ACT

Enact Holdings Inc

47.18

Oct 30 • 3:59 PM ET -0.88 (-1.83%)

47.18

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Financial Insurance - Specialty USA Mid NASD

Oct 30, 11:20 AMBofA Securities downgraded Enact Holdings to Underperform from Buy and cut its price target to $42 from $53 on regulatory risk concerns, as shares fall.

Peers: ESNT MTG RDN NMIH ACGL AGO FAF FNF GNW RKT

| Held by: IJR DFSV SDVY AVUV VTI IWM FVD DFAT VB DFAS

Scroll to Statements

Index	RUT
Market Cap	6.49B
Enterprise Value	-
Income	683.27M
Sales	1.25B
Book/sh	39.06
Cash/sh	-
Dividend Est.	0.93 (1.97%)
Dividend TTM	0.90 (1.91%)
Dividend Ex-Date	Aug 20, 2026
Dividend Gr. 3/5Y	24.47% -
Payout	18.05%
Employees	419
IPO	Sep 16, 2021

P/E	9.95
Forward P/E	9.37
PEG	2.10
P/S	5.17
P/B	1.21
P/C	-
P/FCF	9.00
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	1.62
Debt/Eq	0.14
LT Debt/Eq	0.14
Option/Short	Yes / Yes

EPS (ttm)	4.74
EPS next Y	5.03
EPS next Q	1.19
EPS this Y	6.66%
EPS next Y	4.39%
EPS next 5Y	4.46%
EPS past 3/5Y	1.55% 14.70%
Sales past 3/5Y	4.11% 2.24%
EPS Y/Y TTM	7.73%
Sales Y/Y TTM	2.49%
EPS Q/Q	11.92%
Sales Q/Q	4.07%
Earnings	Nov 04 AMC
EPS/Sales Surpr.	4.65% 0.47%

Insider Own	80.32%
Insider Trans	-3.31%
Inst Own	22.15%
Inst Trans	-0.61%
ROA	9.95%
ROE	12.87%
ROIC	11.13%
Gross Margin	-
Oper. Margin	73.11%
Profit Margin	54.51%
SMA20	1.41%
SMA50	-0.77%
SMA200	6.43%
Trades

Shs Outstand	138.13M
Shs Float	27.06M
Short Float	11.22%
Short Ratio	7.47
Short Interest	3.04M
52W High	50.56 -6.69%
52W Low	34.80 35.57%
Volatility	1.55% 2.30%
ATR (14)	1.14
RSI (14)	51.26
Beta	0.50
Rel Volume	0.89
Avg Volume	406.40K
Volume	362,893

Perf Week	-1.48%
Perf Month	6.86%
Perf Quarter	-1.46%
Perf Half Y	10.75%
Perf YTD	19.02%
Perf Year	32.90%
Perf 3Y	77.90%
Perf 5Y	132.68%
Perf 10Y	-
Recom	3.25
Target Price	47.20
Prev Close	48.06
Price	47.18
Change %	-1.83%

Consensus

Hold

Avg. Price Target

$47.20

Implied Upside

0.0%

Analysts9incl. previous ratings

Rating Distribution1 Buy · 5 Hold · 3 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Oct 30, 2026	Downgrade	BBofA Securities	Buy → Underperform	$42	-11.0%
Oct 12, 2026	Downgrade	JJP Morgan	Neutral → Underweight	$44	-6.7%
Sep 22, 2026	Resumed	BBTIG Research	Neutral
Jun 25, 2026	Initiated	RRBC Capital Mkts	Sector Perform	$47	-0.4%
May 05, 2025	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$39	-17.3%
Dec 06, 2023	Initiated	UUBS	Neutral	$29	-38.5%
Nov 13, 2023	Upgrade	BBofA Securities	Neutral → Buy	$30	-36.4%
May 09, 2023	Upgrade	BBofA Securities	Underperform → Neutral	$25 → $27	-42.8%
Feb 08, 2023	Upgrade	KKeefe Bruyette	Mkt Perform → Outperform	$25 → $26.50	-43.8%
Jan 09, 2023	Downgrade	CCredit Suisse	Neutral → Underperform	$24.50	-48.1%
Sep 06, 2022	Downgrade	JJP Morgan	Overweight → Neutral	$27	-42.8%
Aug 18, 2022	Downgrade	BBofA Securities	Neutral → Underperform	$25	-47.0%
Jul 18, 2022	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$28 → $27	-42.8%
Oct 12, 2021	Initiated	CCitigroup	Buy	$24	-49.1%
Oct 11, 2021	Initiated	KKeefe Bruyette	Outperform	$28	-40.7%
Oct 11, 2021	Initiated	GGoldman	Neutral	$22.50	-52.3%
Oct 11, 2021	Initiated	CCredit Suisse	Neutral	$24	-49.1%
Oct 11, 2021	Initiated	CCredit Suisse	Neutral	$23	-51.3%
Oct 11, 2021	Initiated	BBTIG Research	Buy	$27	-42.8%
Oct 11, 2021	Initiated	BBofA Securities	Neutral	$23	-51.3%

Oct-30-26 11:14AM	BofA cuts mortgage insurer ratings, citing regulatory overhang; stocks drop (Investing.com)
07:15AM	Genworth Financial Announces Leadership Transition (Business Wire)
Oct-27-26 03:13PM	Enact's Telegraphed Delinquency Uptick Puts Its Raised Capital-Return Story To The Test (Earnings Whispers)
Oct-23-26 01:19PM	Why a Trump Executive Order Is Sending Some Housing Stocks Higher (Barrons.com)
Oct-08-26 04:20PM	Enact to Host Third Quarter 2026 Earnings Call November 5th (GlobeNewswire)
04:15PM	Loading…
04:15PM	Genworth Financial Schedules Earnings Conference Call for November 5 (Business Wire)
Oct-01-26 04:15PM	Enact Mortgage Insurance Enters Into a Forward Quota Share Reinsurance Transaction as Part of its Diversified Credit Risk Transfer Program (GlobeNewswire)
Sep-22-26 10:00AM	Genworth Introduces New Family Caregiver Benefit, Expanding How Eligible Policyholders Can Use Long-Term Care Coverage (Business Wire)
Sep-18-26 04:15PM	Enact Receives Ratings Upgrade from AM Best (GlobeNewswire)
Sep-15-26 06:25AM	Genworth Issues Statement on Court of Appeal Ruling Against AXA in UK Payment Protection Insurance Case (Business Wire)
Sep-03-26 09:01PM	Afrocentric Investment Corp Ltd (JSE:ACT) (H1 2026) Earnings Call Highlights: Navigating ... (GuruFocus.com)
Sep-02-26 04:15PM	Genworth Financial Announces $500 Million Expansion of Existing Share Repurchase Program (Business Wire)
Aug-06-26 03:01PM	Enact Holdings Inc (ACT) (Q2 2026) Earnings Call Highlights: Strong Earnings and Raised Capital ... (GuruFocus.com)
Aug-05-26 04:20PM	Enact Reports Second Quarter 2026 Results; Announces $0.24 Quarterly Dividend (GlobeNewswire)
04:15PM	Genworth Financial Announces Second Quarter 2026 Results (Business Wire)
04:20PM	Loading…
Jul-09-26 04:20PM	Enact to Host Second Quarter 2026 Earnings Call August 6th (GlobeNewswire)
04:15PM	Genworth Financial Schedules Earnings Conference Call for August 6 (Business Wire)
Jul-07-26 04:10PM	Genworth Financial President & CEO Thomas J. McInerney to Take Temporary Leave of Absence; Jerome Upton, Genworth CFO, Named Interim President & CEO (Business Wire)
May-20-26 04:30PM	Genworth Financial Announces Results of Annual Meeting (Business Wire)
May-05-26 04:20PM	Enact Reports First Quarter 2026 Results (GlobeNewswire)
04:15PM	Genworth Financial Announces First Quarter 2026 Results (Business Wire)
04:10PM	Enact Announces 14% Increase to Quarterly Dividend (GlobeNewswire)
Apr-09-26 04:20PM	Enact to Host First Quarter 2026 Earnings Call May 6th (GlobeNewswire)
04:10PM	Genworth Financial Schedules Earnings Conference Call for May 6 (Business Wire)
Mar-25-26 11:04AM	Enact Releases 2025 Sustainability Report (GlobeNewswire)
Mar-20-26 09:11AM	5 Dividend Stocks to Weather Market Volatility and the Iran War (Barrons.com)
08:47AM	5 Dividend Stocks for a Volatile Market. One Yields More Than 4%. (Barrons.com)
Mar-19-26 02:24PM	5 Dividend Stocks for a Volatile Market (Barrons.com)
Mar-10-26 01:39PM	Here's Why You Should Add CNO Financial to Your Portfolio Now (Zacks)
Mar-05-26 01:21PM	MSCI Acquires Compass Financial to Expand Multi-Asset Indexes (Zacks)
10:15AM	Loading…
Feb-27-26 10:15AM	Best Momentum Stocks to Buy for February 27th (Zacks)
04:03AM	Best Value Stocks to Buy for February 27th (Zacks)
Feb-25-26 12:00PM	Enact Holdings (ACT) Upgraded to Strong Buy: Here's What You Should Know (Zacks)
10:15AM	Best Momentum Stocks to Buy for February 25th (Zacks)
04:07AM	Best Value Stocks to Buy for February 25th (Zacks)
Feb-23-26 04:10PM	Genworth Financial Announces Fourth Quarter 2025 Results (Business Wire)
Feb-11-26 05:17AM	New Strong Buy Stocks for February 11th (Zacks)
Feb-10-26 12:37AM	The Top 5 Analyst Questions From Enact Holdings's Q4 Earnings Call (StockStory)
Feb-09-26 12:20PM	Earnings Estimates Moving Higher for Enact Holdings (ACT): Time to Buy? (Zacks)
12:00PM	What Makes Enact Holdings, Inc. (ACT) a Strong Momentum Stock: Buy Now? (Zacks)
Feb-04-26 02:01PM	Enact Holdings Inc (ACT) Q4 2025 Earnings Call Highlights: Strong Financial Performance and ... (GuruFocus.com) +9.27%
10:50AM	ACT Q4 Deep Dive: Credit Resilience, Expense Discipline, and Capital Return Drive Market Optimism (StockStory)
Feb-03-26 05:50PM	Enact Holdings, Inc. (ACT) Q4 Earnings Beat Estimates (Zacks)
05:11PM	Enact Holdings (NASDAQ:ACT) Misses Q4 CY2025 Revenue Estimates (StockStory)
04:20PM	Enact Reports Fourth Quarter and Full Year 2025 Results (GlobeNewswire)
04:15PM	Enact Announces New $500 Million Share Repurchase Program and $0.21 Per Share Quarterly Dividend (GlobeNewswire)
Feb-01-26 10:06PM	Enact Holdings (ACT) Q4 Earnings Report Preview: What To Look For (StockStory)
Jan-28-26 10:00AM	Everest Group (EG) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Jan-27-26 10:00AM	Enact Holdings, Inc. (ACT) Expected to Beat Earnings Estimates: What to Know Ahead of Q4 Release (Zacks)
Jan-19-26 10:28AM	AIZ Boosts Post-Purchase Capabilities With RL Circular Operations (Zacks)
Jan-15-26 12:00PM	All You Need to Know About Enact Holdings (ACT) Rating Upgrade to Buy (Zacks)
Jan-08-26 04:20PM	Enact to Host Fourth Quarter 2025 Earnings Call February 4th (GlobeNewswire)
04:15PM	Genworth Financial Schedules Earnings Conference Call for February 24 (Business Wire)
Jan-07-26 08:22AM	Enact Holdings price target raised to $45 from $41 at Goldman Sachs (TipRanks)
Dec-30-25 12:30PM	PRU Stock Trades at Discount to Industry at 7.62X: Time to Hold? (Zacks)
12:24PM	MTG Outperforms Industry, Hits 52-Week High: How to Play the Stock (Zacks)
Dec-01-25 07:49PM	JPMorgan Retains Neutral Stance on Enact (ACT) Despite Minor Target Trim (Insider Monkey)
Nov-27-25 10:37PM	Unpacking Q3 Earnings: Enact Holdings (NASDAQ:ACT) In The Context Of Other Property & Casualty Insurance Stocks (StockStory)
11:29AM	PRU Stock Trading at Discount to Industry at 7.28X: Time to Hold? (Zacks)
Nov-06-25 02:10PM	Enact Holdings Inc (ACT) Q3 2025 Earnings Call Highlights: Strong Financial Performance and ... (GuruFocus.com)
Nov-05-25 05:35PM	Enact Holdings, Inc. (ACT) Matches Q3 Earnings Estimates (Zacks)
04:40PM	Enact Holdings (NASDAQ:ACT) Reports Q3 In Line With Expectations (StockStory)
04:20PM	Enact Reports Third Quarter 2025 Results & Announces $0.21 per Share Quarterly Dividend (GlobeNewswire)
04:15PM	Genworth Financial Announces Third Quarter 2025 Results (Business Wire)
Nov-03-25 10:14PM	Enact Holdings (ACT) Q3 Earnings: What To Expect (StockStory)
Oct-30-25 06:40PM	SiriusPoint (SPNT) Tops Q3 Earnings and Revenue Estimates (Zacks)
04:15PM	Enact Mortgage Insurance Enters Into a Forward XOL Reinsurance Transaction as Part of its Diversified Credit Risk Transfer Program (GlobeNewswire)
Oct-29-25 10:00AM	Analysts Estimate Enact Holdings, Inc. (ACT) to Report a Decline in Earnings: What to Look Out for (Zacks)
Oct-22-25 08:50AM	Genworth Issues Statement on UK Court Approval of Santander Appeal Request (Business Wire)
Oct-09-25 04:20PM	Enact to Host Third Quarter 2025 Earnings Call November 6th (GlobeNewswire)
04:15PM	Genworth Financial Schedules Earnings Conference Call for November 6 (Business Wire)
Oct-03-25 09:22AM	MTG Stock Near 52-Week High: A Signal for Investors to Hold Tight? (Zacks)
Oct-02-25 01:21PM	Why Enact Holdings (ACT) Shares Are Trading Lower Today (StockStory)
Oct-01-25 04:15PM	Enact Announces Closing of New $435 Million Revolving Credit Facility (GlobeNewswire)
Sep-25-25 04:15PM	Enact Mortgage Insurance Enters into Quota Share Reinsurance Agreement (GlobeNewswire)
12:02AM	3 Reasons to Sell ACT and 1 Stock to Buy Instead (StockStory)
Sep-18-25 04:16PM	Genworth Financial Announces New $350 Million Share Repurchase Authorization (Business Wire)
Sep-01-25 10:31AM	MTG Outperforms Industry, Hits 52-Week High: How to Play the Stock (Zacks)
Aug-28-25 10:35AM	Principal Financial Trades Above 200-Day SMA: Time to Hold PFG Stock? (Zacks)
Aug-19-25 11:31PM	Q2 Rundown: Enact Holdings (NASDAQ:ACT) Vs Other Property & Casualty Insurance Stocks (StockStory)
Aug-18-25 10:13AM	AIZ Rallies 12.5% in a Year: Time to Buy the Stock for Solid Returns? (Zacks)
Aug-13-25 10:33AM	Radian Outperforms Industry, Trades at Discount: How to Play the Stock (Zacks)
12:20AM	5 Insightful Analyst Questions From Enact Holdings's Q2 Earnings Call (StockStory)
Aug-12-25 11:58PM	ACT Q2 Deep Dive: Credit Resilience Offsets Revenue Miss Amid Housing Market Uncertainties (StockStory)
Aug-07-25 08:30AM	Enact Receives Ratings Upgrade from Moody's (GlobeNewswire)
Aug-06-25 06:07PM	Genworth Financial Receives Ratings Upgrade from Moodys (Business Wire)
Jul-30-25 05:40PM	Enact Holdings, Inc. (ACT) Q2 Earnings and Revenues Surpass Estimates (Zacks)
04:15PM	Enact Reports Second Quarter 2025 Results; Announces $0.21 Per Share Quarterly Dividend (GlobeNewswire)
04:10PM	Genworth Financial Announces Second Quarter 2025 Results (Business Wire)
09:32AM	Enact Holdings Inc (ACT) Q2 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Jul-29-25 09:31AM	Enact Holdings Inc (ACT) Q2 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Jul-28-25 11:13PM	Earnings To Watch: Enact Holdings (ACT) Reports Q2 Results Tomorrow (StockStory)
Jul-25-25 09:35AM	Genworth Issues Statement on Favorable Ruling for AXA in UK Payment Protection Insurance Case (Business Wire)
Jul-23-25 10:00AM	Analysts Estimate Enact Holdings, Inc. (ACT) to Report a Decline in Earnings: What to Look Out for (Zacks)
Jul-18-25 09:49AM	PFG Outperforms Industry, Trades at Premium: How to Play the Stock? (Zacks)
Jul-11-25 10:13AM	AIZ Stock Trading at a Discount to Industry at 1.85X: Time to Hold? (Zacks)
Jul-10-25 04:20PM	Enact to Host Second Quarter 2025 Earnings Call July 31st (GlobeNewswire)
04:15PM	Genworth Financial Schedules Earnings Conference Call for July 31 (Business Wire)
Jun-25-25 10:23AM	MTG Hits 52-Week High: Time to Add the Stock for Better Returns? (Zacks)
Jun-24-25 10:11AM	Do Options Traders Know Something About Enact Holdings Stock We Don't? (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Genworth Holdings, Inc.	10% Owner	Sep 30 '26	Sale	48.65	762,894	37,116,929	109,628,073	Oct 01 04:22 PM
Genworth Holdings, Inc.	10% Owner	Aug 31 '26	Sale	49.40	687,379	33,953,773	110,390,967	Sep 01 04:15 PM
Stolove Evan	EVP, Gen. Counsel & Secretary	Aug 17 '26	Sale	49.52	20,024	991,669	32,003	Aug 19 04:06 PM
Stolove Evan	Officer	Aug 17 '26	Proposed Sale	49.52	20,024	991,688		Aug 17 03:25 PM
Genworth Holdings, Inc.	10% Owner	Jul 31 '26	Sale	45.92	523,226	24,026,119	111,078,346	Aug 03 04:15 PM
Genworth Holdings, Inc.	10% Owner	Jun 30 '26	Sale	42.28	605,067	25,580,418	111,601,572	Jul 01 04:16 PM
Gould Brian	EVP & Chief Operations Officer	Jun 01 '26	Sale	41.18	23,000	947,204	22,291	Jun 03 04:07 PM
Genworth Holdings, Inc.	10% Owner	May 29 '26	Sale	42.91	602,440	25,853,291	112,206,639	Jun 01 04:26 PM
Gould Brian	Officer	Jun 01 '26	Proposed Sale	41.40	23,000	952,200		Jun 01 03:58 PM
Genworth Holdings, Inc.	10% Owner	Apr 30 '26	Sale	42.55	560,453	23,848,452	112,809,079	May 01 04:16 PM
Genworth Holdings, Inc.	10% Owner	Mar 31 '26	Sale	40.92	820,567	33,579,571	113,369,532	Apr 01 04:20 PM
McMullen James	Controller	Mar 06 '26	Sale	41.64	2,500	104,100	1,272	Mar 10 04:18 PM
McMullen James	Officer	Mar 06 '26	Proposed Sale	41.64	2,500	104,100		Mar 06 04:16 PM
Derstine Michael	EVP and Chief Risk Officer	Mar 02 '26	Sale	42.21	9,000	379,917	39,104	Mar 04 04:06 PM
Genworth Holdings, Inc.	10% Owner	Feb 27 '26	Sale	42.19	398,731	16,823,537	114,190,099	Mar 02 04:16 PM
Derstine Michael	Officer	Mar 02 '26	Proposed Sale	42.21	9,000	379,915		Mar 02 03:36 PM
RESTREPO ROBERT P JR	Director	Feb 11 '26	Sale	42.95	5,000	214,750	0	Feb 13 04:12 PM
RESTREPO ROBERT P JR	Director	Feb 11 '26	Proposed Sale	42.95	5,000	214,750		Feb 11 11:52 AM
Genworth Holdings, Inc.	10% Owner	Jan 30 '26	Sale	39.37	634,953	24,995,623	114,588,830	Feb 02 04:15 PM
Genworth Holdings, Inc.	10% Owner	Dec 31 '25	Sale	39.47	908,673	35,863,960	115,223,783	Jan 02 04:15 PM
Genworth Holdings, Inc.	10% Owner	Nov 28 '25	Sale	37.36	878,006	32,804,148	116,132,456	Dec 01 04:16 PM
RESTREPO ROBERT P JR	Director	Nov 19 '25	Sale	37.39	7,438	278,107	5,000	Nov 20 04:31 PM
RESTREPO ROBERT P JR	Director	Nov 18 '25	Sale	37.41	2,562	95,847	12,438	Nov 20 04:31 PM
RESTREPO ROBERT P JR	Director	Nov 19 '25	Proposed Sale	37.39	7,438	278,107		Nov 19 10:18 AM
RESTREPO ROBERT P JR	Director	Nov 18 '25	Proposed Sale	37.41	2,562	95,849		Nov 18 04:21 PM

Enact Holdings, Inc. is a holding company, which engages in the provision of mortgage insurance services. It provides credit protection to mortgage lenders and investors, covering a portion of the unpaid principal balance of mortgage loans. The company was founded in 1981 and is headquartered in Raleigh, NC.

PresidentMr. Rohit Gupta

Executive VPMr. Hardin Dean Mitchell

EVP & COOMr. Brian Michael Gould

Executive VPMr. Evan Scott Stolove

Executive VP & Chief Risk OfficerMr. Michael Paul Derstine

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ACT

Enact Holdings Inc

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