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Last Close
Apr 25 04:00PM ET
48.68
Dollar change
+1.97
Percentage change
4.22
%
IndexRUT P/E- EPS (ttm)-1.46 Insider Own13.26% Shs Outstand93.47M Perf Week18.96%
Market Cap4.63B Forward P/E22.09 EPS next Y2.20 Insider Trans-5.04% Shs Float82.46M Perf Month-7.93%
Income-128.58M PEG- EPS next Q0.17 Inst Own61.71% Short Float28.16% Perf Quarter-27.82%
Sales636.53M P/S7.27 EPS this Y791.99% Inst Trans16.59% Short Ratio3.65 Perf Half Y-6.31%
Book/sh6.77 P/B7.19 EPS next Y59.22% ROA-5.87% Short Interest23.22M Perf Year112.21%
Cash/sh10.27 P/C4.74 EPS next 5Y- ROE-20.27% 52W Range20.60 - 96.43 Perf YTD-20.94%
Dividend Est.- P/FCF24.95 EPS past 5Y-195.32% ROI-5.96% 52W High-49.52% Beta2.38
Dividend TTM- Quick Ratio5.13 Sales past 5Y57.98% Gross Margin96.77% 52W Low136.31% ATR (14)4.16
Dividend Ex-Date- Current Ratio5.13 EPS Y/Y TTM49.38% Oper. Margin-27.16% RSI (14)55.42 Volatility6.78% 10.46%
Employees1193 Debt/Eq2.43 Sales Y/Y TTM24.50% Profit Margin-20.20% Recom2.76 Target Price70.79
Option/ShortYes / Yes LT Debt/Eq2.41 EPS Q/Q93.97% Payout- Rel Volume0.81 Prev Close46.71
Sales Surprise20.36% EPS Surprise753.27% Sales Q/Q56.06% EarningsMay 06 AMC Avg Volume6.36M Price48.68
SMA2016.38% SMA50-8.32% SMA200-6.85% Trades Volume5,140,019 Change4.22%
Date Action Analyst Rating Change Price Target Change
Feb-14-25Upgrade Morgan Stanley Underweight → Equal-Weight $12 → $70
Feb-12-25Upgrade JP Morgan Underweight → Neutral $57 → $79
Feb-12-25Upgrade B. Riley Securities Neutral → Buy $49 → $105
Dec-13-24Upgrade Needham Hold → Buy $100
Dec-03-24Upgrade Redburn Atlantic Neutral → Buy $37 → $95
Dec-02-24Downgrade JP Morgan Neutral → Underweight
Nov-11-24Upgrade BTIG Research Sell → Neutral
Nov-08-24Upgrade Piper Sandler Neutral → Overweight $31 → $85
Nov-08-24Upgrade JP Morgan Underweight → Neutral $30 → $45
Nov-08-24Upgrade Citigroup Neutral → Buy $56 → $87
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Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. It operates through the following segments: Personal Lending, Auto Lending, and Other. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. The Auto Lending segment is involved in auto refinance and auto retail loans. The Other segment refers to HELOCs and other. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.
Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total SEC Form 4
Gu PaulChief Technology OffierApr 14 '25Option Exercise3.8025,00095,0001,097,156Apr 16 04:18 PM
Gu PaulChief Technology OffierMar 06 '25Option Exercise18.0418,113326,8201,054,043Mar 10 07:23 PM
Gu PaulChief Technology OffierMar 10 '25Option Exercise18.0418,113326,8201,072,156Mar 10 07:23 PM
Cooper Kerry WhortonDirectorMar 03 '25Sale68.0950034,04518,156Mar 05 04:06 PM
Darling ScottChief Legal OfficerFeb 28 '25Option Exercise13.227,56499,996150,970Mar 04 07:57 PM
Darling ScottChief Legal OfficerMar 03 '25Option Exercise13.222,00026,440152,129Mar 04 07:57 PM
Darling ScottChief Legal OfficerFeb 28 '25Sale65.1215,5071,009,767135,463Mar 04 07:57 PM
Darling ScottChief Legal OfficerMar 03 '25Sale67.892,000135,776150,129Mar 04 07:57 PM
Cooper Kerry WhortonDirectorMar 03 '25Proposed Sale68.0950034,045Mar 03 04:20 PM
Darling ScottOfficerMar 03 '25Proposed Sale67.892,000135,776Mar 03 04:18 PM
Darling ScottOfficerFeb 28 '25Proposed Sale65.1215,5071,009,767Feb 28 04:32 PM
Mirgorodskaya NataliaSee RemarksFeb 25 '25Sale69.001,30990,32119,757Feb 27 04:19 PM
Mirgorodskaya NataliaOfficerFeb 25 '25Proposed Sale69.001,30990,321Feb 25 05:02 PM
Girouard DaveChief Executive OfficerFeb 20 '25Sale79.014,524357,44452,614Feb 24 05:18 PM
Gu PaulChief Technology OffierFeb 20 '25Sale79.0212,007948,8261,006,599Feb 24 05:17 PM
Datta SanjayChief Financial OfficerFeb 20 '25Sale79.0216,0701,269,865295,537Feb 24 05:12 PM
Darling ScottChief Legal OfficerFeb 20 '25Sale79.044,794378,934143,406Feb 24 05:03 PM
Mirgorodskaya NataliaSee RemarksFeb 20 '25Sale79.0279462,74621,985Feb 24 05:02 PM
Girouard DaveChief Executive OfficerFeb 18 '25Option Exercise0.8341,66734,58498,805Feb 20 04:20 PM
Girouard DaveChief Executive OfficerFeb 18 '25Sale84.6541,6673,526,90857,138Feb 20 04:20 PM
Mirgorodskaya NataliaOfficerFeb 20 '25Proposed Sale79.0379462,746Feb 20 04:12 PM
Gu PaulOfficerFeb 20 '25Proposed Sale7.91120,007948,827Feb 20 04:11 PM
Girouard DaveOfficerFeb 20 '25Proposed Sale79.014,524357,444Feb 20 04:10 PM
Datta SanjayOfficerFeb 20 '25Proposed Sale79.0216,0701,269,865Feb 20 04:10 PM
Darling ScottOfficerFeb 20 '25Proposed Sale79.044,794378,934Feb 20 04:09 PM
Girouard DaveOfficerFeb 18 '25Proposed Sale84.6541,6673,526,909Feb 18 04:12 PM
Gu PaulChief Technology OffierJan 31 '25Option Exercise6.9224,066166,5001,017,923Feb 04 04:24 PM
Girouard DaveChief Executive OfficerJan 15 '25Option Exercise0.8341,66734,58498,805Jan 17 04:04 PM
Girouard DaveChief Executive OfficerJan 15 '25Sale62.6041,6672,608,23657,138Jan 17 04:04 PM
Gu PaulChief Technology OffierJan 13 '25Option Exercise2.1530,79266,203993,857Jan 15 04:27 PM
Girouard DaveOfficerJan 15 '25Proposed Sale62.6041,6672,608,236Jan 15 04:12 PM
Gu PaulChief Technology OffierJan 07 '25Option Exercise2.1550,000107,500963,065Jan 10 04:05 PM
Gu PaulChief Technology OffierDec 30 '24Option Exercise2.1550,000107,500913,065Dec 31 04:24 PM
Mirgorodskaya NataliaSee RemarksDec 26 '24Option Exercise1.353,5004,72522,096Dec 27 04:03 PM
Girouard DaveChief Executive OfficerDec 16 '24Option Exercise0.8341,66734,58498,805Dec 18 04:15 PM
Girouard DaveChief Executive OfficerDec 16 '24Sale83.2841,6673,470,22857,138Dec 18 04:15 PM
Girouard DaveOfficerDec 16 '24Proposed Sale83.2841,6673,470,228Dec 16 04:18 PM
Gu PaulChief Technology OffierDec 06 '24Option Exercise1.1740,22647,064903,291Dec 06 05:37 PM
Gu PaulChief Technology OffierDec 04 '24Option Exercise1.1728,15532,941891,220Dec 06 05:37 PM
Gu PaulChief Technology OffierDec 05 '24Option Exercise1.174,0194,702867,084Dec 06 05:37 PM
Gu PaulChief Technology OffierDec 06 '24Sale75.4640,2263,035,318863,065Dec 06 05:37 PM
Gu PaulChief Technology OffierDec 04 '24Sale75.0628,1552,113,326863,065Dec 06 05:37 PM
Gu PaulChief Technology OffierDec 05 '24Sale75.004,019301,425863,065Dec 06 05:37 PM
Gu PaulOfficerDec 06 '24Proposed Sale75.4640,2263,035,317Dec 06 11:58 AM
Gu PaulOfficerDec 05 '24Proposed Sale75.004,019301,425Dec 05 04:08 PM
Gu PaulOfficerDec 04 '24Proposed Sale75.0628,1552,113,326Dec 04 04:17 PM
Cooper Kerry WhortonDirectorDec 02 '24Sale74.5950037,29517,961Dec 04 04:12 PM
Gu PaulChief Technology OffierDec 02 '24Option Exercise1.1787,600102,492950,665Dec 04 04:10 PM
Gu PaulChief Technology OffierDec 02 '24Sale69.3987,6006,078,466863,065Dec 04 04:10 PM
Singh Cassidy SukhinderDirectorDec 02 '24Option Exercise8.4110,00084,10023,270Dec 03 05:32 PM
Singh Cassidy SukhinderDirectorNov 29 '24Sale77.9415,0001,169,13513,270Dec 03 05:32 PM
Singh Cassidy SukhinderDirectorDec 02 '24Sale70.9814,9921,064,1438,278Dec 03 05:32 PM
Gu PaulOfficerDec 02 '24Proposed Sale69.3987,6006,078,468Dec 02 04:18 PM
Cooper Kerry WhortonDirectorDec 02 '24Proposed Sale74.5950037,295Dec 02 04:12 PM
Singh Cassidy SukhinderDirectorDec 02 '24Proposed Sale70.9814,9921,064,143Dec 02 04:11 PM
Singh Cassidy SukhinderDirectorNov 29 '24Proposed Sale77.9415,0001,169,135Nov 29 01:23 PM
Darling ScottChief Legal OfficerNov 25 '24Sale76.173,000228,514147,781Nov 27 04:49 PM
Mirgorodskaya NataliaSee RemarksNov 25 '24Sale77.361,411109,16218,596Nov 27 04:48 PM
Gu PaulChief Technology OffierNov 25 '24Option Exercise1.1758,78668,780921,851Nov 27 04:47 PM
Gu PaulChief Technology OffierNov 25 '24Sale75.9358,7864,463,815863,065Nov 27 04:47 PM
Mirgorodskaya NataliaOfficerNov 25 '24Proposed Sale77.361,411109,162Nov 25 04:28 PM
Darling ScottOfficerNov 25 '24Proposed Sale76.173,000228,514Nov 25 04:27 PM
Gu PaulOfficerNov 15 '24Proposed Sale75.9358,7864,463,815Nov 25 10:30 AM
Datta SanjayChief Financial OfficerNov 20 '24Sale69.8218,6191,300,002310,974Nov 22 05:31 PM
Darling ScottChief Legal OfficerNov 20 '24Sale69.846,390446,285150,781Nov 22 05:30 PM
Girouard DaveChief Executive OfficerNov 20 '24Sale69.794,374305,24857,138Nov 22 05:29 PM
Gu PaulChief Technology OffierNov 21 '24Option Exercise1.1721,21424,820884,279Nov 22 05:27 PM
Gu PaulChief Technology OffierNov 21 '24Sale75.0321,2141,591,593863,065Nov 22 05:27 PM
Gu PaulChief Technology OffierNov 20 '24Sale69.8215,5001,082,163863,065Nov 22 05:27 PM
Mirgorodskaya NataliaSee RemarksNov 20 '24Sale69.851,511105,54620,007Nov 22 05:26 PM
Gu PaulOfficerNov 21 '24Proposed Sale75.0321,2141,591,580Nov 21 06:52 PM
Mirgorodskaya NataliaOfficerNov 20 '24Proposed Sale69.851,511105,546Nov 20 04:42 PM
Gu PaulOfficerNov 20 '24Proposed Sale69.8215,5001,082,163Nov 20 04:41 PM
Girouard DaveOfficerNov 20 '24Proposed Sale69.794,374305,248Nov 20 04:41 PM
Datta SanjayOfficerNov 20 '24Proposed Sale69.8218,6191,300,002Nov 20 04:40 PM
Darling ScottOfficerNov 20 '24Proposed Sale69.846,390446,285Nov 20 04:39 PM
Datta SanjayChief Financial OfficerNov 18 '24Sale68.561,500102,840329,593Nov 20 04:23 PM
Girouard DaveChief Executive OfficerNov 15 '24Option Exercise0.8341,66734,584103,179Nov 19 04:13 PM
Girouard DaveChief Executive OfficerNov 15 '24Sale65.4141,6672,725,42361,512Nov 19 04:13 PM
Gu PaulChief Technology OffierNov 15 '24Option Exercise1.1765,00076,050943,565Nov 19 04:11 PM
Gu PaulChief Technology OffierNov 15 '24Sale66.5865,0004,327,774878,565Nov 19 04:11 PM
Datta SanjayOfficerNov 18 '24Proposed Sale68.561,500102,840Nov 18 04:16 PM
Girouard DaveOfficerNov 15 '24Proposed Sale65.4141,6672,725,424Nov 15 04:42 PM
Gu PaulOfficerNov 15 '24Proposed Sale66.5865,0004,327,772Nov 15 03:57 PM
Datta SanjayChief Financial OfficerNov 11 '24Sale79.541,500119,310331,093Nov 13 05:33 PM
Girouard DaveChief Executive OfficerNov 08 '24Option Exercise0.8341,66734,584103,179Nov 12 04:28 PM
Girouard DaveChief Executive OfficerNov 08 '24Sale65.1541,6672,714,45561,512Nov 12 04:28 PM
Datta SanjayOfficerNov 11 '24Proposed Sale79.541,500119,310Nov 12 10:30 AM
Girouard DaveOfficerNov 08 '24Proposed Sale65.1541,6672,714,456Nov 08 04:15 PM
Datta SanjayChief Financial OfficerNov 04 '24Sale48.661,50072,990332,593Nov 06 04:39 PM
Darling ScottChief Legal OfficerNov 01 '24Option Exercise13.2216,019211,771168,062Nov 05 04:17 PM
Darling ScottChief Legal OfficerNov 01 '24Sale48.4210,891527,376157,171Nov 05 04:17 PM
Datta SanjayOfficerNov 04 '24Proposed Sale48.661,50072,990Nov 04 04:06 PM
Darling ScottOfficerNov 01 '24Proposed Sale48.4210,891527,376Nov 01 04:19 PM
Datta SanjayChief Financial OfficerOct 28 '24Sale51.701,50077,550334,093Oct 30 04:06 PM
Datta SanjayOfficerOct 28 '24Proposed Sale51.701,50077,550Oct 28 04:07 PM
Datta SanjayChief Financial OfficerOct 21 '24Sale53.811,50080,715335,593Oct 23 05:43 PM
Datta SanjayOfficerOct 21 '24Proposed Sale53.811,50080,715Oct 21 04:04 PM
Datta SanjayChief Financial OfficerOct 14 '24Sale48.681,50073,020337,093Oct 15 05:25 PM
Gu PaulChief Technology OffierOct 14 '24Option Exercise1.1720,00023,400898,565Oct 15 05:24 PM