THG

Peers: SIGI CINF TRV AFG ALL HIG MCY ORI UFCS KMPR

| Held by: IJH VTI AVUV VB SDVY VBR VXF SDY DFAT DFAS

Index	-
Market Cap	8.09B
Enterprise Value	-
Income	755.60M
Sales	6.76B
Book/sh	105.23
Cash/sh	-
Dividend Est.	3.85 (1.66%)
Dividend TTM	3.80 (1.64%)
Dividend Ex-Date	Sep 11, 2026
Dividend Gr. 3/5Y	6.05% 6.61%
Payout	20.11%
Employees	4900
IPO	Oct 11, 1995

P/E	11.08
Forward P/E	11.87
PEG	6.86
P/S	1.20
P/B	2.21
P/C	-
P/FCF	6.45
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.37
Debt/Eq	0.23
LT Debt/Eq	0.22
Option/Short	Yes / Yes

EPS (ttm)	20.96
EPS next Y	19.57
EPS next Q	4.56
EPS this Y	7.15%
EPS next Y	-4.32%
EPS next 5Y	1.73%
EPS past 3/5Y	78.09% 14.03%
Sales past 3/5Y	6.44% 6.44%
EPS Y/Y TTM	38.39%
Sales Y/Y TTM	5.57%
EPS Q/Q	25.04%
Sales Q/Q	4.34%
Earnings	Oct 28 AMC
EPS/Sales Surpr.	38.30% 0.44%

Insider Own	1.12%
Insider Trans	-12.90%
Inst Own	92.95%
Inst Trans	0.82%
ROA	5.28%
ROE	21.88%
ROIC	16.92%
Gross Margin	-
Oper. Margin	14.98%
Profit Margin	11.17%
SMA20	4.45%
SMA50	3.55%
SMA200	17.33%
Trades

Shs Outstand	34.90M
Shs Float	34.43M
Short Float	3.00%
Short Ratio	3.54
Short Interest	1.03M
52W High	236.07 -1.61%
52W Low	166.54 39.46%
Volatility	1.95% 1.87%
ATR (14)	4.18
RSI (14)	63.78
Beta	0.27
Rel Volume	0.42
Avg Volume	291.63K
Volume	108,998

Perf Week	2.69%
Perf Month	6.34%
Perf Quarter	8.47%
Perf Half Y	29.84%
Perf YTD	27.08%
Perf Year	32.55%
Perf 3Y	101.60%
Perf 5Y	75.41%
Perf 10Y	218.57%
Recom	2.60
Target Price	235.88
Prev Close	231.97
Price	232.26
Change %	0.13%

Date	Action	Analyst	Rating Change	Price Target Change
Jul-15-26	Downgrade	Piper Sandler	Overweight → Neutral	$220
Jul-08-26	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$220
May-19-26	Downgrade	BMO Capital Markets	Outperform → Market Perform	$203
Nov-25-25	Initiated	RBC Capital Mkts	Sector Perform	$200
Jul-09-25	Upgrade	Keefe Bruyette	Mkt Perform → Outperform	$188
Dec-05-24	Initiated	Morgan Stanley	Equal-Weight	$170
Nov-21-24	Downgrade	Janney	Buy → Neutral	$176
Nov-16-23	Initiated	Oppenheimer	Outperform	$135
Aug-31-23	Upgrade	BMO Capital Markets	Market Perform → Outperform	$125 → $126
Jul-06-23	Upgrade	Piper Sandler	Neutral → Overweight	$155 → $153
May-18-23	Downgrade	BofA Securities	Buy → Neutral	$142 → $130
Jan-20-23	Initiated	BMO Capital Markets	Market Perform	$141
Nov-11-22	Initiated	Janney	Buy	$164
Nov-07-22	Downgrade	Piper Sandler	Overweight → Neutral	$144
Jun-29-22	Initiated	Morgan Stanley	Equal-Weight	$155
Aug-17-21	Initiated	Wolfe Research	Peer Perform	$144
May-21-21	Initiated	BofA Securities	Buy	$166
Mar-29-21	Initiated	Boenning & Scattergood	Outperform	$145
Feb-19-21	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$130
Sep-03-20	Initiated	Credit Suisse	Neutral	$117

Show Previous Ratings

Oct-20-26 06:32PM	Hanover's Q3 Test: Can Record Margins And Faster Growth Clear A Lifted Whisper Bar? (Earnings Whispers)
Sep-28-26 01:30PM	The Hanover Among TIME's World's Best Companies and Forbes' America's Best Insurance Companies (PR Newswire)
Sep-23-26 04:05PM	The Hanover Insurance Group, Inc. to Issue Third Quarter Financial Results on October 28 (PR Newswire)
Sep-11-26 07:09AM	The Hanover Insurance Group Inc's Dividend Analysis (GuruFocus.com)
Aug-31-26 09:39AM	The Hanover Insurance Group, Inc. Declares Quarterly Dividend of $0.95 Per Common Share (PR Newswire)
05:05PM	Loading…
Jul-29-26 05:05PM	The Hanover Insurance Group Inc (THG) Q2 2026 Earnings Call Highlights: Record Performance and ... (GuruFocus.com)
Jul-28-26 04:23PM	Hanover Insurance: Q2 Earnings Snapshot (Associated Press)
04:10PM	The Hanover Reports Record Second Quarter Net Income and Operating Income of $5.38 and $5.31 per Diluted Share, Respectively; Record Second Quarter Net and Operating Return on Equity of 21.2% and 19.8%, Respectively (PR Newswire)
Jul-15-26 04:35PM	The Hanover Announces CEO Succession Plan: John C. Roche to Retire as President and CEO at the End of 2026; Chief Operating Officer Richard W. Lavey Named CEO-Elect (PR Newswire)
Jul-01-26 10:31AM	The Hanover Recognized as a Best Place to Work by U.S. News & World Report (PR Newswire)
Jun-25-26 04:05PM	The Hanover Insurance Group, Inc. to Issue Second Quarter Financial Results on July 28 (PR Newswire)
Jun-04-26 10:00AM	Homeowners Want Strong Insurance Protection -- Many Haven't Confirmed They Have It (PR Newswire)
Jun-01-26 08:39AM	The Hanover Insurance Group, Inc. Declares Quarterly Dividend of $0.95 Per Common Share (PR Newswire)
May-19-26 09:34AM	StubHub, Jazz Pharmaceuticals upgraded: Wall Street's top analyst calls (The Fly)
May-14-26 02:31PM	The Hanover Expands Motorcycle, Off-Road Vehicle Offerings (PR Newswire)
04:06PM	Loading…
May-13-26 04:06PM	The Hanover Insurance Group, Inc. Announces New Share Repurchase Authorization (PR Newswire)
Apr-30-26 08:30AM	The Hanover Insurance Group, Inc. Q1 2026 Earnings Call Summary (Moby) +5.73%
Apr-29-26 04:51PM	Hanover Insurance: Q1 Earnings Snapshot (Associated Press)
04:10PM	The Hanover Reports Record First Quarter Net Income and Operating Income of $5.20 and $5.25 per Diluted Share, Respectively; Record Net and Operating Return on Equity of 20.9% and 20.3%, Respectively (PR Newswire)
Apr-13-26 04:05PM	The Hanover Insurance Group, Inc. to Hold Annual Meeting of Shareholders on May 12 (PR Newswire)
Mar-30-26 04:05PM	The Hanover Insurance Group, Inc. to Issue First Quarter Financial Results on April 29 (PR Newswire)
Mar-05-26 09:56AM	Keefe Bruyette Raises Its Price Target on The Hanover Insurance Group, Inc. (THG) to $208 and Maintains an Outperform Rating (Insider Monkey)
Mar-04-26 11:06PM	3 Reasons to Avoid THG and 1 Stock to Buy Instead (StockStory)
07:38AM	After SaaSocalypse And Cybersecurity Sell Off, This $15 Billion Sector Could Be The Next Target (Benzinga)
Feb-24-26 09:40AM	Should Value Investors Buy The Hanover Insurance Group (THG) Stock? (Zacks)
Feb-19-26 08:23AM	Progressive's January Earnings Increase Y/Y on Higher Premiums (Zacks)
Feb-18-26 09:40AM	Should Value Investors Buy NMI (NMIH) Stock? (Zacks)
Feb-13-26 09:15AM	United Fire Group, Inc (UFCS) Hits Fresh High: Is There Still Room to Run? (Zacks)
Feb-10-26 12:34AM	The 5 Most Interesting Analyst Questions From The Hanover Insurance Group's Q4 Earnings Call (StockStory)
Feb-05-26 03:00PM	The Hanover and its Employees Contribute More Than $1.5 Million to Nonprofits Countrywide (PR Newswire)
06:29AM	Loading…
06:29AM	The Hanover Insurance Group Q4 Earnings Call Highlights (MarketBeat)
Feb-04-26 04:04PM	The Hanover Insurance Group Inc (THG) Q4 2025 Earnings Call Highlights: Record Earnings and ... (GuruFocus.com)
01:50PM	THG Q4 Deep Dive: Margin Gains and Selective Growth Drive Positive Market Reaction (StockStory)
Feb-03-26 09:00PM	Compared to Estimates, Hanover Insurance (THG) Q4 Earnings: A Look at Key Metrics (Zacks)
05:55PM	Hanover Insurance Group (THG) Q4 Earnings Beat Estimates (Zacks)
05:31PM	The Hanover Insurance Group (NYSE:THG) Misses Q4 CY2025 Revenue Estimates (StockStory)
05:03PM	Hanover Insurance: Q4 Earnings Snapshot (Associated Press Finance)
04:10PM	The Hanover Reports Record Fourth Quarter Net Income and Operating Income of $5.47 and $5.79 per Diluted Share, Respectively; Record Full-Year Net Income and Operating Income of $18.16 and $19.09 per Diluted Share, Respectively (PR Newswire)
12:06PM	Unum Group Gears Up to Report Q4 Earnings: Here's What to Expect (Zacks)
11:19AM	Intercontinental's Q4 Earnings Coming Up: What's in the Cards? (Zacks)
Feb-02-26 11:27AM	CME Group's Q4 Earnings Coming Up: What's in the Cards? (Zacks)
10:28AM	Is a Beat in the Cards for Everest Group This Earnings Season? (Zacks)
09:40AM	Are Investors Undervaluing The Hanover Insurance Group (THG) Right Now? (Zacks)
Feb-01-26 10:05PM	The Hanover Insurance Group (THG) Q4 Earnings: What To Expect (StockStory)
Jan-29-26 12:26PM	Is a Beat in Store for Chubb Limited This Earnings Season? (Zacks)
Jan-27-26 04:10PM	The Hanover Insurance Group, Inc. to Present at the Bank of America Securities 2026 Financial Services Conference (PR Newswire)
12:10PM	Why Hanover Insurance (THG) is Poised to Beat Earnings Estimates Again (Zacks)
10:00AM	Hanover Insurance Group (THG) Expected to Beat Earnings Estimates: Can the Stock Move Higher? (Zacks)
Jan-15-26 09:40AM	Is The Hanover Insurance Group (THG) Stock Undervalued Right Now? (Zacks)
Jan-14-26 11:01PM	3 Reasons to Sell THG and 1 Stock to Buy Instead (StockStory)
09:35AM	Hanover Insurance (THG) Loses 8.8% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner (Zacks)
Dec-30-25 09:40AM	Should Value Investors Buy The Hanover Insurance Group (THG) Stock? (Zacks)
Dec-18-25 08:30AM	The Hanover Insurance Group, Inc. to Issue Fourth Quarter Financial Results on February 3 (PR Newswire)
Dec-16-25 10:36PM	Property & Casualty Insurance Stocks Q3 Teardown: The Hanover Insurance Group (NYSE:THG) Vs The Rest (StockStory)
Dec-01-25 08:30AM	The Hanover Insurance Group, Inc. Increases Quarterly Dividend to $0.95 Per Common Share (PR Newswire)
Nov-25-25 09:17AM	Here Are Tuesdays Top Wall Street Analyst Research Calls: Applied Materials, CDW, Exact Sciences, Harley-Davidson, Oshkosh, ServiceNow and More (24/7 Wall St.)
Nov-03-25 01:00PM	The Hanover Enhances Its Offering for Complex Industrial Property Risks (PR Newswire)
Oct-30-25 09:05PM	The Hanover Insurance Group Inc (THG) Q3 2025 Earnings Call Highlights: Record Operating ... (GuruFocus.com)
Oct-29-25 08:30PM	Hanover Insurance (THG) Reports Q3 Earnings: What Key Metrics Have to Say (Zacks)
05:44PM	The Hanover Insurance Group (NYSE:THG) Reports Sales Below Analyst Estimates In Q3 Earnings (StockStory)
05:25PM	Hanover Insurance Group (THG) Tops Q3 Earnings and Revenue Estimates (Zacks)
04:21PM	Hanover Insurance: Q3 Earnings Snapshot (Associated Press Finance)
04:10PM	The Hanover Reports Record Third Quarter Net Income and Operating Income of $4.90 and $5.09 per Diluted Share, Respectively; Net and Operating Return on Equity of 21.5% and 21.1%, Respectively (PR Newswire)
Oct-27-25 11:17PM	The Hanover Insurance Group (THG) Q3 Earnings: What To Expect (StockStory)
10:00AM	Palomar (PLMR) to Report Q3 Results: Wall Street Expects Earnings Growth (Zacks)
Oct-24-25 10:40AM	Is a Beat in the Cards for Prudential Financial This Earnings Season? (Zacks)
10:23AM	What's in the Cards for Everest Group This Earnings Season? (Zacks)
Oct-23-25 12:10PM	Why Hanover Insurance (THG) Could Beat Earnings Estimates Again (Zacks)
Oct-22-25 10:00AM	Hanover Insurance Group (THG) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Oct-15-25 02:15PM	New Report from The Hanover Reveals Gaps in Homeowners' Insurance Awareness (PR Newswire)
Oct-13-25 12:02AM	3 Reasons to Sell THG and 1 Stock to Buy Instead (StockStory)
Oct-01-25 11:00AM	Hanover Insurance Eyes Specialty Growth Amid Catastrophe Risks (Zacks)
Sep-30-25 11:45AM	Why Hanover Insurance Group (THG) is a Top Dividend Stock for Your Portfolio (Zacks)
Sep-23-25 08:25AM	Buy These 5 Low-Leverage Stocks to Navigate Short-Term Market Upside (Zacks)
Sep-22-25 04:01PM	The Hanover Insurance Group, Inc. to Issue Third Quarter Financial Results on October 29 (PR Newswire)
Sep-19-25 11:22AM	Radian Group Expands Into Multi-Line Specialty Insurance With Inigo (Zacks)
Sep-18-25 10:57AM	Progressive's August Earnings Increase Y/Y on Higher Premiums (Zacks)
10:01AM	The Hanover Among TIME's World's Best Companies and Forbes' Best Insurance Companies (PR Newswire)
09:24AM	Is The Hanover Insurance Group (THG) a High-Quality P&C Company? (Insider Monkey)
Sep-17-25 09:40AM	Should Value Investors Buy The Hanover Insurance Group (THG) Stock? (Zacks)
Sep-12-25 09:32AM	FAF Boosts Shareholders' Value Via Dividend Hike, Shares Rise (Zacks)
Sep-11-25 11:45AM	Hanover Insurance Group (THG) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
Sep-09-25 09:40AM	Should Value Investors Buy Mercury General (MCY) Stock? (Zacks)
Sep-02-25 08:46AM	The Hanover Insurance Group, Inc. Declares Quarterly Dividend of $0.90 Per Common Share (PR Newswire)
Aug-28-25 02:14PM	AM Best Assigns Issue Credit Rating to The Hanover Insurance Group, Inc.s Senior Unsecured Notes (Business Wire)
Aug-26-25 11:33PM	Q2 Rundown: The Hanover Insurance Group (NYSE:THG) Vs Other Property & Casualty Insurance Stocks (StockStory)
02:39PM	The Hanover Enhances Life Sciences Solutions (PR Newswire)
Aug-21-25 04:10PM	The Hanover Insurance Group to Present at the Keefe, Bruyette & Woods Insurance Conference on September 4 (PR Newswire)
11:45AM	Hanover Insurance Group (THG) Could Be a Great Choice (Zacks)
Aug-19-25 09:15PM	The Hanover Insurance Group, Inc. Announces Pricing of $500 Million Senior Notes Offering (PR Newswire)
Aug-12-25 11:41PM	THG Q2 Deep Dive: Margin Expansion Driven by Diversified Portfolio and Tech Investments (StockStory)
11:34PM	5 Must-Read Analyst Questions From The Hanover Insurance Group's Q2 Earnings Call (StockStory)
Aug-07-25 11:36AM	The Hanover Appoints Toni E. Mitchell President of Technology and Life Sciences Business (PR Newswire)
Aug-05-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Aug-01-25 03:25AM	The Hanover Insurance Group Inc (THG) Q2 2025 Earnings Call Highlights: Record ROE and ... (GuruFocus.com)
Jul-31-25 11:12AM	AM Best Affirms Credit Ratings of The Hanover Insurance Group, Inc. and Its Subsidiaries (Business Wire)
Jul-30-25 08:30PM	Hanover Insurance (THG) Reports Q2 Earnings: What Key Metrics Have to Say (Zacks)
06:30PM	Hanover Insurance Group (THG) Q2 Earnings Beat Estimates (Zacks)
05:24PM	Hanover Insurance: Q2 Earnings Snapshot (Associated Press Finance)
04:10PM	The Hanover Reports Excellent Second Quarter Net Income and Operating Income of $4.30 and $4.35 per Diluted Share, Respectively; Net and Operating Return on Equity of 20.1% and 18.7%, Respectively (PR Newswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Lowsley Denise	Officer	Sep 16 '26	Proposed Sale	231.18	9,864	2,280,315		Sep 16 04:13 PM
Kerrigan Dennis Francis	Executive Vice President	Aug 19 '26	Option Exercise	118.54	6,551	776,556	18,554	Aug 21 08:13 AM
Kerrigan Dennis Francis	Executive Vice President	Aug 20 '26	Option Exercise	118.54	2,104	249,408	14,107	Aug 21 08:13 AM
Kerrigan Dennis Francis	Executive Vice President	Aug 19 '26	Sale	220.79	6,551	1,446,421	12,003	Aug 21 08:13 AM
Kerrigan Dennis Francis	Executive Vice President	Aug 20 '26	Sale	222.41	2,104	467,945	12,003	Aug 21 08:13 AM
Kerrigan Dennis Francis	Officer	Aug 20 '26	Proposed Sale	222.41	2,104	467,947		Aug 20 04:30 PM
Kerrigan Dennis Francis	Officer	Aug 19 '26	Proposed Sale	220.79	6,551	1,446,415		Aug 19 04:16 PM
Bunting Theodore H JR	Director	Aug 04 '26	Proposed Sale	229.08	1,200	274,896		Aug 10 04:29 PM
Bunting Theodore H JR	Director	Aug 06 '26	Sale	230.20	600	138,120	5,835	Aug 07 04:40 PM
Bunting Theodore H JR	Director	Aug 05 '26	Sale	228.03	600	136,818	6,435	Aug 07 04:40 PM
Carlin Jane D	Director	Aug 03 '26	Sale	231.50	1,000	231,500	2,270	Aug 04 04:33 PM
JANE D CARLIN	Officer	Aug 03 '26	Proposed Sale	231.50	1,000	231,499		Aug 03 04:11 PM
FARBER JEFFREY M	Executive Vice President	Jul 29 '26	Option Exercise	117.22	66,295	7,770,831	118,107	Jul 31 04:19 PM
Salvatore Bryan J	Executive Vice President	Jun 03 '26	Option Exercise	104.11	16,394	1,706,779	45,463	Jun 04 04:11 PM
Salvatore Bryan J	Executive Vice President	Jun 03 '26	Sale	185.76	16,394	3,045,349	29,069	Jun 04 04:11 PM
Salvatore Bryan J	Officer	Jun 03 '26	Proposed Sale	185.76	16,394	3,045,326		Jun 03 04:03 PM
Aristeguieta Francisco	Director	May 21 '26	Sale	195.37	1,000	195,370	4,053	May 26 04:17 PM
Roche John C	President and CEO	May 19 '26	Option Exercise	99.10	33,124	3,282,592	174,135	May 21 04:26 PM
Roche John C	President and CEO	May 20 '26	Sale	193.74	8,358	1,619,266	141,011	May 21 04:26 PM
Kerrigan Dennis Francis	Executive Vice President	May 20 '26	Option Exercise	115.35	6,262	722,322	18,250	May 21 04:15 PM
Kerrigan Dennis Francis	Executive Vice President	May 20 '26	Sale	192.99	6,262	1,208,503	11,988	May 21 04:15 PM
Aristeguieta Francisco	Director	May 21 '26	Proposed Sale	195.37	1,000	195,365		May 21 03:05 PM
Kerrigan Dennis Francis	Officer	May 20 '26	Proposed Sale	192.99	6,262	1,208,503		May 20 03:16 PM
Roche John C	Officer	May 20 '26	Proposed Sale	194.43	8,358	1,625,046		May 20 09:50 AM
Roche John C	President and CEO	May 15 '26	Option Exercise	85.87	18,194	1,562,319	159,205	May 19 04:32 PM
Roche John C	President and CEO	May 18 '26	Sale	198.06	5,251	1,040,031	141,011	May 19 04:32 PM
Roche John C	Officer	May 18 '26	Proposed Sale	195.42	5,251	1,026,150		May 18 11:08 AM
Lowsley Denise	Executive Vice President	May 14 '26	Option Exercise	115.35	4,175	481,586	8,058	May 15 04:22 PM
Lowsley Denise	Executive Vice President	May 14 '26	Sale	191.73	4,175	800,473	3,883	May 15 04:22 PM
Lowsley Denise	Officer	May 14 '26	Proposed Sale	191.73	4,175	800,473		May 14 12:38 PM
Lowsley Denise	Executive Vice President	May 08 '26	Sale	188.43	1,062	200,113	3,883	May 11 04:09 PM
Lowsley Denise	Officer	May 08 '26	Proposed Sale	188.43	1,062	200,107		May 08 03:52 PM
Lee Willard T	Executive Vice President	May 04 '26	Sale	183.93	1,000	183,930	5,982	May 05 04:18 PM
Egan Cynthia	Director	May 01 '26	Sale	188.50	3,400	640,900	9,359	May 04 04:15 PM
Lee Willard T	Officer	May 04 '26	Proposed Sale	183.93	1,000	183,930		May 04 02:22 PM
Egan Cynthia	Director	May 01 '26	Proposed Sale	188.50	3,400	640,900		May 01 03:59 PM
Carlin Jane D	Director	Feb 27 '26	Sale	180.91	1,200	217,092	2,423	Mar 02 06:47 PM
LAVEY RICHARD W	Executive Vice President	Feb 05 '26	Option Exercise	77.91	17,420	1,357,192	56,594	Feb 06 04:14 PM
LAVEY RICHARD W	Executive Vice President	Feb 05 '26	Sale	178.92	24,420	4,369,156	32,174	Feb 06 04:14 PM
LAVEY RICHARD W	Officer	Feb 05 '26	Proposed Sale	178.91	24,420	4,369,097		Feb 05 04:22 PM
Lowsley Denise	Executive Vice President	Nov 12 '25	Sale	181.47	1,619	293,800	3,511	Nov 13 04:54 PM
Lowsley Denise	Officer	Nov 12 '25	Proposed Sale	181.47	1,619	293,800		Nov 12 11:19 AM

The Hanover Insurance Group, Inc. is a holding company, which engages in the provision of property and casualty products and services. It operates through the following segments: Core Commercial, Specialty, Personal Lines, and Other. The Core Commercial segment includes commercial multiple peril, commercial automobile, workers compensation and other core commercial coverage, such as general liability, commercial umbrella and monoline property. The Specialty focuses on Professional and Executive Lines, Specialty Property and Casualty, Marine, Surety, and other. The Personal Lines segment involves personal automobile, homeowners, and other personal coverage. The Other segment consists of earnings and expenses related to the company. The company was founded in 1852 and is headquartered in Worcester, MA.

PresidentMr. John Conner Roche

Executive VP & CFOMr. Jeffrey Mark Farber

Executive VP & COOMr. Richard William Lavey

Executive VPMr. Dennis Francis Kerrigan Jr.

Executive VP & President of SpecialtyMr. Bryan James Salvatore

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Hanover Insurance Group Inc

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