UCB

United Community Banks Inc

35.49

Jul 02 • 04:00PM ET -0.56 (-1.55%)

Financial Banks - Regional USA Mid NYSE

Peers: ZION CBSH FNB BPOP CFR ONB SSB BOKF UMBF WBS

| Held by: IJR VTI IWM VB VBR KRE VXF SPSM IWN IJS

Scroll to Statements

Index	RUT
Market Cap	4.25B
Enterprise Value	-
Income	332.49M
Sales	1.54B
Book/sh	30.54
Cash/sh	-
Dividend Est.	1.01 (2.85%)
Dividend TTM	1.00 (2.82%)
Dividend Ex-Date	Jun 15, 2026
Dividend Gr. 3/5Y	4.45% 6.36%
Payout	37.40%
Employees	3070
IPO	Mar 18, 2002

P/E	12.98
Forward P/E	10.94
PEG	-
P/S	2.75
P/B	1.16
P/C	-
P/FCF	9.84
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.05
Debt/Eq	0.03
LT Debt/Eq	0.03
Option/Short	Yes / Yes

EPS (ttm)	2.73
EPS next Y	3.24
EPS next Q	0.77
EPS this Y	10.17%
EPS next Y	8.66%
EPS next 5Y	-
EPS past 3/5Y	1.30% 6.49%
Sales past 3/5Y	17.66% 16.39%
EPS Y/Y TTM	29.58%
Sales Y/Y TTM	4.20%
EPS Q/Q	20.08%
Sales Q/Q	1.31%
Earnings	Jul 21 BMO
EPS/Sales Surpr.	0.00% 0.96%

Insider Own	0.70%
Insider Trans	-4.56%
Inst Own	86.75%
Inst Trans	0.28%
ROA	1.21%
ROE	9.47%
ROIC	8.98%
Gross Margin	-
Oper. Margin	29.39%
Profit Margin	21.54%
SMA20	3.89%
SMA50	5.91%
SMA200	9.61%
Trades

Shs Outstand	119.68M
Shs Float	118.92M
Short Float	3.60%
Short Ratio	4.64
Short Interest	4.28M
52W High	36.77 -3.48%
52W Low	28.65 23.87%
Volatility	2.07% 2.04%
ATR (14)	0.76
RSI (14)	60.85
Beta	0.84
Rel Volume	1.41
Avg Volume	922.07K
Volume	1,299,914

Perf Week	1.23%
Perf Month	7.94%
Perf Quarter	11.08%
Perf Half Y	12.13%
Perf YTD	13.68%
Perf Year	13.03%
Perf 3Y	42.02%
Perf 5Y	11.57%
Perf 10Y	97.61%
Recom	2.14
Target Price	38.42
Prev Close	36.05
Price	35.49
Change	-1.55%

Date	Action	Analyst	Rating Change	Price Target Change
Apr-27-26	Reiterated	Hovde Group	Market Perform	$38 → $37
Apr-09-26	Upgrade	Keefe Bruyette	Mkt Perform → Outperform	$40
Feb-09-26	Downgrade	Hovde Group	Outperform → Market Perform	$38
Jul-24-25	Reiterated	Hovde Group	Outperform	$35 → $36
Jul-08-25	Downgrade	Raymond James	Outperform → Mkt Perform
Apr-07-25	Upgrade	Hovde Group	Market Perform → Outperform	$32 → $31
Mar-20-25	Reiterated	Hovde Group	Market Perform	$36 → $32
Dec-19-24	Upgrade	Raymond James	Mkt Perform → Outperform	$35
Oct-19-23	Downgrade	Piper Sandler	Overweight → Neutral	$31 → $27
Jul-20-23	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$33 → $30
Apr-04-23	Initiated	Stephens	Overweight	$34
Jan-19-23	Downgrade	Janney	Buy → Neutral
Apr-06-22	Downgrade	Raymond James	Outperform → Mkt Perform
Oct-22-20	Upgrade	Raymond James	Mkt Perform → Outperform	$23
Oct-19-20	Resumed	Stephens	Overweight
Aug-28-20	Upgrade	Keefe Bruyette	Mkt Perform → Outperform	$23
Mar-10-20	Upgrade	DA Davidson	Neutral → Buy	$32.50 → $23.50
Dec-16-19	Downgrade	Hovde Group	Outperform → Market Perform	$33
Aug-21-19	Initiated	DA Davidson	Neutral
Feb-25-19	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$32

Show Previous Ratings

Jun-30-26 04:34PM	United Community Banks, Inc. Announces Date for Second Quarter 2026 Earnings Release and Conference Call (GlobeNewswire)
Jun-12-26 09:20AM	Wafra Announces Acquisition of Navitas Credit Corp. (PR Newswire)
07:30AM	United Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc. (GlobeNewswire)
May-14-26 04:15PM	United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock (GlobeNewswire)
Apr-28-26 08:44AM	United Community Chief Financial Officer Jefferson Harralson to Retire After Nearly a Decade of Dedicated Service (PR Newswire)
07:55AM	Loading…
Apr-22-26 07:55AM	SC lender drills down on Atlanta area with $100.8M deal (Banking Dive)
03:02AM	United Community Banks Inc (UCB) Q1 2026 Earnings Call Highlights: Strong Financial Performance ... (GuruFocus.com)
Apr-21-26 04:44PM	United Community Banks, Inc. Q1 2026 Earnings Call Summary (Moby)
07:39AM	United Community Banks: Q1 Earnings Snapshot (Associated Press)
07:31AM	United Community Banks, Inc. and Peach State Bancshares, Inc., The Parent of Peach State Bank & Trust, Announce Merger Agreement (GlobeNewswire)
07:30AM	United Community Banks, Inc. Reports First Quarter Earnings (GlobeNewswire)
Mar-27-26 08:00AM	United Community Banks, Inc. Announces Date for First Quarter 2026 Earnings Release and Conference Call (GlobeNewswire)
Mar-26-26 08:00AM	United Community Earns 12th JD Power Award in 17 Years, Ranked #1 for Retail Banking Customer Satisfaction in the Southeast Region (PR Newswire)
Mar-09-26 11:45AM	United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
Mar-02-26 06:58AM	Best Income Stocks to Buy for March 2nd (Zacks)
04:15PM	Loading…
Feb-26-26 04:15PM	United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock (GlobeNewswire) -6.29%
Feb-19-26 11:45AM	United Community Banks (UCB) Could Be a Great Choice (Zacks)
Feb-12-26 11:01PM	3 Reasons to Sell UCB and 1 Stock to Buy Instead (StockStory)
07:33AM	Best Income Stocks to Buy for February 12th (Zacks)
Feb-09-26 08:51AM	Banking on Yield? Heres How We Scored Dime Community Bancshares (DCOM) Dividend (24/7 Wall St.)
Feb-03-26 11:45AM	United Community Banks (UCB) Could Be a Great Choice (Zacks)
10:15AM	Best Momentum Stocks to Buy for February 3rd (Zacks)
05:47AM	New Strong Buy Stocks for February 3rd (Zacks)
03:35AM	Best Income Stocks to Buy for February 3rd (Zacks)
Feb-02-26 10:31PM	Q4 Earnings Roundup: United Community Banks (NYSE:UCB) And The Rest Of The Regional Banks Segment (StockStory)
Jan-21-26 12:31AM	5 Must-Read Analyst Questions From United Community Banks's Q4 Earnings Call (StockStory)
Jan-16-26 10:15AM	Best Momentum Stocks to Buy for Jan. 16 (Zacks)
05:42AM	New Strong Buy Stocks for January 16th (Zacks)
03:30AM	Best Income Stocks to Buy for Jan. 16 (Zacks)
Jan-15-26 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
04:00PM	Loading…
Jan-14-26 04:00PM	United Community Banks Inc (UCB) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and ... (GuruFocus.com)
11:08AM	United Community Banks Q4 Earnings Call Highlights (MarketBeat)
09:30AM	United Community Banks (UCB) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
07:49AM	United Community Banks: Q4 Earnings Snapshot (Associated Press Finance)
07:45AM	United Community Banks (NYSE:UCB) Surprises With Q4 CY2025 Sales (StockStory)
07:30AM	United Community Banks, Inc. Reports Fourth Quarter Earnings (GlobeNewswire)
05:26AM	Bank of America, Citi and Wells Fargo results on tap as earnings season picks up speed (MarketWatch)
04:38AM	Stock Market Today: Dow, S&P 500 and Nasdaq called slightly lower ahead of Bank of America and Citi earnings; gold and silver hit new record highs; traders on alert for possible Supreme Court tariff ruling. (MarketWatch)
Jan-12-26 10:01PM	United Community Banks (UCB) Reports Earnings Tomorrow: What To Expect (StockStory)
Jan-09-26 10:00AM	Regions Financial (RF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (Zacks)
09:15AM	Insights Into United Community Banks (UCB) Q4: Wall Street Projections for Key Metrics (Zacks)
Jan-07-26 10:00AM	United Community Banks (UCB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (Zacks)
Jan-06-26 11:35PM	3 Bank Stocks We Keep Off Our Radar (StockStory)
12:00PM	United Community Banks (UCB) Upgraded to Buy: Here's Why (Zacks)
Dec-28-25 10:31PM	Q3 Earnings Highs And Lows: United Community Banks (NYSE:UCB) Vs The Rest Of The Regional Banks Stocks (StockStory)
Dec-22-25 04:30PM	United Community Banks, Inc. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call (GlobeNewswire)
Dec-14-25 11:04PM	United Community Banks (UCB): Buy, Sell, or Hold Post Q3 Earnings? (StockStory)
Dec-08-25 04:30PM	United Community Banks, Inc. Announces Extension of Share Repurchase Program (GlobeNewswire)
Nov-21-25 06:10PM	United Community Banks, Preferred Bank, Popular, Hilltop Holdings, and First Bancorp Shares Are Soaring, What You Need To Know (StockStory)
Nov-13-25 04:15PM	United Community Banks, Inc. Announces Quarterly Cash Dividend On Common Stock (GlobeNewswire)
10:31AM	United Community Climbs 32 Spots on American Banker's 2025 Best Banks to Work For List (PR Newswire)
Oct-29-25 01:38AM	5 Revealing Analyst Questions From United Community Banks's Q3 Earnings Call (StockStory)
Oct-23-25 01:31AM	UCB Q3 Deep Dive: Loan Growth and Margin Expansion Drive Results Amid Stable Credit Quality (StockStory)
Oct-22-25 09:30AM	United Community Banks (UCB) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks)
08:40AM	United Community Banks (UCB) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
08:30AM	United Community Banks's (NYSE:UCB) Q3 Sales Top Estimates, Stock Soars (StockStory)
07:38AM	United Community Banks: Q3 Earnings Snapshot (Associated Press Finance)
07:30AM	United Community Banks, Inc. Reports Third Quarter Earnings (GlobeNewswire)
Oct-21-25 09:22AM	United Community Banks Inc (UCB) Q3 2025 Earnings Report Preview: What to Expect (GuruFocus.com)
Oct-20-25 11:05PM	United Community Banks Earnings: What To Look For From UCB (StockStory)
Oct-18-25 12:31AM	1 Bank Stock Worth Your Attention and 2 We Question (StockStory)
Oct-17-25 11:45AM	Why United Community Banks (UCB) is a Great Dividend Stock Right Now (Zacks)
Oct-16-25 03:01PM	United Community Banks, Trustmark, TriCo Bancshares, The Bancorp, and Synovus Financial Shares Are Falling, What You Need To Know (StockStory) -6.56%
Oct-10-25 03:51PM	United Community Banks, SouthState, Origin Bancorp, Old National Bank, and Bank OZK Shares Plummet, What You Need To Know (StockStory)
Oct-01-25 11:45AM	Why United Community Banks (UCB) is a Top Dividend Stock for Your Portfolio (Zacks)
12:00AM	3 Reasons UCB is Risky and 1 Stock to Buy Instead (StockStory)
Sep-26-25 07:30AM	United Community Banks, Inc. Announces Date for Third Quarter 2025 Earnings Release and Conference Call (GlobeNewswire)
Sep-15-25 11:45AM	United Community Banks (UCB) Could Be a Great Choice (Zacks)
Aug-28-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Aug-26-25 12:00PM	United Community Banks (UCB) Upgraded to Buy: Here's What You Should Know (Zacks)
Aug-22-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Aug-21-25 08:23AM	4 Stocks to Watch That Declared Dividend Hikes Amid Rate-Cut Uncertainty (Zacks)
Aug-20-25 10:51AM	3 Banks Stocks With Dividend Hikes in the Past Week to Watch (Zacks)
Aug-15-25 07:30AM	United Community Banks, Inc. Announces Redemption of All Oustanding Shares of 6.875% Series I Non-Cumulative Perpetual Preferred Stock (GlobeNewswire)
Aug-14-25 04:15PM	United Community Banks, Inc. Announces Quarterly Cash Dividend on Common and Preferred Stock (GlobeNewswire)
Aug-12-25 11:45AM	Why United Community Banks (UCB) is a Great Dividend Stock Right Now (Zacks)
Aug-05-25 11:31PM	A Look Back at Regional Banks Stocks' Q2 Earnings: United Community Banks (NYSE:UCB) Vs The Rest Of The Pack (StockStory)
Jul-30-25 01:31AM	5 Insightful Analyst Questions From United Community Banks's Q2 Earnings Call (StockStory)
Jul-25-25 11:45AM	United Community Banks (UCB) Could Be a Great Choice (Zacks)
Jul-24-25 01:34AM	UCB Q2 Deep Dive: Margin Expansion, Loan Growth, and Regional Strategy Shape Results (StockStory)
Jul-23-25 09:30AM	United Community Banks (UCB) Reports Q2 Earnings: What Key Metrics Have to Say (Zacks)
08:40AM	United Community Banks (UCB) Tops Q2 Earnings Estimates (Zacks)
07:38AM	United Community Banks: Q2 Earnings Snapshot (Associated Press Finance)
07:38AM	United Community Banks (NYSE:UCB) Posts Q2 Sales In Line With Estimates But Stock Drops (StockStory)
07:30AM	United Community Banks, Inc. Reports Second Quarter Earnings (GlobeNewswire)
Jul-21-25 11:01PM	What To Expect From United Community Banks's (UCB) Q2 Earnings (StockStory)
Jul-17-25 10:00AM	FVCBankcorp (FVCB) Earnings Expected to Grow: Should You Buy? (Zacks)
Jul-16-25 10:00AM	United Community Banks (UCB) Earnings Expected to Grow: Should You Buy? (Zacks)
Jul-09-25 12:00PM	United Community Banks (UCB) is a Great Momentum Stock: Should You Buy? (Zacks)
11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Jun-27-25 04:30PM	United Community Banks, Inc. Announces Date for Second Quarter 2025 Earnings Release and Conference Call (GlobeNewswire)
Jun-26-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Jun-23-25 01:44PM	UCB Q1 Deep Dive: Deposit Growth and Margin Expansion Drive Solid Start to 2025 (StockStory)
11:45AM	United Community Banks (UCB) Could Be a Great Choice (Zacks)
12:38AM	2 Bank Stocks for Long-Term Investors and 1 to Brush Off (StockStory)
Jun-20-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Jun-19-25 12:02AM	3 Reasons to Avoid UCB and 1 Stock to Buy Instead (StockStory)
Jun-12-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
08:50AM	Strength Seen in South Atlantic Bancshares (SABK): Can Its 9.1% Jump Turn into More Strength? (Zacks)
Jun-03-25 12:00PM	All You Need to Know About United Community Banks (UCB) Rating Upgrade to Buy (Zacks)

United Community Banks, Inc. is a bank holding company, which engages in the provision of diversified financial services. The firm also offers checking, savings, mortgages, borrowing, digital banking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Greenville, SC.

PresidentMr. Herbert Lynn Harton

President & Chief Banking OfficerMr. Richard William Bradshaw

Executive VP & CFOMr. Jefferson Lee Harralson C.F.A.

Chief Administrative OfficerMs. Melinda Davis Lux J.D.

Executive VP & Chief Risk OfficerMr. Robert A. Edwards

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
BRADSHAW RICHARD	EVP, Chief Banking Officer	Apr 27 '26	Sale	33.09	1,510	49,966	84,497	Apr 28 04:18 PM
HARTON H LYNN	President & CEO	Feb 18 '26	Sale	34.64	25,000	865,900	84,123	Feb 19 04:02 PM
HARTON H LYNN	Officer	Feb 17 '26	Proposed Sale	34.62	25,000	865,500		Feb 17 11:50 AM
BRADSHAW RICHARD	EVP, Chief Banking Officer	Feb 02 '26	Sale	34.17	1,460	49,888	72,003	Feb 03 04:02 PM
KUMLER ALAN H	SVP, Chief Accounting Officer	Jan 23 '26	Sale	35.36	12,043	425,806	21,096	Jan 23 04:02 PM
BRADSHAW RICHARD	EVP, Chief Banking Officer	Oct 27 '25	Sale	30.23	1,654	50,000	75,226	Oct 28 04:06 PM
BRADSHAW RICHARD	EVP, Chief Banking Officer	Jul 28 '25	Sale	30.94	1,616	50,000	78,395	Jul 29 07:39 AM

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UCB

United Community Banks Inc

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