23.3%
Jul 26, 2024	Reiterated	MMaxim Group	Buy	$132 → $138	-12.5%
Jan 08, 2024	Downgrade	CCompass Point	Buy → Neutral
Jan 03, 2024	Downgrade	EEvercore ISI	In-line → Underperform	$98 → $111	-29.6%
Dec 01, 2023	Initiated	CCitigroup	Sell	$94	-40.4%
Aug 25, 2023	Upgrade	UUBS	Sell → Neutral	$97 → $100	-36.6%
May 16, 2023	Downgrade	MMorgan Stanley	Overweight → Equal-Weight	$127 → $121	-23.3%

Oct-29-26 05:26PM	Cullen/Frost Beats And Raises Again, But Rising Rates Leave A Mark On Book Value And Deposit Costs (Earnings Whispers)
04:23PM	CULLEN/FROST BANKERS TO MOVE PRIMARY STOCK EXCHANGE LISTINGS TO TEXAS STOCK EXCHANGE (PR Newswire)
09:19AM	Cullen/Frost: Q3 Earnings Snapshot (Associated Press)
09:00AM	CULLEN/FROST REPORTS THIRD QUARTER RESULTS (PR Newswire)
Oct-21-26 12:02PM	Cullen/Frost Must Prove Its Raised Outlook Can Outrun A Credit Blemish And Deposit Costs (Earnings Whispers)
09:00AM	Loading…
09:00AM	Frost Bank becomes Official Bank of the Houston Rockets and Houston Comets (PR Newswire)
Oct-08-26 03:00PM	Cullen/Frost Bankers, Inc. Hosts Third Quarter 2026 Earnings Conference Call (PR Newswire)
Sep-14-26 01:17PM	Intel Upgraded, CVS Health Downgraded: Updated Rankings on Top Blue-Chip Stocks (InvestorPlace)
Aug-31-26 07:12AM	Cullen/Frost Bankers Inc's Dividend Analysis (GuruFocus.com)
Aug-18-26 08:00AM	Frost Bank Teams with Blend to Speed Up Account Opening and Boost Completion Rates by 60% (Business Wire)
Aug-03-26 09:39AM	Berkshire Hathaway Upgraded, Carvana Downgraded: Updated Rankings on Top Blue-Chip Stocks (InvestorPlace)
Jul-30-26 09:03PM	Cullen/Frost Bankers Inc (CFR) (Q2 2026) Earnings Call Highlights: Record Loan Pipeline and ... (GuruFocus.com)
09:13AM	Cullen/Frost: Q2 Earnings Snapshot (Associated Press)
09:00AM	CULLEN/FROST REPORTS SECOND QUARTER RESULTS (PR Newswire)
Jul-09-26 04:43PM	Cullen/Frost Bankers, Inc. Hosts Second Quarter 2026 Earnings Conference Call (PR Newswire)
05:26AM	Loading…
Jul-06-26 05:26AM	Premarket movers: Intel, Micron rise after chip stock sell-off on Thursday (MarketWatch)
03:41AM	Stock Market Today: Dow set to open lower, S&P 500 and Nasdaq poised to climb after three-day break (MarketWatch)
Jul-01-26 09:35AM	SpaceX initiated, Salesforce upgraded: Wall Street's top analyst calls (The Fly)
Jun-11-26 01:49PM	The NBA Finals Are Delivering Fireworks for Fans-and These Stocks (Barrons.com)
May-05-26 09:46AM	Roblox downgraded, Chipotle upgraded: Wall Street's top analyst calls (The Fly)
May-01-26 03:16AM	Cullen/Frost Bankers Inc (CFR) Q1 2026 Earnings Call Highlights: Strong Loan Growth and ... (GuruFocus.com)
Apr-30-26 04:25PM	Cullen/Frost Bankers, Inc. reschedules earnings conference call (PR Newswire)
02:19PM	Solid credit numbers boost Cullen/Frost's bottom line (American Banker)
09:20AM	Cullen/Frost: Q1 Earnings Snapshot (Associated Press)
09:00AM	CULLEN/FROST REPORTS FIRST QUARTER RESULTS (PR Newswire)
Apr-07-26 04:00PM	Cullen/Frost Bankers, Inc. Hosts First Quarter 2026 Earnings Conference Call (PR Newswire)
Apr-06-26 08:00PM	Cullen/Frost Bankers (CFR) is a Great Momentum Stock: Should You Buy? (Quartz)
Apr-01-26 07:00AM	Frost Bank Becomes Official Financial Literacy Partner of Texas Rangers in Frost's First MLB Deal (PR Newswire)
Mar-06-26 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Mar-04-26 08:41AM	Cullen/Frost price target raised to $152 from $141 at Cantor Fitzgerald (TipRanks)
11:40AM	Loading…
Mar-02-26 11:40AM	TCBI or CFR: Which Is the Better Value Stock Right Now? (Zacks)
Feb-18-26 11:45AM	Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now (Zacks)
Feb-12-26 10:32PM	Regional Banks Stocks Q4 In Review: Frost Bank (NYSE:CFR) Vs Peers (StockStory)
11:40AM	TCBI vs. CFR: Which Stock Is the Better Value Option? (Zacks)
Feb-05-26 12:40AM	The Top 5 Analyst Questions From Frost Bank's Q4 Earnings Call (StockStory)
Feb-02-26 11:45AM	Why Cullen/Frost Bankers (CFR) is a Top Dividend Stock for Your Portfolio (Zacks)
Jan-30-26 01:31PM	Cullen/Frost Q4 Earnings Beat on Strong Y/Y NII & Fee Income Growth (Zacks)
11:00AM	CULLEN/FROST BANKERS ANNOUNCES TWO ADDITIONS TO BOARD OF DIRECTORS; AVERY TO RETIRE (PR Newswire)
12:31AM	CFR Q4 Deep Dive: Organic Expansion, Competitive Lending, and Deposit Growth in Focus (StockStory)
Jan-29-26 09:39PM	Cullen/Frost Bankers Q4 Earnings Call Highlights (MarketBeat)
08:00PM	Cullen/Frost Bankers Inc (CFR) Q4 2025 Earnings Call Highlights: Strong Financial Performance ... (GuruFocus.com)
12:00PM	Cullen/Frost (CFR) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
10:25AM	Cullen/Frost Bankers (CFR) Tops Q4 Earnings and Revenue Estimates (Zacks)
09:26AM	Cullen/Frost: Q4 Earnings Snapshot (Associated Press Finance)
09:23AM	Cullen/Frost Declares Cash Dividend Of $1.00/common Share; Approves $300 Mln Share Buyback - Update (RTT News)
09:17AM	Frost Bank (NYSE:CFR) Reports Q4 CY2025 In Line With Expectations (StockStory)
09:00AM	CULLEN/FROST REPORTS FOURTH QUARTER AND 2025 ANNUAL RESULTS (PR Newswire)
Jan-27-26 10:02PM	Frost Bank (CFR) To Report Earnings Tomorrow: Here Is What To Expect (StockStory)
09:15AM	Seeking Clues to Cullen/Frost (CFR) Q4 Earnings? A Peek Into Wall Street Projections for Key Metrics (Zacks)
Jan-26-26 11:40AM	FHN vs. CFR: Which Stock Should Value Investors Buy Now? (Zacks)
Jan-22-26 10:00AM	Cullen/Frost Bankers (CFR) Earnings Expected to Grow: Should You Buy? (Zacks)
07:10AM	Texas Capital (TCBI) Q4 Earnings and Revenues Beat Estimates (Zacks)
Jan-15-26 02:27AM	KBW Turns Bullish on Cullen/Frost (CFR), Expects Peer-Leading Loan Growth in 2026 (Insider Monkey)
Jan-09-26 11:40AM	FHN or CFR: Which Is the Better Value Stock Right Now? (Zacks)
Jan-08-26 12:10PM	Will Cullen/Frost (CFR) Beat Estimates Again in Its Next Earnings Report? (Zacks)
11:40AM	FHN vs. CFR: Which Stock Is the Better Value Option? (Zacks)
Jan-07-26 11:40AM	FHN or CFR: Which Is the Better Value Stock Right Now? (Zacks)
09:00AM	Cullen/Frost Bankers, Inc. Hosts Fourth Quarter 2025 Earnings Conference Call (PR Newswire)
Jan-06-26 11:40AM	FHN or CFR: Which Is the Better Value Stock Right Now? (Zacks)
Jan-05-26 12:00PM	Cullen/Frost (CFR) Upgraded to Buy: Here's What You Should Know (Zacks)
Dec-31-25 10:54AM	BOK Financial Stock Up Nearly 18% in 6 Months: Is It Worth Buying Now? (Zacks)
Dec-16-25 11:40AM	FHN vs. CFR: Which Stock Is the Better Value Option? (Zacks)
Dec-03-25 01:34PM	Texas Capital Announces New Buyback Plan: Sustainable or Not? (Zacks)
Nov-24-25 11:40AM	FHN or CFR: Which Is the Better Value Stock Right Now? (Zacks)
Nov-18-25 09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
Nov-12-25 09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
Nov-06-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
12:33AM	5 Insightful Analyst Questions From Frost Bank's Q3 Earnings Call (StockStory)
Nov-05-25 11:40AM	FHN vs. CFR: Which Stock Is the Better Value Option? (Zacks)
Nov-04-25 10:34PM	Winners And Losers Of Q3: Frost Bank (NYSE:CFR) Vs The Rest Of The Regional Banks Stocks (StockStory)
Oct-31-25 01:14PM	Cullen/Frost Q3 Earnings Beat on Strong NII & Fee Income Growth (Zacks)
09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
08:45AM	CFR Q3 Deep Dive: Expansion Markets and Deposit Momentum Drive Results (StockStory)
Oct-30-25 09:16PM	Cullen/Frost Bankers Inc (CFR) Q3 2025 Earnings Call Highlights: Strong Earnings Growth and ... (GuruFocus.com)
11:30AM	Cullen/Frost (CFR) Reports Q3 Earnings: What Key Metrics Have to Say (Zacks)
10:15AM	Cullen/Frost Bankers (CFR) Beats Q3 Earnings and Revenue Estimates (Zacks)
09:45AM	Frost Bank (NYSE:CFR) Delivers Strong Q3 Numbers (StockStory)
09:12AM	Cullen/Frost: Q3 Earnings Snapshot (Associated Press Finance)
09:00AM	CULLEN/FROST REPORTS THIRD QUARTER RESULTS (PR Newswire)
Oct-29-25 09:27AM	Cullen/Frost Bankers Inc (CFR) Q3 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Oct-28-25 11:01PM	Frost Bank (CFR) To Report Earnings Tomorrow: Here Is What To Expect (StockStory)
Oct-24-25 07:05AM	Southside Bancshares (SBSI) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
Oct-23-25 10:00AM	Cullen/Frost Bankers (CFR) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Oct-20-25 11:40AM	FHN or CFR: Which Is the Better Value Stock Right Now? (Zacks)
12:00AM	2 Reasons to Like CFR (and 1 Not So Much) (StockStory)
Oct-17-25 11:45AM	Cullen/Frost Bankers (CFR) Could Be a Great Choice (Zacks)
Oct-14-25 11:00AM	Cullen/Frost Bankers, Inc. Hosts Third Quarter 2025 Earnings Conference Call (PR Newswire)
Oct-10-25 12:10PM	Why Cullen/Frost (CFR) is Poised to Beat Earnings Estimates Again (Zacks)
Oct-06-25 11:56AM	Fifth Third Buys Comerica for $10.9B in Years Biggest Bank Deal. Which Firms Might Be Next. (Barrons.com)
Oct-02-25 11:40AM	FHN vs. CFR: Which Stock Is the Better Value Option? (Zacks)
Oct-01-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
11:40AM	FHN vs. CFR: Which Stock Should Value Investors Buy Now? (Zacks)
Sep-29-25 10:11AM	Texas Capital Gains Nearly 16% in 6 Months: Is It Worth Betting On? (Zacks)
Sep-22-25 09:32AM	FinWise Bancorp (FINW) Soars 9.0%: Is Further Upside Left in the Stock? (Zacks)
Sep-17-25 09:21AM	Implied Volatility Surging for Cullen/Frost Bankers Stock Options (Zacks)
Sep-15-25 11:45AM	Cullen/Frost Bankers (CFR) Could Be a Great Choice (Zacks)
Sep-11-25 11:19AM	BOK Financial Gains 16% in 3 Months: How to Play the Stock Now? (Zacks)
Aug-29-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Aug-22-25 02:47PM	First Horizon Stock Up Nearly 36% in a Year: How to Approach Now? (Zacks)
Aug-13-25 11:45AM	Why Cullen/Frost Bankers (CFR) is a Great Dividend Stock Right Now (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Bracher Paul	President of CFR	Nov 05 '26	Sale	158.24	2,900	458,896	108,736	Nov 09 09:35 AM
Bracher Paul	Officer	Nov 05 '26	Proposed Sale	158.24	2,900	458,896		Nov 05 01:15 PM
Henson Matthew Bradley	Chief Accounting Officer	Nov 02 '26	Sale	159.72	534	85,290	317	Nov 03 09:53 AM
Henson Matthew Bradley	Officer	Nov 02 '26	Proposed Sale	159.72	534	85,290		Nov 02 02:57 PM
Berman Bobby	GEVP Research & Strategy	Oct 30 '26	Sale	157.10	2,406	377,983	28,406	Nov 02 10:07 AM
Berman Bobby	Officer	Oct 30 '26	Proposed Sale	157.18	2,406	378,178		Oct 30 10:39 AM
Kasanoff Howard L.	GEVP Chief Credit Officer	Oct 24 '26	Option Exercise	0.00	2,004	0	6,216	Oct 26 05:26 PM
Bracher Paul	President of CFR	Oct 24 '26	Option Exercise	0.00	4,876	0	113,555	Oct 26 05:26 PM
Rhodes Coolidge E JR	Group EVP General Counsel/Sec	Oct 24 '26	Option Exercise	0.00	3,685	0	8,295	Oct 26 05:25 PM
Stead Jimmy	GEVP Chief Consumer Banking	Oct 24 '26	Option Exercise	0.00	4,628	0	22,824	Oct 26 05:25 PM
Geddes Dan	GEVP & Chief Financial Officer	Oct 24 '26	Option Exercise	0.00	2,004	0	5,312	Oct 26 05:24 PM
Henson Matthew Bradley	Chief Accounting Officer	Oct 24 '26	Option Exercise	0.00	707	0	1,024	Oct 26 05:24 PM
Berman Bobby	GEVP Research & Strategy	Oct 24 '26	Option Exercise	0.00	2,741	0	31,891	Oct 26 05:23 PM
Alonzo Annette M	GEVP Chief HR Officer	Oct 24 '26	Option Exercise	0.00	3,508	0	23,639	Oct 26 05:23 PM
Pullin Ericka Lynn	GEVP, Culture & People Dev.	Oct 24 '26	Option Exercise	0.00	707	0	2,737	Oct 26 05:22 PM
GREEN PHILLIP D	Chairman and CEO	Oct 24 '26	Option Exercise	0.00	20,045	0	130,924	Oct 26 05:22 PM
Wilson Kenneth L.	GEVP Chief Wealth Officer	Oct 24 '26	Option Exercise	0.00	3,125	0	3,583	Oct 26 05:20 PM
Severyn Carol Jean	GEVP and Chief Risk Officer	Oct 24 '26	Option Exercise	0.00	3,685	0	16,397	Oct 26 05:19 PM
Severyn Carol Jean	GEVP and Chief Risk Officer	Jun 12 '26	Sale	148.29	837	124,120	12,712	Jun 15 12:31 PM
Severyn Carol Jean	Officer	Jun 12 '26	Proposed Sale	148.29	837	124,120		Jun 12 02:55 PM
Rhodes Coolidge E JR	Officer	Mar 06 '26	Proposed Sale	127.00	700	88,900		Mar 06 04:37 PM
Berman Bobby	GEVP Research & Strategy	Jan 30 '26	Sale	137.07	1,000	137,070	28,406	Feb 02 12:55 PM
Berman Bobby	Officer	Jan 30 '26	Proposed Sale	137.07	1,000	137,070		Jan 30 02:17 PM
Pullin Ericka Lynn	GEVP, Culture & People Dev.	Dec 12 '25	Sale	129.72	0	43	2,024	Dec 15 11:55 AM
Rhodes Coolidge E JR	Group EVP General Counsel/Sec	Dec 09 '25	Sale	127.00	700	88,900	3,795	Dec 10 01:47 PM

Cullen/Frost Bankers, Inc. is a financial holding company, which engages in the provision of commercial and consumer banking services. It operates through the Banking and Frost Wealth Advisors segments. The Banking segment involves the operation of commercial and consumer banking services. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services. The company was founded by Thomas Clayborne Frost in 1868 and is headquartered in San Antonio, TX.

Chairman of the Board & CEOMr. Phillip D. Green J.D.

PresidentMr. Paul H. Bracher

Group Executive VP & CFOMr. Daniel J. Geddes

Group Executive VP and Chief Consumer Banking Officer & Technology OfficerMr. Jimmy M. Stead

Group Executive VPMr. Coolidge E. Rhodes Jr.

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

All the Features.Half the Price.

CFR

Cullen Frost Bankers Inc

Upgrade your Finviz experience

All the Features.
Half the Price.