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VBNK

VersaBank

Nov 06 • 01:05PM ET

11.78

-0.09 -0.76 %

Financial • Banks - Regional • Canada • NASD

Peers: JPM GS C BK PNC COF ALLY MTB AX RF

| Held by: QABA DFIS DFIC DFAX

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Index	-	P/E	17.37	EPS (ttm)	0.68	Insider Own	37.19%	Shs Outstand	32.17M	Perf Week	-0.59%
Market Cap	378.96M	Forward P/E	8.18	EPS next Y	1.44	Insider Trans	0.00%	Shs Float	20.20M	Perf Month	-3.76%
Enterprise Value	-	PEG	0.63	EPS next Q	0.25	Inst Own	35.18%	Short Float	0.99%	Perf Quarter	14.81%
Income	20.38M	P/S	1.76	EPS this Y	-17.66%	Inst Trans	-0.92%	Short Ratio	2.39	Perf Half Y	5.65%
Sales	215.00M	P/B	0.99	EPS next Y	65.71%	ROA	0.57%	Short Interest	0.20M	Perf YTD	-14.95%
Book/sh	11.88	P/C	-	EPS next 5Y	27.73%	ROE	6.07%	52W High	18.38 -35.91%	Perf Year	-21.57%
Cash/sh	-	P/FCF	7.42	EPS past 3/5Y	12.99% 11.33%	ROIC	4.45%	52W Low	8.51 38.43%	Perf 3Y	73.24%
Dividend Est.	0.07 (0.60%)	EV/EBITDA	-	Sales past 3/5Y	42.01% 26.61%	Gross Margin	-	Volatility	3.03% 2.68%	Perf 5Y	-
Dividend TTM	0.05 (0.46%)	EV/Sales	-	EPS Y/Y TTM	-47.68%	Oper. Margin	13.19%	ATR (14)	0.35	Perf 10Y	-
Dividend Ex-Date	Oct 10, 2025	Quick Ratio	-	Sales Y/Y TTM	1.54%	Profit Margin	9.48%	RSI (14)	45.39	Recom	2.00
Dividend Gr. 3/5Y	-4.35% 6.96%	Current Ratio	44.65	EPS Q/Q	-44.36%	SMA20	-1.34%	Beta	0.92	Target Price	11.78
Payout	6.70%	Debt/Eq	0.20	Sales Q/Q	2.50%	SMA50	-2.52%	Rel Volume	0.60	Prev Close	11.87
Employees	121	LT Debt/Eq	0.20	Earnings	Sep 04 BMO	SMA200	2.04%	Avg Volume	83.76K	Price	11.78
IPO	Aug 11, 2017	Option/Short	Yes / Yes	EPS/Sales Surpr.	-9.97% -3.30%	Trades		Volume	29,129	Change	-0.76%

Date	Action	Analyst	Rating Change	Price Target Change
Mar-06-25	Downgrade	ROTH MKM	Buy → Neutral	$22 → $10.40
Sep-27-24	Initiated	ROTH MKM	Buy	$18
Aug-28-24	Initiated	Keefe Bruyette	Outperform
Dec-19-22	Resumed	Raymond James	Outperform	$9
Nov-29-22	Initiated	Keefe Bruyette	Outperform

Nov-03-25 07:00AM	VERSABANK ANNOUNCES LARGEST US RPP PARTNER TO DATE; SURPASSES US RPP TARGET WITH US$310 MILLION FUNDED IN FISCAL 2025 (PR Newswire)
Oct-27-25 07:00AM	VERSABANK UNVEILS BRANDING FOR PROPREITARY DIGITAL DEPOSIT RECEIPTS: VERSABANK REAL BANK DEPOSIT TOKENS REFLECTS CRITICAL ADVANTAGE OF ISSUANCE BY A FEDERALLY LICENSED BANK (PR Newswire)
Oct-06-25 07:00AM	VERSABANK ANNOUNCES THRIVE FINANCIAL AS NEW US RECEIVABLE PURCHASE PROGRAM PARTNER (PR Newswire)
Sep-18-25 07:00AM	VERSABANK IMPLEMENTS NEW INTERNALLY DEVELOPED ARTIFICIAL INTELLIGENCE CAPABLITIES WITHIN CORE BANKING TECHNOLOGY (PR Newswire)
Sep-16-25 07:00AM	VERSABANK ANNOUNCES REFRESH OF PREVIOUS DDR TOKENIZED DEPOSIT PILOT PROGAM IN CANADA AND INTEGRATION WITH US PILOT PROGRAM (PR Newswire)
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Sep-05-25 03:02AM	VersaBank (VBNK) Q3 2025 Earnings Call Highlights: Record Revenue and Strategic Expansion ... (GuruFocus.com)
Sep-04-25 08:15AM	VersaBank (VBNK) Q3 Earnings Beat Estimates (Zacks) +5.28%
07:00AM	VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP (PR Newswire)
07:00AM	VERSABANK DECLARES DIVIDENDS (PR Newswire)
Sep-03-25 09:18AM	Earnings to Watch: VersaBank (TSX:VBNK) Reports Q3 2025 Result (GuruFocus.com)
07:40AM	VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST SECURITIZATION PARTNER (PR Newswire)
Aug-28-25 08:00AM	Canadian Imperial Bank (CM) Tops Q3 Earnings and Revenue Estimates (Zacks)
Aug-27-25 07:15AM	Royal Bank (RY) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
Aug-26-25 07:25AM	Bank of Nova Scotia (BNS) Tops Q3 Earnings and Revenue Estimates (Zacks)
07:11AM	VERSABANK ANNOUNCES VERSABANK USA LAUNCH OF TOKENIZED DEPOSIT PILOT PROGRAM IN UNITED STATES (PR Newswire)
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Aug-21-25 07:00AM	VERSABANK TO HOST THIRD QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST (PR Newswire)
Aug-14-25 07:00AM	VERSABANK EXPANDS RECEIVABLE PURCHASE PROGRAM WITH LAUNCH OF SECURITIZED FINANCING SOLUTION AND APPOINTS VETERAN US EXECUTIVE TIMOTHY COMISKEY TO LEAD INITIATIVE (PR Newswire)
Aug-07-25 06:50PM	Fidus Investment (FDUS) Surpasses Q2 Earnings and Revenue Estimates (Zacks) -5.05%
Jun-11-25 07:00AM	VERSABANK TO PRESENT AT SIDOTI VIRTUAL INVESTOR CONFERENCE ON JUNE 12, 2025, AT 2:30 PM ET (PR Newswire)
Jun-10-25 07:30AM	Sidoti Events, LLC's Virtual June Small-Cap Conference (ACCESSWIRE)
Jun-09-25 07:00AM	VERSABANK PRESIDENT DAVID TAYLOR TO PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETING (PR Newswire) +7.31%
Jun-05-25 03:00PM	VersaBank (VBNK) Q2 2025 Earnings Call Highlights: Record Growth Amid Structural Realignment (GuruFocus.com)
Jun-04-25 08:15AM	VersaBank (VBNK) Misses Q2 Earnings and Revenue Estimates (Zacks) -6.49%
07:00AM	VERSABANK SECOND QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO EXPERIENCES STRONG GROWTH (PR Newswire)
07:00AM	VERSABANK DECLARES DIVIDENDS (PR Newswire)
Jun-03-25 09:17AM	What To Expect From VersaBank (TSX:VBNK) Q2 2025 Earnings (GuruFocus.com)
May-29-25 07:00AM	VERSABANK ANNOUNCES INTENTION TO REALIGN CORPORATE STRUCTURE TO STANDARD US BANK FRAMEWORK (PR Newswire)
May-27-25 07:20AM	Bank of Nova Scotia (BNS) Misses Q2 Earnings and Revenue Estimates (Zacks)
May-22-25 07:00AM	VERSABANK TO HOST SECOND QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, JUNE 4, 2025 at 9:00 A.M. ET (PR Newswire)
May-20-25 05:55PM	Ellington Credit (EARN) Lags Q1 Earnings and Revenue Estimates (Zacks)
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May-08-25 06:45PM	American Healthcare REIT (AHR) Beats Q1 FFO and Revenue Estimates (Zacks)
May-07-25 08:50AM	EHealth (EHTH) Reports Q1 Loss, Tops Revenue Estimates (Zacks)
Apr-28-25 07:00AM	VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID (PR Newswire)
Apr-25-25 07:30AM	VERSABANK ANNOUNCES THE RESULTS OF ITS 2025 MEETING OF SHAREHOLDERS (PR Newswire)
Apr-22-25 01:00PM	VERSABANK'S 2025 ANNUAL MEETING ON APRIL 24 TO BE LIVESTREAMED FROM NASDAQ MARKETSITE IN NEW YORK CITY / BANK TO RING NASDAQ CLOSING BELL APRIL 25 (PR Newswire)
Apr-17-25 07:00AM	VERSABANK ADDS SECOND US RPP PARTNER; RAPIDLY SURPASSES US$70 MILLION IN US RPP ASSETS IN JUST 75 DAYS (PR Newswire) +15.20%
Mar-13-25 07:00AM	VERSABANK TO PARTICIPATE IN 37TH ANNUAL ROTH CONFERENCE IN DANA POINT CALIFORNIA MARCH 16-18, 2025 (PR Newswire)
Mar-07-25 09:41AM	Robinhood initiated, MongoDB downgraded: Wall Streets top analyst calls (TipRanks)
Mar-06-25 02:08AM	VersaBank (VBNK) Q1 2025 Earnings Call Highlights: Record Asset Growth Amid U.S. ... (GuruFocus.com)
Mar-05-25 08:15AM	VersaBank (VBNK) Q1 Earnings and Revenues Lag Estimates (Zacks) -12.50%
07:00AM	VERSABANK FIRST QUARTER 2025 RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS BANK RAMPS UP PROVEN RPP SOLUTION IN US MARKET (PR Newswire)
07:00AM	VERSABANK DECLARES DIVIDENDS (PR Newswire)
Mar-04-25 07:14AM	VersaBank (TSX:VBNK) Q1 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Feb-19-25 07:00AM	VERSABANK TO HOST FIRST QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, MARCH 5, 2025 at 9:00 A.M. ET (PR Newswire)
Jan-31-25 07:00AM	VERSABANK ANNOUNCES WATERCRESS FINANCIAL AS ITS US RECEIVABLE PURCHASE PROGRAM PARTNER (PR Newswire)
Jan-27-25 07:00AM	VERSABANK TRANSFERS DIGITAL DEPOSIT RECEIPT ASSETS AND OTHER RESOURCES TO WHOLLY OWNED SUBSIDIARY FOCUSED EXCLUSIVELY ON DIGITAL ASSET OPPORTUNITY (PR Newswire)
Dec-24-24 12:06PM	VERSABANK ANNOUNCES EXERCISE OF OVER-ALLOTMENT OPTION IN PUBLIC OFFERING (PR Newswire)
Dec-18-24 01:59PM	VERSABANK COMPLETES SUCCESSFUL OFFERING OF COMMON SHARES (PR Newswire)
06:29AM	VersaBank Announces $75 Million Common Share Offering to Boost Capital (TipRanks)
Dec-16-24 11:05PM	VERSABANK PRICES OFFERING OF COMMON SHARES (PR Newswire) -8.23%
07:37AM	VERSABANK LAUNCHES OFFERING OF COMMON SHARES (PR Newswire)
Dec-10-24 02:01AM	VersaBank (VBNK) Q4 2024 Earnings Call Highlights: Record Asset Growth Amidst Challenging ... (GuruFocus.com)
Dec-09-24 08:20AM	VersaBank (VBNK) Q4 Earnings Surpass Estimates (Zacks) -10.88%
07:01AM	VERSABANK TRANSITIONS CORE TEAM RESPONSIBLE FOR CANADIAN RECEIVABLE PURCHASE PROGRAM SUCCESS TO LEAD US OPPORTUNITY (PR Newswire)
07:00AM	VERSABANK FOURTH QUARTER AND FISCAL 2024 RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS BANK LAUNCHES PROVEN RPP SOLUTION IN US MARKET (PR Newswire)
07:00AM	VERSABANK DECLARES DIVIDENDS (PR Newswire)
Dec-06-24 07:01AM	VersaBank (TSX:VBNK) Q4 2024 Earnings Report Preview: What To Expect (GuruFocus.com)
Dec-02-24 07:30AM	VersaBank to Report Fourth Quarter and Fiscal 2024 Year End Results Monday, December 9, 2024 at 7:00 a.m. ET (PR Newswire)
Nov-25-24 12:45PM	VERSABANK SUBSIDIARY DRT CYBER STRENGTHENS CUSTOMER VALUE PROPOSITION WITH ROBUST SOC2 TYPE 1 CERTIFICATION (PR Newswire)
Nov-14-24 07:00AM	VERSABANK TO PARTICIPATE IN 13TH ANNUAL ROTH TECHNOLOGY CONFERENCE IN NEW YORK CITY NOVEMBER 19-20, 2024 (PR Newswire)
Nov-12-24 09:00AM	ROTH to Host 13th Annual Technology Conference at the Hard Rock Hotel in New York City (GlobeNewswire)
Nov-07-24 11:13AM	VERSABANK TO PARTICIPATE IN 2024 KBW FINTECH CONFERENCE IN NEW YORK CITY NOVEMBER 13-14, 2024 (PR Newswire)
Oct-24-24 07:00AM	VERSABANK TO PRESENT AT 2024 THINKEQUITY CONFERENCE ON OCTOBER 30, 2024, IN NEW YORK CITY (PR Newswire)
Oct-09-24 06:44PM	VersaBank (VBNK) Q3 2024 Earnings Call Highlights: Record Asset Growth Amidst Margin Pressures (GuruFocus.com) +5.32%
Oct-02-24 11:12AM	VersaBank (VBNK): A Bull Case Theory (Insider Monkey)
Sep-26-24 07:00AM	VERSABANK RECOGNIZED FOR CONTINUING LEADERSHIP IN BANKING TECHNOLOGY (PR Newswire)
Sep-25-24 07:00AM	VERSABANK ANNOUNCES REDEMPTION OF NON-CUMULATIVE SERIES 1 PREFERRED SHARES (NVCC) (PR Newswire)
Sep-11-24 01:00PM	Investor Summit August 2024 Presentations Now Accessible for On-Demand Viewing (ACCESSWIRE)
Sep-05-24 07:00AM	VERSABANK REPORTS THIRD QUARTER FISCAL 2024 RESULTS: RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS BANK ENTERS US MARKET (PR Newswire)
07:00AM	VERSABANK DECLARES DIVIDENDS (PR Newswire)
Sep-04-24 07:55AM	VersaBank completes purchase of tiny Minnesota bank (Banking Dive)
Sep-03-24 07:00AM	VERSABANK CLOSES U.S. BANK ACQUISITION: FORMALLY LAUNCHES INNOVATIVE DIGITAL FUNDING SOLUTION TO UNDERSERVED, MULTI-TRILLION-DOLLAR U.S. MARKET (PR Newswire)
Aug-21-24 07:00AM	VERSABANK TO HOST THIRD QUARTER FISCAL 2024 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST THURSDAY, SEPTEMBER 5, 2024 at 9:00 A.M. ET (PR Newswire)
Aug-16-24 07:00AM	VERSABANK TO PRESENT AT TWO VIRTUAL INVESTOR CONFERENCES ON AUGUST 20, 2024 (PR Newswire)
Jul-25-24 10:30AM	VERSABANK TO PARTICIPATE IN 25th ANNUAL KBW COMMUNITY BANK INVESTOR CONFERENCE JULY 30-31, 2024 IN NEW YORK CITY (PR Newswire)
Jul-15-24 07:30AM	VERSABANK APPOINTS SENIOR EXECUTIVES TO U.S. SUBSIDIARY AHEAD OF U.S. BANK ACQUISITION (PR Newswire)
Jun-28-24 08:29AM	VersaBanks cross-border acquisition of Minnesota lender gets final nod (Banking Dive)
Jun-25-24 07:00AM	VERSABANK RECEIVES CANADIAN REGULATORY APPROVAL FOR U.S. BANK ACQUISITON: TRANSACTION TARGETED TO CLOSE AUGUST 30, 2024 (PR Newswire)
Jun-17-24 07:00AM	VERSABANK ANNOUNCES APPOINTMENT OF LONG STANDING CANADIAN FEDERAL OFFICIAL GLENN CAMPBELL AS ADVISOR TO BOARD (PR Newswire)
Jun-14-24 07:00AM	VERSABANK RECEIVES FINAL U.S. APPROVAL FOR U.S. BANK ACQUISITON (PR Newswire)
Jun-10-24 12:41PM	VersaBank (VBNK) Gets Fed Nod for Stearns Bank Holdingford Deal (Zacks)
Jun-07-24 08:05AM	Canadian banks Minnesota deal gets Fed approval (Banking Dive) +11.77%
07:00AM	VERSABANK RECEIVES FIRST OF TWO U.S. APPROVALS FOR U.S. BANK ACQUISITION (PR Newswire)
Jun-06-24 08:02AM	VersaBank (NASDAQ:VBNK) Q2 2024 Earnings Call Transcript (Insider Monkey)
07:00AM	MicroCap Rodeo's Spring into Summer Conference, June 6th 2024 - 25 Presenting Companies (ACCESSWIRE)
Jun-05-24 11:53AM	VBNK Stock Earnings: VersaBank Meets EPS, Misses Revenue for Q2 2024 (InvestorPlace)
08:15AM	VersaBank (VBNK) Meets Q2 Earnings Estimates (Zacks)
07:00AM	VERSABANK REPORTS SECOND QUARTER FISCAL 2024 RESULTS: 18% YEAR-OVER-YEAR GROWTH IN THE BANK'S LOAN PORTFOLIO AND EPS (PR Newswire)
07:00AM	VERSABANK DECLARES DIVIDENDS (PR Newswire)
Jun-03-24 10:30AM	VERSABANK TO PARTICIPATE IN MICROCAP RODEO CONFERENCE JUNE 6, 2024 IN NEW YORK CITY (PR Newswire)
May-22-24 07:30AM	VERSABANK TO HOST SECOND QUARTER FISCAL 2024 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, JUNE 5, 2024 at 9:00 A.M. ET (PR Newswire)
Apr-18-24 07:30AM	VERSABANK ANNOUNCES THE RESULTS OF ITS 2024 MEETING OF SHAREHOLDERS (PR Newswire)
Apr-03-24 07:30AM	VERSABANK'S 2024 ANNUAL AND SPECIAL MEETING TO BE HELD ON APRIL 17, 2024 - MEETING WILL ALSO BE LIVE STREAMED (PR Newswire)
Mar-15-24 08:35AM	Banking Virtual Investor Conference Agenda: Presentations Now Available for Online Viewing (GlobeNewswire)
Mar-12-24 11:11AM	Banking Virtual Investor Conference Agenda Announced for March 14, 2024 (GlobeNewswire)
Mar-11-24 11:00AM	RETRANSMISSION: iAccess Alpha's Buyside Best Ideas Spring Virtual Conference March 12th and 13th, 2024 (ACCESSWIRE)
07:30AM	VERSABANK TO PARTICIPATE IN UPCOMING CONFERENCES (PR Newswire)
Mar-07-24 10:46AM	VersaBank (NASDAQ:VBNK) Q1 2024 Earnings Call Transcript (Insider Monkey)
Mar-06-24 12:52PM	VBNK Stock Earnings: VersaBank Beats EPS, Misses Revenue for Q1 2024 (InvestorPlace)
09:05AM	VersaBank (VBNK) Surpasses Q1 Earnings Estimates (Zacks)

VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the U.S. banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

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VBNK

VersaBank

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