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Last Close
35.64
Oct 30 • 3:59 PM ET Dollar change-0.50 Percentage change(-1.38%)
Aftermarket Close
35.50
Aftermarket • 7:30 PM ET Dollar change-0.14 Percentage change(-0.39%)
Oct 30, 1:32 AMHeritage grows EPS and book value despite higher catastrophe losses and Florida pricing pressure
Index
RUT
Market Cap
1.06B
Enterprise Value
-
Income
215.99M
Sales
861.41M
Book/sh
20.22
Cash/sh
-
Employees
542
IPO
May 23, 2014
P/E
5.01
Forward P/E
6.95
PEG
-
P/S
1.23
P/B
1.76
P/C
-
P/FCF
3.56
EV/EBITDA
-
EV/Sales
-
Quick Ratio
-
Current Ratio
1.09
Debt/Eq
0.15
LT Debt/Eq
0.15
Option/Short
Yes / Yes
EPS (ttm)
7.11
EPS next Y
5.12
EPS next Q
1.06
EPS this Y
-7.63%
EPS next Y
-12.21%
EPS next 5Y
-8.60%
EPS past 3/5Y
- 80.14%
Sales past 3/5Y
8.55% 7.38%
EPS Y/Y TTM
47.41%
Sales Y/Y TTM
2.18%
EPS Q/Q
5.61%
Sales Q/Q
3.19%
Insider Own
19.64%
Insider Trans
-1.64%
Inst Own
65.32%
Inst Trans
1.99%
ROA
13.30%
ROE
41.68%
ROIC
31.34%
Gross Margin
-
Oper. Margin
34.08%
Profit Margin
25.07%
SMA20
-0.63%
SMA50
2.40%
SMA200
24.53%
Trades
Shs Outstand
29.63M
Shs Float
23.89M
52W High
37.87 -5.89%
52W Low
20.48 74.02%
Volatility
4.81% 3.32%
ATR (14)
1.28
RSI (14)
50.89
Beta
0.99
Rel Volume
1.43
Avg Volume
285.57K
Volume
407,772
Perf Week
-3.20%
Perf Month
5.35%
Perf Quarter
17.94%
Perf Half Y
24.05%
Perf YTD
21.80%
Perf Year
52.76%
Perf 3Y
507.16%
Perf 5Y
444.95%
Perf 10Y
205.14%
Prev Close
36.14
Price
35.64
Change %
-1.38%
Consensus
Buy
Avg. Price Target
$42.50
Implied Upside
+19.2%
Analysts5incl. previous ratings
Rating Distribution1 Buy · 4 Hold · 0 Sell
DateActionAnalystRating ChangePrice Target ChangeImplied Upside
Oct 16, 2026Initiated
RJF logoRRaymond James
Mkt Perform
Aug 09, 2024Upgrade
PPiper Sandler
Neutral → Overweight$9 → $13-63.5%
Mar 13, 2024Downgrade
JJMP Securities
Mkt Outperform → Mkt Perform
Feb 13, 2023Downgrade
PPiper Sandler
Overweight → Neutral$4.30 → $2.20-93.8%
Apr 06, 2020Upgrade
PPiper Sandler
Neutral → Overweight$12 → $15-57.9%
Nov 05, 2019Downgrade
KKeefe Bruyette
Outperform → Mkt Perform
Jul 16, 2019Downgrade
SSandler O'Neill
Buy → Hold$18 → $17-52.3%
Jan 22, 2018Downgrade
JJMP Securities
Mkt Outperform → Mkt Perform
Sep 23, 2016Upgrade
SSandler O'Neill
Hold → Buy
Mar 04, 2016Downgrade
SSandler O'Neill
Buy → Hold
Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total SEC Form 4
JOHNS TIMOTHY ESee RemarksOct 19 '26Sale35.913,500125,68618,438Oct 21 05:04 PM
TIMOTHY JOHNSOfficerOct 19 '26Proposed Sale35.773,500125,195Oct 19 04:24 PM
JOHNS TIMOTHY ESee RemarksSep 18 '26Sale34.743,500121,57921,938Sep 22 04:57 PM
TIMOTHY JOHNSOfficerSep 18 '26Proposed Sale35.423,500123,970Sep 18 04:19 PM
Garateix Ernie JChief Executive OfficerSep 14 '26Sale35.252,50088,1351,035,955Sep 16 04:58 PM
ERNESTO J GARATEIXOfficerSep 14 '26Proposed Sale35.252,50088,135Sep 14 04:36 PM
Binnun SharonChief Accounting OfficerSep 09 '26Sale33.816,565221,99580,623Sep 11 05:19 PM
SHARON ANN BINNUNOfficerSep 09 '26Proposed Sale33.826,565221,995Sep 09 04:25 PM
Garateix Ernie JChief Executive OfficerSep 03 '26Sale35.102,50087,7501,038,455Sep 08 05:20 PM
Binnun SharonChief Accounting OfficerSep 01 '26Sale33.919,200311,99487,188Sep 03 04:54 PM
ERNESTO J GARATEIXOfficerSep 03 '26Proposed Sale35.102,50087,750Sep 03 04:01 PM
SHARON BINNUNOfficerSep 01 '26Proposed Sale33.629,200309,304Sep 01 04:35 PM
Garateix Ernie JChief Executive OfficerAug 24 '26Sale34.8810,000348,7501,040,955Aug 26 05:00 PM
ERNESTO J GARATEIXOfficerAug 24 '26Proposed Sale34.8810,000348,750Aug 24 05:09 PM
JOHNS TIMOTHY ESee RemarksAug 19 '26Sale33.683,500117,86425,438Aug 21 05:02 PM
Garateix Ernie JChief Executive OfficerAug 18 '26Sale34.555,000172,7251,050,955Aug 19 05:01 PM
Garateix Ernie JChief Executive OfficerAug 17 '26Sale34.315,000171,5501,055,955Aug 19 05:01 PM
Lusk KirkChief Financial OfficerAug 17 '26Sale34.1610,000341,587492,522Aug 19 05:01 PM
TIMOTHY JOHNSOfficerAug 19 '26Proposed Sale33.693,500117,915Aug 19 04:26 PM
ERNESTO J GARATEIXOfficerAug 18 '26Proposed Sale34.555,000172,725Aug 18 04:07 PM
ERNESTO J GARATEIXOfficerAug 17 '26Proposed Sale34.255,000171,250Aug 17 04:56 PM
KIRK H LUSKOfficerAug 17 '26Proposed Sale34.1610,000341,587Aug 17 04:51 PM
Moura TimothySee RemarksAug 10 '26Sale32.4915,104490,681144,941Aug 12 05:00 PM
Timothy MouraOfficerAug 10 '26Proposed Sale32.7415,104494,504Aug 10 02:07 PM
Binnun SharonChief Accounting OfficerAug 03 '26Sale30.039,200276,28596,388Aug 05 05:26 PM
SHARON BINNUNOfficerAug 03 '26Proposed Sale29.379,200270,204Aug 03 04:18 PM
Binnun SharonChief Accounting OfficerJul 01 '26Sale26.589,200244,493105,588Jul 02 05:00 PM
SHARON BINNUNOfficerJul 01 '26Proposed Sale26.089,200239,936Jul 01 05:02 PM
Binnun SharonChief Accounting OfficerJun 22 '26Sale24.369,200224,103114,788Jun 24 04:58 PM
SHARON BINNUNOfficerJun 22 '26Proposed Sale23.279,200214,084Jun 22 04:45 PM
WHITING PAUL LDirectorMay 19 '26Buy23.5616,000376,950103,126May 20 04:58 PM
Binnun SharonChief Accounting OfficerMay 01 '26Sale28.999,200266,753123,988May 05 05:33 PM
SHARON BINNUNOfficerMay 01 '26Proposed Sale29.329,200269,744May 01 04:41 PM
Garateix Ernie JChief Executive OfficerApr 20 '26Sale27.568,334229,6531,060,955Apr 21 05:02 PM
ERNESTO GARATEIX & YVETTE GARADirectorApr 20 '26Proposed Sale27.227,467203,252Apr 20 04:33 PM
ERNESTO GARATEIX DirectorApr 20 '26Proposed Sale27.2286723,600Apr 20 04:30 PM
Moura TimothySee RemarksApr 01 '26Sale25.7925,721663,468184,814Apr 03 05:04 PM
Moura TimothySee RemarksApr 02 '26Sale25.7624,769637,969160,045Apr 03 05:04 PM
Binnun SharonChief Accounting OfficerApr 01 '26Sale25.729,200236,588133,188Apr 03 05:03 PM
Timothy MouraOfficerApr 01 '26Proposed Sale25.1950,4901,271,843Apr 01 04:51 PM
SHARON BINNUNOfficerApr 01 '26Proposed Sale26.259,200241,500Apr 01 04:42 PM
Garateix Ernie JChief Executive OfficerMar 20 '26Sale25.398,334211,5791,069,289Mar 23 05:00 PM
Moura TimothySee RemarksMar 19 '26Sale26.6329,133775,761210,535Mar 23 05:00 PM
ERNESTO GARATEIX DirectorMar 20 '26Proposed Sale26.6286723,080Mar 20 04:41 PM
ERNESTO GARATEIX & YVETTE GARADirectorMar 20 '26Proposed Sale26.627,467198,772Mar 20 04:41 PM
Binnun SharonChief Accounting OfficerMar 17 '26Sale28.357,893223,751142,388Mar 19 05:27 PM
Timothy MouraOfficerMar 19 '26Proposed Sale26.6329,133775,760Mar 19 04:31 PM
SHARON BINNUNOfficerMar 17 '26Proposed Sale28.457,893224,556Mar 17 04:30 PM
Garateix Ernie JChief Executive OfficerFeb 20 '26Sale24.128,334200,9991,120,170Feb 24 05:45 PM
ERNESTO GARATEIX & YVETTE GARADirectorFeb 20 '26Proposed Sale24.367,467181,896Feb 20 04:27 PM
ERNESTO GARATEIX DirectorFeb 20 '26Proposed Sale24.3686721,120Feb 20 04:26 PM
Garateix Ernie JChief Executive OfficerJan 20 '26Sale26.038,334216,9161,128,504Jan 22 07:42 PM
ERNESTO GARATEIX & YVETTE GARADirectorJan 20 '26Proposed Sale26.127,467195,038Jan 20 04:35 PM
ERNESTO GARATEIX DirectorJan 20 '26Proposed Sale26.1286722,646Jan 20 04:30 PM
Garateix Ernie JChief Executive OfficerDec 22 '25Sale29.488,334245,6691,136,838Dec 29 05:10 PM
ERNESTO GARATEIX DirectorDec 22 '25Proposed Sale28.9686725,108Dec 22 04:23 PM
ERNESTO GARATEIX & YVETTE GARADirectorDec 22 '25Proposed Sale28.967,467216,244Dec 22 04:22 PM
Garateix Ernie JChief Executive OfficerDec 11 '25Sale28.426,291178,8141,187,515Dec 15 05:11 PM
Garateix Ernie JChief Executive OfficerDec 12 '25Sale28.851,70949,2981,185,806Dec 15 05:11 PM
ERNESTO GARATEIXOfficerDec 12 '25Proposed Sale28.851,70949,298Dec 12 05:07 PM
Garateix Ernie JChief Executive OfficerDec 09 '25Sale28.367,000198,5381,193,806Dec 11 05:15 PM
ERNESTO GARATEIXOfficerDec 11 '25Proposed Sale28.426,291178,814Dec 11 04:22 PM
ERNESTO GARATEIXOfficerDec 09 '25Proposed Sale28.367,000198,537Dec 09 04:29 PM
Lusk KirkChief Financial OfficerDec 02 '25Sale28.218,331235,005550,425Dec 04 05:24 PM
KIRK H LUSKOfficerDec 02 '25Proposed Sale28.218,331235,005Dec 02 05:10 PM
Garateix Ernie JChief Executive OfficerNov 20 '25Sale26.948,334224,4961,200,806Nov 24 05:01 PM
WIDDICOMBE RICHARD AChairmanNov 18 '25Sale29.4050,0001,470,085449,047Nov 20 06:05 PM
ERNESTO GARATEIX DirectorNov 20 '25Proposed Sale28.3486724,571Nov 20 04:23 PM
ERNESTO GARATEIX & YVETTE GARADirectorNov 20 '25Proposed Sale28.347,467211,615Nov 20 04:22 PM
Garateix Ernie JChief Executive OfficerNov 13 '25Sale30.775,000153,8481,209,140Nov 17 05:04 PM
Garateix Ernie JChief Executive OfficerNov 11 '25Sale29.1010,000290,9761,219,140Nov 13 05:04 PM
Garateix Ernie JChief Executive OfficerNov 12 '25Sale30.395,000151,9501,214,140Nov 13 05:04 PM
ERNESTO J GARATEIX AND YVETTE OfficerNov 13 '25Proposed Sale30.775,000153,850Nov 13 04:32 PM
ERNESTO J GARATEIX AND YVETTE OfficerNov 12 '25Proposed Sale30.395,000151,950Nov 12 05:57 PM
ERNESTO J GARATEIXOfficerNov 11 '25Proposed Sale29.005,000145,010Nov 12 09:53 AM
ERNESTO J GARATEIX AND YVETTE OfficerNov 12 '25Proposed Sale29.005,000145,010Nov 12 09:20 AM
Lusk KirkChief Financial OfficerNov 05 '25Sale24.1819,929481,811558,756Nov 06 05:13 PM
Lusk KirkChief Financial OfficerNov 04 '25Sale24.00711,704578,685Nov 06 05:13 PM
KIRK LUSKOfficerNov 05 '25Proposed Sale23.9119,929476,502Nov 05 04:20 PM
KIRK LUSKOfficerNov 04 '25Proposed Sale23.23711,649Nov 04 04:30 PM
Heritage Insurance Holdings, Inc. engages in the provision of personal and residential premium, property, and casualty insurance policies. It offers personal residential insurance for single-family homeowners and condominium owners, rental property insurance, and commercial residential insurance. The company was founded in August 2012 and is headquartered in Tampa, FL.
CEO & DirectorMr. Ernesto Jose Garateix CPCU
CFOMr. Kirk Howard Lusk
President of Narragansett Bay Insurance CompanyMr. Timothy Michael Moura
Chief Accounting OfficerMs. Sharon Ann Binnun CPA
President of Zephyr Insurance CompanyMr. Timothy E. Johns