ALRS

Alerus Financial Corp

33.03

Oct 29 • 3:59 PM ET +0.76 (2.36%)

33.03

Aftermarket • 4:15 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Small NASD

Oct 28, 4:37 PMAlerus Financial posts Q3 2026 non-GAAP EPS $0.71 (+8% YoY) on revenue $81.1M (+12% YoY), beating estimates

Peers: BWB FBIZ FIBK MYFW QCRH MSBI NIC GBCI WTBA WASH

| Held by: VTI IWM VXF DFSV IWN DFAS DFAT AVUV SCHA VTWO

Scroll to Statements

Index	RUT
Market Cap	823.35M
Enterprise Value	-
Income	30.06M
Sales	339.51M
Book/sh	23.31
Cash/sh	-
Dividend Est.	0.87 (2.63%)
Dividend TTM	0.86 (2.60%)
Dividend Ex-Date	Sep 25, 2026
Dividend Gr. 3/5Y	5.84% 6.71%
Payout	122.09%
Employees	864
IPO	Apr 01, 2003

P/E	27.97
Forward P/E	11.75
PEG	8.28
P/S	2.43
P/B	1.42
P/C	-
P/FCF	8.96
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.03
Debt/Eq	0.73
LT Debt/Eq	0.18
Option/Short	Yes / Yes

EPS (ttm)	1.18
EPS next Y	2.81
EPS next Q	0.67
EPS this Y	8.49%
EPS next Y	-6.83%
EPS next 5Y	1.42%
EPS past 3/5Y	-31.30% -23.04%
Sales past 3/5Y	14.02% 6.04%
EPS Y/Y TTM	-35.46%
Sales Y/Y TTM	-15.00%
EPS Q/Q	16.97%
Sales Q/Q	4.09%
Earnings	Oct 28 AMC
EPS/Sales Surpr.	7.58% 3.64%

Insider Own	9.94%
Insider Trans	0.06%
Inst Own	64.85%
Inst Trans	2.31%
ROA	0.56%
ROE	5.33%
ROIC	4.43%
Gross Margin	-
Oper. Margin	11.54%
Profit Margin	8.85%
SMA20	3.96%
SMA50	2.09%
SMA200	14.83%
Trades

Shs Outstand	24.74M
Shs Float	22.45M
Short Float	4.36%
Short Ratio	5.86
Short Interest	0.98M
52W High	34.40 -3.98%
52W Low	20.31 62.63%
Volatility	1.89% 2.17%
ATR (14)	0.76
RSI (14)	62.64
Beta	0.70
Rel Volume	1.08
Avg Volume	166.96K
Volume	179,625

Perf Week	2.64%
Perf Month	4.59%
Perf Quarter	-0.72%
Perf Half Y	22.61%
Perf YTD	46.67%
Perf Year	57.51%
Perf 3Y	90.37%
Perf 5Y	5.19%
Perf 10Y	99.58%
Recom	2.40
Target Price	35.20
Prev Close	32.27
Price	33.03
Change %	2.36%

Consensus

Buy

Avg. Price Target

$35.20

Implied Upside

+6.6%

Analysts4incl. previous ratings

Rating Distribution2 Buy · 2 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Oct 02, 2026	Upgrade	PPiper Sandler	Neutral → Overweight	$38	+15.0%
Jul 09, 2026	Resumed	RRaymond James	Outperform	$34	+2.9%
Jan 07, 2026	Downgrade	HHovde Group	Outperform → Market Perform
Jan 05, 2026	Upgrade	RRaymond James	Outperform → Strong Buy	$27	-18.3%
Jan 14, 2025	Resumed	RRaymond James	Outperform	$22	-33.4%
Sep 17, 2024	Upgrade	RRaymond James	Mkt Perform → Outperform	$24	-27.3%
May 16, 2024	Upgrade	HHovde Group	Market Perform → Outperform	$21 → $23	-30.4%
Apr 12, 2023	Initiated	KKeefe Bruyette	Mkt Perform	$18	-45.5%
Jan 27, 2023	Resumed	RRaymond James	Mkt Perform
Jan 26, 2023	Downgrade	HHovde Group	Outperform → Market Perform	$21	-36.4%
Jul 29, 2022	Upgrade	HHovde Group	Market Perform → Outperform	$27 → $28	-15.2%
May 18, 2022	Initiated	HHovde Group	Market Perform	$29	-12.2%
Jun 17, 2020	Downgrade	RRaymond James	Outperform → Mkt Perform

Oct-28-26 05:03PM	Alerus: Q3 Earnings Snapshot (Associated Press)
04:30PM	Alerus Financial Corporation Reports Third Quarter 2026 Net Income of $19.2 Million (GlobeNewswire)
Oct-20-26 04:28PM	Alerus Earnings Preview: Can Loan Growth And Margins Offset Fading Accretion? (Earnings Whispers)
Oct-01-26 04:30PM	Alerus Financial Corporation to Announce Third Quarter Financial Results on Wednesday, October 28 (GlobeNewswire)
Sep-25-26 07:04AM	Alerus Financial Corp's Dividend Analysis (GuruFocus.com)
04:10PM	Loading…
Aug-27-26 04:10PM	Alerus Financial Corporation Declares Cash Dividend on Common Shares and Announces New Stock Repurchase Program (GlobeNewswire)
Jul-29-26 04:59PM	Alerus: Q2 Earnings Snapshot (Associated Press)
04:30PM	Alerus Financial Corporation Reports Second Quarter 2026 Net Income of $20.9 Million (GlobeNewswire)
Jul-01-26 04:30PM	Alerus Financial Corporation to Announce Second Quarter Financial Results on Wednesday, July 29 (GlobeNewswire)
May-22-26 04:30PM	Alerus Financial Corporation Declares Cash Dividend on Common Shares (GlobeNewswire)
May-19-26 02:45PM	Alerus Financial Corporation Announces Sale of Three Nonperforming Loans (GlobeNewswire)
Apr-29-26 05:23PM	Alerus: Q1 Earnings Snapshot (Associated Press)
04:30PM	Alerus Financial Corporation Reports First Quarter 2026 Net Income of $23.0 Million (GlobeNewswire)
Apr-02-26 04:15PM	Alerus Financial Corporation to Announce First Quarter Financial Results on Wednesday, April 29 (GlobeNewswire)
Mar-31-26 08:06PM	Is Alerus Financial (ALRS) Stock Outpacing Its Finance Peers This Year? (Quartz)
04:30PM	Loading…
Feb-26-26 04:30PM	Alerus Financial Corporation Declares Cash Dividend on Common Shares (GlobeNewswire)
03:21PM	Do Options Traders Know Something About Alerus Financial Stock We Don't? (Zacks)
Feb-23-26 09:40AM	Are Finance Stocks Lagging Alerus Financial (ALRS) This Year? (Zacks)
Feb-20-26 05:22PM	Time to Buy Stock in These Top Asset Managers (Zacks)
Feb-05-26 09:40AM	Are Finance Stocks Lagging Alerus Financial (ALRS) This Year? (Zacks)
Feb-03-26 12:20PM	Why Alerus (ALRS) Might be Well Poised for a Surge (Zacks)
09:15AM	Alerus Financial (ALRS) Hits Fresh High: Is There Still Room to Run? (Zacks)
03:23AM	Best Value Stocks to Buy for February 3rd (Zacks)
Jan-29-26 06:02PM	Alerus Financial Corp (ALRS) Q4 2025 Earnings Call Highlights: Strategic Deleveraging and ... (GuruFocus.com)
05:09PM	Alerus Financial Q4 Earnings Call Highlights (MarketBeat)
04:41AM	Best Value Stocks to Buy for January 29th (Zacks)
Jan-28-26 07:30PM	Compared to Estimates, Alerus (ALRS) Q4 Earnings: A Look at Key Metrics (Zacks)
06:15PM	Alerus (ALRS) Q4 Earnings Top Estimates (Zacks)
05:20PM	Alerus: Q4 Earnings Snapshot (Associated Press Finance)
04:30PM	Alerus Financial Corporation Announces Fourth Quarter 2025 Results, Including Balance Sheet Repositioning (GlobeNewswire)
09:40AM	Loading…
Jan-27-26 09:40AM	Should Value Investors Buy Alerus Financial (ALRS) Stock? (Zacks)
Jan-22-26 10:00AM	Virtu Financial (VIRT) Earnings Expected to Grow: Should You Buy? (Zacks)
Jan-21-26 10:00AM	Alerus (ALRS) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Jan-16-26 12:00PM	What Makes Alerus (ALRS) a Strong Momentum Stock: Buy Now? (Zacks)
Jan-12-26 09:15AM	Alerus Financial (ALRS) Hit a 52 Week High, Can the Run Continue? (Zacks)
Jan-06-26 05:00PM	Alerus Financial Corporation to Announce Fourth Quarter Financial Results on Wednesday, January 28 (GlobeNewswire)
12:20PM	Are Investors Undervaluing Alerus Financial (ALRS) Right Now? (Zacks)
Dec-29-25 04:30PM	Alerus Financial Corporation Reinvests $360M of Securities to Improve Profitability Profile (Business Wire)
09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
Dec-22-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
Dec-15-25 09:10AM	3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)
Dec-09-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Dec-05-25 04:30PM	Alerus Financial Corporation Declares Cash Dividend on Common Shares (Business Wire)
Oct-31-25 07:00PM	Alerus Financial Corp (ALRS) Q3 2025 Earnings Call Highlights: Strategic Moves and Challenges ... (GuruFocus.com)
Oct-30-25 07:00PM	Alerus (ALRS) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
06:25PM	Alerus (ALRS) Q3 Earnings and Revenues Beat Estimates (Zacks)
05:27PM	Alerus: Q3 Earnings Snapshot (Associated Press Finance)
05:07PM	Alerus Financial Corporation Reports Third Quarter 2025 Net Income of $16.9 Million (Business Wire)
09:33AM	Alerus Financial Corp (ALRS) Q3 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Oct-29-25 09:55AM	Alerus Financial Corp (ALRS) Q3 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Oct-23-25 05:10PM	Burke & Herbert Financial Services (BHRB) Beats Q3 Earnings Estimates (Zacks)
01:12PM	Galaxy Digital Share Price Dips 14% Despite Strong Q3 Earnings Growth (Zacks)
09:40AM	Is Alerus Financial (ALRS) Stock Outpacing Its Finance Peers This Year? (Zacks)
Oct-06-25 09:40AM	Are Finance Stocks Lagging Pagaya Technologies Ltd. (PGY) This Year? (Zacks)
09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Oct-05-25 03:33PM	Dividend Champions Like Alerus Financial Corporation (ALRS) Show the Power of Steady Growth (Insider Monkey)
Oct-01-25 04:30PM	Alerus Financial Corporation to Announce Third Quarter Financial Results on Thursday, October 30 (Business Wire)
Sep-29-25 09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
Sep-22-25 09:10AM	3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)
Sep-19-25 09:40AM	Are Finance Stocks Lagging Ameris Bancorp (ABCB) This Year? (Zacks)
Sep-15-25 09:10AM	3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)
Sep-08-25 04:33PM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Sep-02-25 10:18AM	Alerus Financial Corporation Declares Cash Dividend on Common Shares (Business Wire)
Sep-01-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Jul-31-25 09:40AM	Should Value Investors Buy Alerus Financial (ALRS) Stock? (Zacks)
Jul-29-25 03:03AM	Alerus Financial Corp (ALRS) Q2 2025 Earnings Call Highlights: Strong Financial Performance ... (GuruFocus.com)
Jul-28-25 09:30AM	Alerus (ALRS) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks) +6.22%
08:25AM	Alerus (ALRS) Q2 Earnings and Revenues Top Estimates (Zacks)
07:18AM	Alerus: Q2 Earnings Snapshot (Associated Press Finance)
07:00AM	Alerus Financial Corporation Reports Second Quarter 2025 Net Income of $20.3 Million (Business Wire)
Jul-25-25 09:25AM	Alerus Financial Corp (ALRS) Q2 2025 Earnings Report Preview: What To Look For (GuruFocus.com)
Jul-22-25 10:00AM	Marathon Digital Holdings, Inc. (MARA) Expected to Beat Earnings Estimates: Can the Stock Move Higher? (Zacks)
Jul-21-25 10:00AM	Alerus (ALRS) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (Zacks)
Jul-07-25 04:30PM	Alerus Financial Corporation to Announce Second Quarter Financial Results on Monday, July 28 (Business Wire)
Jun-30-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
Jun-25-25 05:30PM	Jefferies (JEF) Q2 Earnings Match Estimates (Zacks)
Jun-23-25 09:40AM	Are Investors Undervaluing Alerus Financial (ALRS) Right Now? (Zacks)
09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
Jun-16-25 09:10AM	3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)
Jun-09-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
Jun-06-25 09:40AM	Should Value Investors Buy Alerus Financial (ALRS) Stock? (Zacks)
Jun-02-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
May-29-25 12:20PM	Surging Earnings Estimates Signal Upside for Alerus (ALRS) Stock (Zacks)
May-28-25 10:00AM	Best Momentum Stock to Buy for May 28th (Zacks)
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May-26-25 09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
May-22-25 04:30PM	Alerus Financial Corporation Declares Cash Dividend on Common Shares (Business Wire)
May-04-25 08:30PM	Cardinal Health, Northrop Grumman Among 7 Companies To Announce Dividend Increases In First Half Of May (Seeking Alpha)
Apr-29-25 03:04PM	Alerus Financial Corporation (ALRS) Q1 2025 Earnings Call Transcript (Seeking Alpha) +13.29%
Apr-28-25 07:30PM	Alerus (ALRS) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks)
06:50PM	Alerus (ALRS) Q1 Earnings and Revenues Top Estimates (Zacks)
05:45PM	Alerus: Q1 Earnings Snapshot (Associated Press Finance)
04:30PM	Alerus Financial Corporation Reports First Quarter 2025 Net Income of $13.3 Million (Business Wire)
Apr-06-25 12:54AM	Dividend Champion, Contender, And Challenger Highlights: Week Of April 6 (Seeking Alpha)
Mar-31-25 04:30PM	Alerus Financial Corporation to Announce First Quarter Financial Results on Monday, April 28 (Business Wire)
09:10AM	3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)
Mar-24-25 09:10AM	3 Top Dividend Stocks to Maximize Your Retirement Income (Zacks)
Feb-27-25 09:59AM	Implied Volatility Surging for Alerus Financial (ALRS) Stock Options (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Koob Kari	SVP, Controller	Sep 14 '26	Sale	33.13	597	19,779	503	Sep 15 03:26 PM
Koob Kari	Officer	Sep 14 '26	Proposed Sale	33.44	597	19,963		Sep 14 02:03 PM
Bolton Jeffrey	Director	Sep 01 '26	Buy	32.45	1,000	32,450	15,163	Sep 02 09:37 AM
Bolton Jeffrey	Director	May 27 '26	Buy	28.71	1,000	28,715	14,163	May 29 04:02 PM
Lorenson Katie A	Chief Executive Officer	Feb 26 '26	Option Exercise	0.00	9,363	0	61,397	Mar 02 04:09 PM
Taylor Karin M	EVP and COO	Feb 26 '26	Option Exercise	0.00	3,574	0	29,684	Mar 02 04:09 PM
Villalon Alan	EVP & Chief Financial Officer	Feb 26 '26	Option Exercise	0.00	3,217	0	15,719	Mar 02 04:08 PM
Keney Missy	Chief Engagement Officer	Feb 26 '26	Option Exercise	0.00	2,349	0	10,814	Mar 02 04:08 PM
Collins Jim	EVP, CBO & CRO	Feb 26 '26	Option Exercise	0.00	4,239	0	17,406	Mar 02 04:08 PM

Alerus Financial Corp. engages in the provision of business and consumer financial products and services through its subsidiary, Alerus Financial NA. It operates through the following segments: Banking, Retirement and Benefit Services, and Wealth. The Banking segment provides lending and deposit products. The Retirement & Benefit Services segment consists of retirement plan administration and investment advisory services, employee stock ownership plan, fiduciary services, payroll, HSA, and other benefit services. The Wealth segment offers fiduciary services to consumer and commercial clients, including financial planning, investment management, personal and corporate trust services, estate administration, and custody services. The company was founded in 1879 and is headquartered in Grand Folks, ND.

Executive ChairmanMr. Daniel Edmund Coughlin

PresidentMs. Katie A. O'Neill Lorenson CPA

Executive VP & CFOMr. Alan A. Villalon

Executive VP & COOMs. Karin M. Taylor

Executive VP and Chief Banking & Revenue OfficerMr. Jim R. Collins

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ALRS

Alerus Financial Corp

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