HCI

HCI Group Inc

186.03

Nov 06 • 3:59 PM ET -6.00 (-3.12%)

186.03

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Financial Insurance - Property & Casualty USA Mid NYSE

Peers: SLDE UVE HRTG AII ACIC HIPO PLMR OIG LMND KINS

| Held by: IJR AVUV VTI IWM FESM DFAT IWN VXF DFAS SPSM

Scroll to Statements

Index	RUT
Market Cap	2.31B
Enterprise Value	-
Income	315.68M
Sales	980.69M
Book/sh	90.15
Cash/sh	-
Dividend Est.	1.60 (0.86%)
Dividend TTM	1.60 (0.86%)
Dividend Ex-Date	Nov 20, 2026
Dividend Gr. 3/5Y	0.00% 0.00%
Payout	7.04%
Employees	594
IPO	Sep 15, 2008

P/E	7.51
Forward P/E	9.03
PEG	-
P/S	2.36
P/B	2.06
P/C	-
P/FCF	5.03
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	1.97
Debt/Eq	0.06
LT Debt/Eq	0.06
Option/Short	Yes / Yes

EPS (ttm)	24.76
EPS next Y	20.59
EPS next Q	5.18
EPS this Y	-3.32%
EPS next Y	-6.24%
EPS next 5Y	-1.81%
EPS past 3/5Y	- 45.46%
Sales past 3/5Y	21.72% 26.87%
EPS Y/Y TTM	47.34%
Sales Y/Y TTM	20.15%
EPS Q/Q	31.66%
Sales Q/Q	13.20%
Earnings	Nov 04 AMC
EPS/Sales Surpr.	30.04% -1.14%

Insider Own	14.66%
Insider Trans	0.00%
Inst Own	76.87%
Inst Trans	-3.97%
ROA	15.00%
ROE	33.80%
ROIC	27.63%
Gross Margin	-
Oper. Margin	50.08%
Profit Margin	32.19%
SMA20	-6.62%
SMA50	-2.24%
SMA200	8.60%
Trades

Shs Outstand	12.44M
Shs Float	10.62M
Short Float	5.47%
Short Ratio	3.44
Short Interest	0.58M
52W High	208.80 -10.91%
52W Low	144.75 28.52%
Volatility	4.63% 2.89%
ATR (14)	6.27
RSI (14)	38.16
Beta	0.93
Rel Volume	1.22
Avg Volume	169.03K
Volume	205,471

Perf Week	-5.98%
Perf Month	-3.29%
Perf Quarter	0.64%
Perf Half Y	22.20%
Perf YTD	-2.95%
Perf Year	-4.60%
Perf 3Y	197.36%
Perf 5Y	38.10%
Perf 10Y	566.06%
Recom	1.67
Target Price	250.00
Prev Close	192.03
Price	186.03
Change %	-3.12%

Consensus

Buy

Avg. Price Target

$250.00

Implied Upside

+34.4%

Analysts11incl. previous ratings

Rating Distribution8 Buy · 3 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Jul 09, 2026	Initiated	CCantor Fitzgerald	Overweight	$225	+20.9%
Nov 13, 2025	Downgrade	OOppenheimer	Outperform → Perform
May 30, 2025	Upgrade	CCompass Point	Neutral → Buy	$205	+10.2%
Oct 21, 2024	Downgrade	CCompass Point	Buy → Neutral	$119 → $120	-35.5%
Mar 08, 2024	Upgrade	WWilliam Blair	Mkt Perform → Outperform
Nov 16, 2023	Initiated	OOppenheimer	Outperform	$100	-46.2%
Aug 11, 2023	Initiated	WWilliam Blair	Mkt Perform
Jan 19, 2023	Initiated	CCompass Point	Buy	$56	-69.9%
Mar 11, 2019	Upgrade	KKeefe Bruyette	Underperform → Mkt Perform	$52 → $42	-77.4%
Dec 13, 2018	Downgrade	KKeefe Bruyette	Mkt Perform → Underperform
Sep 11, 2017	Upgrade	SSidoti	Neutral → Buy
Apr 07, 2017	Initiated	SSunTrust	Buy	$52	-72.0%
Dec 28, 2015	Initiated	PPiper Jaffray	Overweight
Oct 20, 2015	Upgrade	JJMP Securities	Mkt Perform → Mkt Outperform	$47	-74.7%
Mar 17, 2015	Downgrade	GGilford Securities	Buy → Neutral	$50	-73.1%
Oct 03, 2014	Upgrade	GGilford Securities	Neutral → Buy	$46.50 → $52	-72.0%
Oct 24, 2013	Downgrade	GGilford Securities	Buy → Neutral	$44.50 → $45.60	-75.5%
Aug 30, 2013	Upgrade	GGilford Securities	Neutral → Buy	$37.50 → $44.50	-76.1%
Aug 02, 2013	Reiterated	GGilford Securities	Neutral	$36 → $37.50	-79.8%
May 28, 2013	Downgrade	TTaglich Brothers	Buy → Speculative Buy	$22 → $38	-79.6%

Nov-04-26 07:23PM	HCI Group's 29% EPS Beat Rests On Margins While Florida Growth Decelerates (Earnings Whispers) -5.18%
04:34PM	HCI Group: Q3 Earnings Snapshot (Associated Press)
04:15PM	HCI Group Reports Third Quarter 2026 Results (GlobeNewswire)
Oct-27-26 06:05PM	HCI's Reinsurance Savings And GEICO Launch Face First Real Test In A Softening Florida Market (Earnings Whispers)
Oct-21-26 04:30PM	HCI Group Declares Quarterly Cash Dividend (GlobeNewswire)
08:00AM	Loading…
08:00AM	HCI Group Provides Update on the Impact of Hurricane Isaias (GlobeNewswire)
Oct-20-26 08:30AM	HCI Group Sets Third Quarter 2026 Earnings Call for Wednesday, November 4, 2026, at 4:45 p.m. ET (GlobeNewswire)
Aug-07-26 01:06AM	HCI Group Inc (HCI) (Q2 2026) Earnings Call Highlights: Strong Pre-Tax Income and Strategic ... (GuruFocus.com)
Aug-06-26 05:58PM	HCI Group: Q2 Earnings Snapshot (Associated Press)
04:15PM	HCI Group Reports Second Quarter 2026 Results (GlobeNewswire)
Jul-14-26 04:30PM	HCI Group Sets Second Quarter 2026 Earnings Call for Thursday, August 6, 2026, at 4:45 p.m. ET (GlobeNewswire)
Jul-08-26 06:00PM	HCI Group Declares Quarterly Cash Dividend (GlobeNewswire)
Jun-17-26 06:01PM	HCI Group Enters the Tokenized Real-World Assets Market with Pilot Project Mirroring Returns of Specific Participations in HCI's Catastrophe XOL Reinsurance Programs (GlobeNewswire)
Jun-01-26 07:30AM	HCI Group Announces Completion of its 2026-2027 Catastrophe Reinsurance Programs (GlobeNewswire)
May-08-26 08:41PM	Tampa-based Safepoint files for NYSE IPO as Gulf Coast premiums surge (Investing.com)
05:46PM	Loading…
May-06-26 05:46PM	HCI Group: Q1 Earnings Snapshot (Associated Press)
04:15PM	HCI Group Reports First Quarter 2026 Results (GlobeNewswire)
Apr-24-26 04:30PM	HCI Group Declares Quarterly Cash Dividend (GlobeNewswire)
Apr-21-26 04:30PM	HCI Group Sets 2026 Annual Shareholders Meeting and Record Date (GlobeNewswire)
Apr-14-26 08:30AM	HCI Group Sets First Quarter 2026 Earnings Call for Wednesday, May 6, 2026, at 4:45 p.m. ET (GlobeNewswire)
Mar-05-26 12:48PM	Heritage Insurance Stock Falls 3.6% YTD: Time to Buy the Dip? (Zacks)
Mar-03-26 07:00AM	HCI Group Authorizes $80 Million Stock Repurchase Program (GlobeNewswire)
Mar-02-26 12:00PM	HCI Group (HCI) Upgraded to Strong Buy: Here's What You Should Know (Zacks)
09:55AM	Wall Street Analysts Believe HCI Group (HCI) Could Rally 31.32%: Here's is How to Trade (Zacks)
05:09AM	New Strong Buy Stocks for March 2nd (Zacks)
Feb-28-26 06:45AM	HCI Group Q4 Earnings Call Highlights (MarketBeat)
Feb-26-26 12:10PM	Why Are HCI Group (HCI) Shares Soaring Today (StockStory)
09:30AM	HCI Group (HCI) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
09:30AM	Wall Street Analysts See HCI Group (HCI) as a Buy: Should You Invest? (Zacks)
12:03AM	HCI Group Inc (HCI) Q4 2025 Earnings Call Highlights: Strong Financial Performance and ... (GuruFocus.com)
05:31PM	Loading…
Feb-25-26 05:31PM	HCI Group: Q4 Earnings Snapshot (Associated Press Finance)
05:22PM	HCI Group (NYSE:HCI) Reports Bullish Q4 CY2025 (StockStory)
04:15PM	HCI Reports Fourth Quarter and Full Year 2025 Results (GlobeNewswire)
Feb-24-26 10:45PM	Universal Insurance Holdings (UVE) Q4 Earnings and Revenues Surpass Estimates (Zacks)
Feb-23-26 10:09PM	Earnings To Watch: HCI Group (HCI) Reports Q4 Results Tomorrow (StockStory)
Feb-18-26 06:00PM	HCI Group (HCI) Stock Dips While Market Gains: Key Facts (Zacks)
Feb-17-26 05:15PM	Mercury General (MCY) Beats Q4 Earnings and Revenue Estimates (Zacks)
Feb-15-26 11:01PM	3 Big Reasons to Love HCI Group (HCI) (StockStory)
Feb-12-26 06:00PM	HCI Group (HCI) Registers a Bigger Fall Than the Market: Important Facts to Note (Zacks)
09:00AM	HCI Group, Inc. (HCI) Is a Trending Stock: Facts to Know Before Betting on It (Zacks)
Feb-10-26 09:30AM	Is It Worth Investing in HCI Group (HCI) Based on Wall Street's Bullish Views? (Zacks)
Feb-09-26 05:15PM	Cincinnati Financial (CINF) Surpasses Q4 Earnings Estimates (Zacks)
Feb-06-26 06:00PM	HCI Group (HCI) Gains But Lags Market: What You Should Know (Zacks)
Feb-04-26 04:30PM	HCI Group Sets Fourth Quarter and Full Year 2025 Earnings Call for Wednesday, February 25, 2026, at 4:45 p.m. ET (GlobeNewswire)
Feb-02-26 08:02PM	HCI Group, Inc. (HCI): A Bull Case Theory (Insider Monkey)
Jan-29-26 09:00AM	Investors Heavily Search HCI Group, Inc. (HCI): Here is What You Need to Know (Zacks)
Jan-28-26 06:00PM	HCI Group (HCI) Gains As Market Dips: What You Should Know (Zacks)
Jan-23-26 09:30AM	Is HCI Group (HCI) a Buy as Wall Street Analysts Look Optimistic? (Zacks)
Jan-22-26 06:00PM	HCI Group (HCI) Stock Falls Amid Market Uptick: What Investors Need to Know (Zacks) -5.93%
Jan-20-26 06:15PM	HCI Group (HCI) Dips More Than Broader Market: What You Should Know (Zacks)
Jan-16-26 04:30PM	HCI Group Declares Quarterly Cash Dividend (GlobeNewswire)
09:00AM	Here is What to Know Beyond Why HCI Group, Inc. (HCI) is a Trending Stock (Zacks)
Jan-13-26 06:00PM	HCI Group (HCI) Dips More Than Broader Market: What You Should Know (Zacks)
Jan-05-26 06:00PM	HCI Group (HCI) Stock Drops Despite Market Gains: Important Facts to Note (Zacks)
Jan-02-26 06:15PM	HCI Group (HCI) Stock Drops Despite Market Gains: Important Facts to Note (Zacks)
Dec-30-25 10:58AM	Hartford Insurance Up 27% in a Year: Does the Rally Still Have Legs? (Zacks)
Dec-24-25 09:40AM	Is HCI Group (HCI) Stock Outpacing Its Finance Peers This Year? (Zacks)
Dec-23-25 09:15AM	United Fire Group, Inc (UFCS) Hit a 52 Week High, Can the Run Continue? (Zacks)
Dec-19-25 02:53PM	IPO Stock Of The Week: Insurance Software Leader Exzeo Approaches First Buy Point (Investor's Business Daily)
Dec-18-25 09:33AM	Market Mavericks: 3 Financial Stocks Up 50% in 2025 & Still Gaining (Zacks)
Dec-15-25 08:55AM	Why Investors Need to Take Advantage of These 2 Finance Stocks Now (Zacks)
Dec-08-25 09:40AM	Is HCI Group (HCI) Outperforming Other Finance Stocks This Year? (Zacks)
Dec-05-25 04:30AM	Heritage Insurance Skyrockets 136% YTD: Time to Buy the Stock? (Revised) (Zacks)
Dec-04-25 11:37AM	Is LMND's Rising In-Force Premium Fueling Growth & Operating Leverage? (Zacks)
Dec-03-25 12:45PM	HCI Group (HCI) is an Incredible Growth Stock: 3 Reasons Why (Zacks)
09:30AM	Brokers Suggest Investing in HCI Group (HCI): Read This Before Placing a Bet (Zacks)
Dec-02-25 11:01AM	Heritage Insurance Skyrockets 136% YTD: Time to Buy the Stock? (Zacks)
Dec-01-25 11:30AM	3 P&C Insurance Stocks That Have Outperformed the S&P 500 YTD (Zacks)
Nov-20-25 09:40AM	Are Finance Stocks Lagging Avidbank Holdings (AVBH) This Year? (Zacks)
09:00AM	Is Trending Stock HCI Group, Inc. (HCI) a Buy Now? (Zacks)
Nov-17-25 12:45PM	3 Reasons Growth Investors Will Love HCI Group (HCI) (Zacks)
09:30AM	Wall Street Bulls Look Optimistic About HCI Group (HCI): Should You Buy? (Zacks)
Nov-13-25 12:39AM	The 5 Most Interesting Analyst Questions From HCI Group's Q3 Earnings Call (StockStory)
Nov-11-25 10:32PM	Property & Casualty Insurance Stocks Q3 Highlights: HCI Group (NYSE:HCI) (StockStory)
11:54AM	Managing Policy Acquisition Costs: A Key Driver of PGR's Profits? (Zacks)
Nov-07-25 09:00PM	HCI Group (HCI) Reports Q3 Earnings: What Key Metrics Have to Say (Zacks) -6.98%
12:31AM	HCI Q3 Deep Dive: Exzeo IPO and Insurance Expansion Reshape Growth Narrative (StockStory)
12:06AM	HCI Group Inc (HCI) Q3 2025 Earnings Call Highlights: Strong Financial Performance and ... (GuruFocus.com)
Nov-06-25 07:10PM	HCI Group (HCI) Q3 Earnings Top Estimates (Zacks)
06:03PM	HCI Group: Q3 Earnings Snapshot (Associated Press Finance)
04:46PM	HCI Group (NYSE:HCI) Reports Sales Below Analyst Estimates In Q3 Earnings (StockStory)
04:15PM	HCI Group Reports Third Quarter 2025 Results (GlobeNewswire)
05:09AM	Insurtech company Exzeo Group raises $168m via IPO (Life Insurance International)
Nov-05-25 05:30PM	Allstate (ALL) Surpasses Q3 Earnings Estimates (Zacks)
11:15AM	AIG Q3 Earnings Beat on Higher International Commercial Premiums (Zacks)
Nov-04-25 10:13PM	HCI Group (HCI) Reports Q3: Everything You Need To Know Ahead Of Earnings (StockStory)
06:49PM	Insurance tech firm Exzeo raises $168 million in US IPO (Reuters)
05:35PM	United Fire Group (UFCS) Q3 Earnings and Revenues Beat Estimates (Zacks)
01:19PM	Will a Strong Protection Services Unit Aid Allstate's Q3 Earnings? (Zacks)
12:34PM	Virtu Financial Q3 Earnings Beat on Strong Execution Services (Zacks)
Nov-03-25 01:23PM	Will New Business Growth in U.S. Unit Aid Aflac in Q3 Earnings? (Zacks)
12:31PM	MetLife to Report Q3 Earnings: What Do the Key Estimates Say? (Zacks)
12:27PM	American International to Report Q3 Earnings: Key Estimates to Note (Zacks)
Oct-31-25 12:45PM	Here is Why Growth Investors Should Buy HCI Group (HCI) Now (Zacks)
09:30AM	Wall Street Analysts Think HCI Group (HCI) Is a Good Investment: Is It? (Zacks)
Oct-30-25 10:00AM	HCI Group (HCI) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Oct-29-25 12:52PM	Assurant Gears Up to Report Q3 Earnings: Here's What to Expect (Zacks)
12:43PM	Unum Group Gears Up to Report Q3 Earnings: Here's What to Expect (Zacks)
Oct-28-25 06:00PM	HCI Group (HCI) Stock Falls Amid Market Uptick: What Investors Need to Know (Zacks)
08:53AM	4 Financial Stocks to Bet on as Sector Momentum Builds (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Patel Paresh	Chief Executive Officer	Feb 23 '26	Option Exercise	40.00	20,000	800,000	89,500	Feb 24 04:30 PM

HCI Group, Inc. engages in the business of property and casualty insurance, reinsurance, real estate, and information technology. It operates through the following segments: Insurance Operations, Exzeo, Reciprocal Exchange Operations, Real Estate, and Corporate and Others. The Insurance Operations segment includes the property and casualty insurance division and reinsurance division. The Exzeo segment manages insurance technology and operations solutions for property and casualty insurance carriers. The Reciprocal Exchange segment refers to the insurance operations of CORE and Tailrow, consolidated VIEs. The Real Estate Operations segment deals with operating commercial properties the company owns for investment purposes or for use in its own operations. The Corporate and Other segment represents the activities of the holding companies and any other companies, such as CRM and TRM, that do not meet the quantitative and qualitative thresholds for a reportable segment. The company was founded by Paresh Patel, Gregory Politis, and Martin A. Traber on November 30, 2006 and is headquartered in Tampa, FL.

FounderMr. Pareshbhai Suryakant Patel

Co-Founder & Lead Independent DirectorMr. Gregory Politis

Chief Financial OfficerMr. James Mark Harmsworth CPA

COO & DirectorMs. Karin Sue Coleman

VPMr. Andrew Lloyd Graham J.D.

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HCI

HCI Group Inc

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