CIVB

Civista Bancshares Inc

28.23

Oct 30 • 3:59 PM ET -0.24 (-0.84%)

28.79

Aftermarket • 7:30 PM ET +0.56 (1.98%)

Financial Banks - Regional USA Small NASD

Peers: FMAO FMNB SBFG LCNB COFS PEBO FFBC PRK MBWM OVBC

| Held by: VTI IWM DFSV DFAT VXF AVUV IWN KRE DFAS VTWO

Scroll to Statements

Index	RUT
Market Cap	584.70M
Enterprise Value	-
Income	57.46M
Sales	263.89M
Book/sh	26.69
Cash/sh	-
Dividend Est.	0.72 (2.55%)
Dividend TTM	0.71 (2.52%)
Dividend Ex-Date	Nov 03, 2026
Dividend Gr. 3/5Y	6.69% 9.10%
Payout	25.73%
Employees	-
IPO	Apr 06, 1994

P/E	10.15
Forward P/E	9.52
PEG	2.59
P/S	2.22
P/B	1.06
P/C	-
P/FCF	10.03
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.06
Debt/Eq	0.42
LT Debt/Eq	0.19
Option/Short	Yes / Yes

EPS (ttm)	2.78
EPS next Y	2.97
EPS next Q	0.74
EPS this Y	4.90%
EPS next Y	1.37%
EPS next 5Y	3.67%
EPS past 3/5Y	0.54% 5.78%
Sales past 3/5Y	17.98% 14.77%
EPS Y/Y TTM	3.97%
Sales Y/Y TTM	4.90%
EPS Q/Q	13.38%
Sales Q/Q	4.01%
Earnings	Oct 22 BMO
EPS/Sales Surpr.	10.52% 0.62%

Insider Own	2.22%
Insider Trans	0.09%
Inst Own	66.76%
Inst Trans	1.27%
ROA	1.37%
ROE	10.93%
ROIC	8.70%
Gross Margin	-
Oper. Margin	26.43%
Profit Margin	21.77%
SMA20	3.58%
SMA50	3.73%
SMA200	9.22%
Trades

Shs Outstand	20.71M
Shs Float	20.25M
Short Float	3.59%
Short Ratio	5.21
Short Interest	0.73M
52W High	29.97 -5.81%
52W Low	21.10 33.79%
Volatility	2.23% 2.12%
ATR (14)	0.65
RSI (14)	62.59
Beta	0.65
Rel Volume	0.75
Avg Volume	139.41K
Volume	104,398

Perf Week	-0.21%
Perf Month	6.25%
Perf Quarter	-3.32%
Perf Half Y	12.60%
Perf YTD	27.05%
Perf Year	31.06%
Perf 3Y	89.46%
Perf 5Y	17.33%
Perf 10Y	90.87%
Recom	2.00
Target Price	31.17
Prev Close	28.47
Price	28.23
Change %	-0.84%

Consensus

Buy

Avg. Price Target

$31.17

Implied Upside

+10.4%

Analysts7incl. previous ratings

Rating Distribution4 Buy · 3 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Apr 02, 2026	Resumed	PPiper Sandler	Neutral
Jan 30, 2026	Reiterated	HHovde Group	Market Perform	$23 → $26	-7.9%
Oct 27, 2025	Resumed	DDA Davidson	Buy	$26	-7.9%
Aug 18, 2025	Downgrade	HHovde Group	Outperform → Market Perform	$22	-22.1%
Oct 30, 2024	Upgrade	HHovde Group	Market Perform → Outperform	$22	-22.1%
Apr 01, 2024	Resumed	HHovde Group	Market Perform	$16	-43.3%
Feb 21, 2024	Resumed	PPiper Sandler	Neutral	$18	-36.2%
May 03, 2023	Resumed	PPiper Sandler	Overweight
Nov 30, 2022	Initiated	JJanney	Buy	$27	-4.4%
Jul 29, 2022	Downgrade	HHovde Group	Outperform → Market Perform	$27.50 → $25	-11.4%
Jan 04, 2021	Upgrade	DDA Davidson	Neutral → Buy	$19 → $24	-15.0%
Sep 24, 2020	Initiated	BBoenning & Scattergood	Outperform	$18.75	-33.6%
Jul 07, 2020	Initiated	SStephens	Overweight	$19	-32.7%
Apr 09, 2020	Resumed	DDA Davidson	Neutral	$14	-50.4%
Aug 09, 2019	Upgrade	DDA Davidson	Neutral → Buy
Jul 08, 2019	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$29 → $26	-7.9%
Nov 05, 2018	Downgrade	BBoenning & Scattergood	Outperform → Neutral
Sep 19, 2018	Upgrade	HHovde Group	Market Perform → Outperform	$26	-7.9%
Dec 13, 2016	Initiated	BBoenning & Scattergood	Outperform
Nov 29, 2016	Upgrade	KKeefe Bruyette	Mkt Perform → Outperform

Oct-23-26 04:15PM	Civista Bancshares, Inc. Appoints Jeremy Normington-Slay to Board of Directors (PR Newswire)
Oct-22-26 07:08PM	Civista Reaches Its EPS Run-Rate Target Early On Margin Expansion, But A Sub-Debt Reset And Souring Sentiment Complicate The Setup (Earnings Whispers) +5.23%
07:21AM	Civista Bancshares: Q3 Earnings Snapshot (Associated Press)
07:15AM	Civista Bancshares, Inc. Announces Third Quarter 2026 Net Income of $16.0 million, up 25.5% from Third Quarter 2025 (PR Newswire)
Oct-21-26 05:00PM	CIVISTA BANCSHARES, INC. ANNOUNCES FOURTH QUARTER COMMON DIVIDEND (PR Newswire)
07:30AM	Loading…
Oct-01-26 07:30AM	Civista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue Officer (PR Newswire)
Sep-15-26 05:00PM	CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS RELEASE DATE (PR Newswire)
Aug-31-26 07:45AM	Civista Bancshares Completes Leadership Transition; Chuck Parcher Assumes Role as President and CEO (PR Newswire)
Jul-24-26 04:30PM	CIVISTA BANCSHARES, INC. ANNOUNCES REVISED RECORD DATE FOR THIRD QUARTER COMMON DIVIDEND (PR Newswire)
Jul-23-26 09:00PM	Civista Bancshares Inc (CIVB) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amidst ... (GuruFocus.com)
07:11AM	Civista Bancshares: Q2 Earnings Snapshot (Associated Press)
07:00AM	Civista Bancshares, Inc. Announces Second-Quarter 2026 Net Income of $14.3 million, up $3.3 million from Second-Quarter 2025 (PR Newswire)
Jul-22-26 04:30PM	CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER COMMON DIVIDEND (PR Newswire)
Jun-15-26 05:00PM	CIVISTA BANCSHARES, INC. ANNOUNCES SECOND QUARTER 2026 EARNINGS RELEASE DATE (PR Newswire)
Apr-24-26 03:00PM	Civista Bancshares Inc (CIVB) Q1 2026 Earnings Call Highlights: Strong Net Income Growth and ... (GuruFocus.com)
07:37AM	Loading…
Apr-22-26 07:37AM	Civista Bancshares: Q1 Earnings Snapshot (Associated Press)
07:30AM	Civista Bancshares, Inc. Announces First-Quarter 2026 Financial Results of $0.72 per Common Share, up $0.06 per Common Share from First-Quarter 2025 (PR Newswire)
Apr-21-26 05:00PM	CIVISTA BANCSHARES, INC. ANNOUNCES SECOND QUARTER COMMON DIVIDEND (PR Newswire)
Mar-19-26 05:00PM	CIVISTA BANCSHARES, INC. ANNOUNCES FIRST QUARTER 2026 EARNINGS RELEASE DATE (PR Newswire)
Mar-03-26 06:17AM	Ohio bank taps next CEO (Banking Dive)
Mar-02-26 04:10PM	Ohio-based Civista names the successor to its retiring CEO (American Banker)
07:00AM	Civista Bancshares Announces Retirement of Dennis Shaffer; Chuck Parcher to Become CEO (PR Newswire)
Feb-26-26 05:00PM	Civista Bancshares, Inc. Appoints Veronica Doucette as an Officer of the Holding Company (PR Newswire)
Jan-29-26 08:00PM	Civista Bancshares Inc (CIVB) Q4 2025 Earnings Call Highlights: Strong Income Growth and ... (GuruFocus.com) +5.75%
05:09PM	Civista Bancshares Q4 Earnings Call Highlights (MarketBeat)
11:30AM	Civista Bancshares (CIVB) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
09:10AM	Civista Bancshares (CIVB) Q4 Earnings and Revenues Top Estimates (Zacks)
08:17AM	Civista Bancshares: Q4 Earnings Snapshot (Associated Press Finance)
07:55AM	Civista Bancshares, Inc. Announces Fourth-Quarter 2025 Financial Results of $0.61 per Common Share, and Full-Year 2025 Financial Results of $2.64 per Common Share (PR Newswire)
Jan-28-26 09:15AM	Farmers National Banc (FMNB) Q4 Earnings and Revenues Lag Estimates (Zacks)
07:00AM	Loading…
07:00AM	CIVISTA BANCSHARES, INC. ANNOUNCES 5.9% INCREASE IN FIRST QUARTER COMMON DIVIDEND (PR Newswire)
Jan-26-26 07:00AM	New Strong Sell Stocks for January 26th (Zacks)
Jan-22-26 05:35PM	Associated Banc-Corp (ASB) Q4 Earnings and Revenues Top Estimates (Zacks)
Dec-19-25 05:00PM	CIVISTA BANCSHARES, INC. ANNOUNCES FOURTH QUARTER 2025 EARNINGS RELEASE DATE (PR Newswire)
Nov-06-25 05:00PM	Civista Bancshares Completes Merger with The Farmers Savings Bank, Expanding Community Banking Footprint in Northeast Ohio (PR Newswire)
Oct-28-25 10:54AM	Implied Volatility Surging for Civista Bancshares Stock Options (Zacks)
Oct-23-25 07:01PM	Civista Bancshares Inc (CIVB) Q3 2025 Earnings Call Highlights: Strong Net Income Growth Amid ... (GuruFocus.com)
08:15AM	Civista Bancshares (CIVB) Q3 Earnings and Revenues Surpass Estimates (Zacks)
07:09AM	Civista Bancshares: Q3 Earnings Snapshot (Associated Press Finance)
07:00AM	Civista Bancshares, Inc. Announces Third-Quarter 2025 Financial Results of $0.68 per Common Share, up 28% from $0.53 per Common Share from Third-Quarter 2024 (PR Newswire)
Oct-22-25 05:00PM	CIVISTA BANCSHARES, INC. DECLARES FOURTH QUARTER COMMON DIVIDEND (PR Newswire)
09:45AM	Civista Bancshares Inc (CIVB) Q3 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Oct-14-25 04:50PM	Civista Bancshares, Inc. and The Farmers Savings Bank Announce Receipt of Regulatory Approvals for Proposed Merger (PR Newswire)
Sep-30-25 04:50PM	CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER 2025 EARNINGS RELEASE DATE (PR Newswire)
Aug-28-25 06:07AM	New Strong Sell Stocks for August 28th (Zacks)
Aug-13-25 04:50PM	Civista Bancshares Promotes Robert L. Katitus to Senior Vice President and Chief Lending Officer (PR Newswire)
Aug-12-25 06:05AM	New Strong Sell Stocks for August 12th (Zacks)
Jul-25-25 07:03AM	Civista Bancshares: Q2 Earnings Snapshot (Associated Press Finance)
03:20AM	Civista Bancshares Inc (CIVB) Q2 2025 Earnings Call Highlights: Strong Net Income Growth and ... (GuruFocus.com)
Jul-24-25 09:05AM	Civista Bancshares (CIVB) Q2 Earnings and Revenues Lag Estimates (Zacks)
07:20AM	Civista Bancshares, Inc. Announces Second-Quarter 2025 Financial Results of $0.71 per Common Share, up 58% or $0.26 per Common Share from Second-Quarter 2024 (PR Newswire)
Jul-23-25 10:08AM	What To Expect From Civista Bancshares Inc (CIVB) Q2 2025 Earnings (GuruFocus.com)
Jul-22-25 04:50PM	CIVISTA BANCSHARES, INC. DECLARES THIRD QUARTER COMMON DIVIDEND (PR Newswire)
Jul-17-25 10:00AM	Civista Bancshares (CIVB) Earnings Expected to Grow: Should You Buy? (Zacks)
Jul-16-25 04:05PM	Civista Bancshares, Inc. Announces Closing of Overallotment Option and Issuance of 494,118 Common Shares (PR Newswire)
Jul-11-25 08:38AM	Ohio bank to acquire in-state peer in $70.4M deal (Banking Dive) -13.66%
Jul-10-25 10:15PM	Civista Bancshares, Inc. Announces Pricing of Public Offering?of Common Shares (PR Newswire)
04:16PM	Civista Bancshares, Inc. Announces Agreement to Acquire The Farmers Savings Bank; Launches Public Offering of Common Shares (PR Newswire)
Jul-02-25 11:45AM	Why Civista Bancshares (CIVB) is a Top Dividend Stock for Your Portfolio (Zacks)
Jun-27-25 08:30AM	Civista Bancshares, Inc. Announces Second Quarter 2025 Earnings Release Date (PR Newswire)
Jun-16-25 11:45AM	Civista Bancshares (CIVB) Could Be a Great Choice (Zacks)
Jun-06-25 10:45AM	High Rates & Loan Demand Aid Commerce Bancshares, Costs Ail (Zacks)
Jun-05-25 09:29AM	State Street Rides on Relatively High Rates & Buyouts Amid High Costs (Zacks)
May-30-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
May-14-25 11:45AM	Why Civista Bancshares (CIVB) is a Great Dividend Stock Right Now (Zacks)
May-02-25 09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
Apr-30-25 11:44PM	Civista Bancshares: Downgrading To Hold And Reducing The EPS Estimate As Tariffs Likely To Bite In Multiple Ways (Seeking Alpha)
10:00AM	Best Momentum Stock to Buy for April 30th (Zacks)
04:46AM	New Strong Buy Stocks for April 30th (Zacks)
Apr-28-25 11:45AM	Civista Bancshares (CIVB) Could Be a Great Choice (Zacks) +5.75%
Apr-26-25 01:53AM	Dividend Champion, Contender, And Challenger Highlights: Week Of April 27 (Seeking Alpha)
Apr-25-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
05:17AM	Q1 2025 Civista Bancshares Inc Earnings Call (Thomson Reuters StreetEvents)
Apr-24-25 06:39PM	Civista Bancshares, Inc. (CIVB) Q1 2025 Earnings Call Transcript (Seeking Alpha)
09:30AM	Compared to Estimates, Civista Bancshares (CIVB) Q1 Earnings: A Look at Key Metrics (Zacks)
09:00AM	Civista Bancshares (CIVB) Q1 Earnings and Revenues Top Estimates (Zacks)
07:59AM	Civista Bancshares: Q1 Earnings Snapshot (Associated Press Finance)
07:50AM	Civista Bancshares, Inc. Announces First-Quarter 2025 Financial Results of $0.66 per Common Share, up $0.25 per Common Share from First-Quarter 2024 (PR Newswire)
Apr-22-25 07:10AM	Peoples Bancorp (PEBO) Lags Q1 Earnings and Revenue Estimates (Zacks)
Apr-18-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Apr-16-25 04:50PM	CIVISTA BANCSHARES, INC. DECLARES SECOND QUARTER COMMON DIVIDEND (PR Newswire)
Apr-15-25 09:40AM	Should Value Investors Buy Civista Bancshares (CIVB) Stock? (Zacks)
Apr-11-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Apr-02-25 07:50AM	Civista Bancshares, Inc. Announces First Quarter 2025 Earnings Release Date (PR Newswire)
Mar-26-25 01:37PM	Compelling Reasons to Hold on to Euronet Stock Right Now (Zacks)
11:45AM	Why Civista Bancshares (CIVB) is a Great Dividend Stock Right Now (Zacks)
Feb-21-25 11:45AM	Civista Bancshares (CIVB) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
Feb-05-25 11:45AM	This is Why Civista Bancshares (CIVB) is a Great Dividend Stock (Zacks)
Jan-31-25 03:17AM	Q4 2024 Civista Bancshares Inc Earnings Call (Thomson Reuters StreetEvents)
02:37AM	Civista Bancshares Inc (CIVB) Q4 2024 Earnings Call Highlights: Strong Quarter with 18% Net ... (GuruFocus.com)
Jan-30-25 10:00AM	Civista Bancshares (CIVB) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
08:45AM	Civista Bancshares (CIVB) Surpasses Q4 Earnings and Revenue Estimates (Zacks)
07:48AM	Civista Bancshares: Q4 Earnings Snapshot (Associated Press Finance)
07:30AM	Civista Bancshares, Inc. Announces Fourth-Quarter 2024 Financial Results of $0.63 per Common Share and Full-Year 2024 Financial Results of $2.01 per Common Share (PR Newswire)
Jan-29-25 07:20AM	Civista Bancshares Inc (CIVB) Q4 2024: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Jan-28-25 12:00PM	All You Need to Know About Civista Bancshares (CIVB) Rating Upgrade to Strong Buy (Zacks)
Jan-23-25 09:40AM	Are Investors Undervaluing Civista Bancshares (CIVB) Right Now? (Zacks)
Jan-22-25 08:00AM	Civista Bancshares, Inc., Appoints Charles A. Parcher as Executive Vice President & Chief Lending Officer of Civista Bancshares, Inc. and President & Chief Lending Officer of Civista Bank (PR Newswire)
07:00AM	Civista Bancshares, Inc. Declares First Quarter Common Dividend (PR Newswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Parcher Charles A.	President	Sep 23 '26	Buy	26.75	400	10,700	3,150	Sep 24 11:54 AM
Weaks Nathan E	Subsidiary Director	Nov 18 '25	Buy	21.49	1,000	21,490	11,283	Nov 19 02:06 PM

Civista Bancshares, Inc. is a financial holding company, which engages in the community banking business. The firm offers financial services through its offices in Ohio, Indiana, and Kentucky. Its primary deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. The firm also provides equipment leasing and financing services nationwide. The company was founded on February 19, 1987 and is headquartered in Sandusky, OH.

PresidentMr. Charles A. Parcher

Senior VPMr. Ian Whinnem

Senior VPMr. Lance A. Morrison

Senior Vice PresidentMr. Richard J. Dutton

Independent DirectorMr. Harry Singer

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CIVB

Civista Bancshares Inc

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