NAVI

Navient Corp

Jan 30 • 04:00PM ET

9.81

-0.07 -0.71 %

Financial • Credit Services • USA • NASD

Peers: SLM MS COF ALLY DFS AIG CME PRU NLY CACC

| Held by: IJR VTI VB AVUV IWM FNDA VBR VXF DFAT IJS

Index	RUT	P/E	-	EPS (ttm)	-0.82	Insider Own	2.70%	Shs Outstand	98.00M	Perf Week	-18.79%
Market Cap	956.54M	Forward P/E	9.44	EPS next Y	1.04	Insider Trans	0.00%	Shs Float	94.88M	Perf Month	-24.01%
Enterprise Value	44.56B	PEG	-	EPS next Q	0.17	Inst Own	102.74%	Short Float	7.88%	Perf Quarter	-15.94%
Income	-79.00M	P/S	0.30	EPS this Y	336.21%	Inst Trans	-2.61%	Short Ratio	8.16	Perf Half Y	-24.19%
Sales	3.19B	P/B	0.40	EPS next Y	25.75%	ROA	-0.16%	Short Interest	7.48M	Perf YTD	-24.54%
Book/sh	24.48	P/C	0.45	EPS next 5Y	-	ROE	-3.13%	52W High	16.07 -38.95%	Perf Year	-31.25%
Cash/sh	21.58	P/FCF	3.48	EPS past 3/5Y	- -	ROIC	-0.18%	52W Low	9.35 4.98%	Perf 3Y	-46.89%
Dividend Est.	0.64 (6.52%)	EV/EBITDA	15.15	Sales past 3/5Y	-5.39% -2.65%	Gross Margin	91.36%	Volatility	7.60% 4.25%	Perf 5Y	-13.34%
Dividend TTM	0.64 (6.52%)	EV/Sales	13.95	EPS Y/Y TTM	-168.97%	Oper. Margin	77.87%	ATR (14)	0.50	Perf 10Y	6.17%
Dividend Ex-Date	Dec 05, 2025	Quick Ratio	0.72	Sales Y/Y TTM	-24.72%	Profit Margin	-2.47%	RSI (14)	20.92	Recom	3.33
Dividend Gr. 3/5Y	0.00% 0.00%	Current Ratio	0.41	EPS Q/Q	-126.75%	SMA20	-18.79%	Beta	1.32	Target Price	11.50
Payout	54.23%	Debt/Eq	19.05	Sales Q/Q	-22.27%	SMA50	-20.78%	Rel Volume	3.42	Prev Close	9.88
Employees	2100	LT Debt/Eq	16.94	Earnings	Jan 28 BMO	SMA200	-24.20%	Avg Volume	916.55K	Price	9.81
IPO	Apr 17, 2014	Option/Short	Yes / Yes	EPS/Sales Surpr.	-93.64% -9.90%	Trades		Volume	3,131,248	Change	-0.71%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-04-25	Downgrade	BofA Securities	Neutral → Underperform	$12
Jan-21-25	Upgrade	Seaport Research Partners	Neutral → Buy	$18
Sep-30-24	Initiated	BofA Securities	Neutral	$17
Apr-03-24	Upgrade	JP Morgan	Underweight → Neutral	$18 → $17
Jan-10-24	Initiated	Deutsche Bank	Hold
Jan-10-24	Downgrade	Barclays	Equal Weight → Underweight	$17 → $14
Jan-08-24	Downgrade	TD Cowen	Market Perform → Underperform	$17 → $15
Jan-02-24	Downgrade	Stephens	Equal-Weight → Underweight	$16
Nov-15-23	Initiated	Barclays	Equal Weight	$17
Nov-09-23	Downgrade	Jefferies	Buy → Hold	$22 → $16
Nov-01-23	Initiated	TD Cowen	Market Perform	$17
Dec-01-22	Upgrade	Morgan Stanley	Underweight → Equal-Weight	$14 → $16
Oct-07-22	Initiated	Morgan Stanley	Underweight	$14.50
Sep-09-22	Downgrade	Barclays	Overweight → Equal Weight	$19 → $13
Apr-11-22	Downgrade	JP Morgan	Neutral → Underweight	$21 → $17
Mar-31-22	Downgrade	Compass Point	Buy → Neutral	$18
Jan-03-22	Downgrade	Stephens	Overweight → Equal-Weight	$22
Sep-30-21	Initiated	Seaport Global Securities	Neutral
Jul-29-21	Downgrade	Citigroup	Buy → Neutral	$19 → $21
Jul-06-21	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$20

Show Previous Ratings

Jan-30-26 01:20PM	CACC Up on Q4 Earnings Beat Despite Y/Y Rise in Expenses, Provisions (Zacks)
Jan-28-26 02:00PM	Navient Corp (NAVI) Q4 2025 Earnings Call Highlights: Navigating Challenges with Strategic ... (GuruFocus.com) -18.52%
01:15PM	NAVI Q4 Earnings Top on Lower Expenses, Shares Fall as NII Decline Y/Y (Zacks)
12:50PM	Why Navient (NAVI) Shares Are Plunging Today (StockStory)
11:30AM	Navient (NAVI) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks)
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07:53AM	Navient (NASDAQ:NAVI) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings (StockStory)
07:20AM	Navient (NAVI) Q4 Earnings Top Estimates (Zacks)
06:45AM	Navient posts fourth quarter 2025 financial results (GlobeNewswire)
06:27AM	Navient: Q4 Earnings Snapshot (Associated Press Finance)
Jan-26-26 10:09PM	Navient Earnings: What To Look For From NAVI (StockStory)
09:22AM	Navient Gears Up for Q4 Earnings: What's in Store for the Stock? (Zacks)
Jan-23-26 10:38AM	COF Falls on Q4 Earnings Miss as Costs Rise Y/Y, Announces Brex Deal (Zacks)
Jan-22-26 05:20PM	Capital One (COF) Lags Q4 Earnings Estimates (Zacks)
Jan-21-26 10:00AM	Navient (NAVI) Earnings Expected to Grow: Should You Buy? (Zacks)
Jan-14-26 09:15AM	Navient to announce fourth quarter and year-end 2025 results, host earnings webcast Jan. 28 (GlobeNewswire)
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Jan-09-26 10:47AM	Navient's Leadership Changes: How Will it Impact Future Growth? (Zacks)
Jan-08-26 04:30PM	Navient announces changes to leadership structure aligned to business strategy (GlobeNewswire)
Dec-11-25 11:02PM	3 Reasons to Avoid NAVI and 1 Stock to Buy Instead (StockStory)
Nov-28-25 11:30AM	Why Is Navient (NAVI) Up 4.1% Since Last Earnings Report? (Zacks)
Nov-26-25 02:00PM	Sports Betting a Risk For Lenders, BofA Analysts Say (Barrons.com)
Nov-20-25 02:16PM	OneMain Holdings Gains 17.8% in 6 Months: How to Play The Stock Now? (Zacks)
10:32AM	NAVI Unveils High-Growth Phase 2 Strategy, Focuses on Scaling Earnest (Zacks)
Nov-15-25 04:49AM	Implied Volatility Surging for Navient Stock Options (Zacks)
Nov-12-25 05:00PM	Navient declares fourth quarter common stock dividend (GlobeNewswire)
09:15AM	Navient to share strategy update, host webcast Nov. 19 (GlobeNewswire)
Nov-05-25 12:34AM	The 5 Most Interesting Analyst Questions From Navient's Q3 Earnings Call (StockStory)
Oct-31-25 01:24PM	CACC Q3 Earnings Beat Estimates on Higher Revenues, Lower Provisions (Zacks)
Oct-30-25 01:31AM	NAVI Q3 Deep Dive: Loan Growth and Expense Reduction Offset Credit Headwinds (StockStory)
Oct-29-25 03:45PM	Why Navient (NAVI) Shares Are Sliding Today (StockStory) -9.81%
02:14PM	Navient Q3 Earnings Beat on NII Growth & Lower Expenses, Provisions Up (Zacks)
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09:30AM	Compared to Estimates, Navient (NAVI) Q3 Earnings: A Look at Key Metrics (Zacks)
08:54AM	Navient (NASDAQ:NAVI) Misses Q3 Sales Expectations (StockStory)
08:25AM	Navient (NAVI) Tops Q3 Earnings and Revenue Estimates (Zacks)
07:26AM	Navient: Q3 Earnings Snapshot (Associated Press Finance)
06:45AM	Navient posts third quarter 2025 financial results (GlobeNewswire)
Oct-27-25 11:12PM	Navient (NAVI) Q3 Earnings Report Preview: What To Look For (StockStory)
08:00AM	Navient Named Champion of Board Diversity by The Forum of Executive Women (GlobeNewswire)
Oct-24-25 10:00AM	OneMain Holdings (OMF) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Oct-23-25 02:07PM	Navient's Q3 Earnings on the Deck: Here's What You Should Know (Zacks)
08:40AM	World Acceptance (WRLD) Reports Q2 Loss, Beats Revenue Estimates (Zacks)
Oct-22-25 10:00AM	Analysts Estimate Navient (NAVI) to Report a Decline in Earnings: What to Look Out for (Zacks)
09:14AM	COF's Q3 Earnings Top on Discover Deal, New Buyback Plan Boosts Stock (Zacks)
09:04AM	COF Up on Q3 Earnings Beat as Discover Deal Drives NII and Fee Income (Zacks)
Oct-14-25 12:02AM	3 Reasons NAVI is Risky and 1 Stock to Buy Instead (StockStory)
Oct-08-25 09:15AM	Navient to announce third quarter 2025 results, host earnings webcast Oct. 29 (GlobeNewswire)
Sep-30-25 11:32PM	Q2 Earnings Outperformers: Navient (NASDAQ:NAVI) And The Rest Of The Consumer Finance Stocks (StockStory)
08:00AM	Navient Named One of the 2025 Best Places to Work for Working Daughters (GlobeNewswire)
Sep-24-25 12:02AM	Navient (NAVI): Buy, Sell, or Hold Post Q1 Earnings? (StockStory)
Sep-17-25 11:33PM	Spotting Winners: Navient (NASDAQ:NAVI) And Consumer Finance Stocks In Q1 (StockStory)
Sep-04-25 12:16PM	Why Navient (NAVI) Stock Is Down Today (StockStory)
Aug-29-25 11:30AM	Navient (NAVI) Up 5.6% Since Last Earnings Report: Can It Continue? (Zacks)
Aug-21-25 12:01AM	Navient (NAVI): Buy, Sell, or Hold Post Q1 Earnings? (StockStory)
Aug-19-25 02:12PM	Navient plans to lay off up to 128 workers out of its Fishers corporate office (IndyStar \| The Indianapolis Star)
Aug-14-25 05:00PM	Navient declares third quarter common stock dividend (GlobeNewswire)
Aug-01-25 08:02AM	CACC's Q2 Earnings Lag on High Costs, Finance Charges Provide Support (Zacks)
Jul-30-25 01:04PM	Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down (Zacks) -8.05%
09:30AM	Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
08:10AM	Navient (NAVI) Q2 Earnings and Revenues Miss Estimates (Zacks)
07:08AM	Navient: Q2 Earnings Snapshot (Associated Press Finance)
06:45AM	Navient posts second quarter 2025 financial results (GlobeNewswire)
Jul-28-25 10:28AM	Navient's Q2 Earnings in the Cards: Here's What to Expect (Zacks)
Jul-23-25 09:07AM	Discover Deal Boosts COF's Q2 Earnings, Consumer Spending in Focus (Zacks)
08:17AM	COF Up on Q2 Earnings Beat, Discover Deal Boosts NII and Fee Income (Zacks)
Jul-22-25 07:36AM	ALLY Q2 Earnings Top on Higher Net Finance Revenues & Lower Provision (Revised) (Zacks)
Jul-21-25 02:25PM	Ally Financial Q2 Earnings Miss on Lower Loans & Deposits (Zacks)
Jul-16-25 10:00AM	Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline (Zacks)
09:15AM	Navient to announce second quarter 2025 results, host earnings webcast July 30 (GlobeNewswire)
Jul-10-25 12:36PM	Financial Services Roundup: Market Talk (The Wall Street Journal)
Jul-07-25 08:45AM	OneMain Holdings Hits 52-Week High: Should You Buy the Stock Now? (Zacks) +5.06%
Jul-01-25 09:41AM	Capital One Hits 52-Week High: Should You Buy the Stock Now? (Zacks)
Jun-30-25 11:07AM	Do Options Traders Know Something About Navient Stock We Don't? (Zacks)
Jun-05-25 05:00PM	Navient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chair (GlobeNewswire)
Jun-03-25 01:25PM	SoFi's Student Loan Refinance Set to Rebound Amid Policy Shifts (Zacks)
May-14-25 11:51AM	Citigroup to Divest Its Wealth Alternatives Unit to iCapital (Zacks)
May-08-25 05:00PM	Navient declares second quarter common stock dividend (GlobeNewswire)
May-01-25 07:05AM	CACC's Q1 Earnings Miss, Stock Gains 2.6% on Higher Finance Charges (Zacks)
03:07AM	Navient Corp (NAVI) Q1 2025 Earnings Call Highlights: Strong Loan Growth Amid Rising Delinquencies (GuruFocus.com)
12:43AM	Q1 2025 Navient Corp Earnings Call (Thomson Reuters StreetEvents)
Apr-30-25 04:38PM	Navient Corporation (NAVI) Q1 2025 Earnings Call Transcript (Seeking Alpha)
12:45PM	Navient Q1 Earnings Beat Estimates on Lower Expenses, NII Dips Y/Y (Zacks)
09:30AM	Navient (NAVI) Reports Q1 Earnings: What Key Metrics Have to Say (Zacks)
07:55AM	Navient (NAVI) Q1 Earnings and Revenues Surpass Estimates (Zacks)
06:55AM	Navient: Q1 Earnings Snapshot (Associated Press Finance)
06:30AM	Navient posts first quarter 2025 financial results (GlobeNewswire)
Apr-29-25 07:45AM	OneMain Holdings (OMF) Q1 Earnings and Revenues Surpass Estimates (Zacks)
Apr-28-25 07:36AM	Navient Gears Up to Announce Q1 Earnings: What's in the Cards? (Zacks)
Apr-23-25 10:01AM	Navient (NAVI) Expected to Beat Earnings Estimates: Should You Buy? (Zacks)
07:56AM	COF Up as Q1 Earnings Beat on Higher NII & Fee Income, Provisions Dip (Zacks)
Apr-21-25 11:17AM	ALLY Q1 Earnings Top on Higher Net Finance Revenues & Lower Provisions (Zacks)
Apr-18-25 12:10PM	Why Navient (NAVI) Could Beat Earnings Estimates Again (Zacks)
Apr-09-25 09:15AM	Navient to announce first quarter 2025 results, host earnings webcast April 30 (GlobeNewswire) +11.52%
Mar-28-25 08:00AM	Navient: Deeply Discounted Valuation, But Capital Allocation Will Be Key (Seeking Alpha)
Mar-20-25 05:07AM	Trump to sign executive order directing Department of Education shutdown - report (SeekingAlpha)
Feb-28-25 11:30AM	Navient (NAVI) Up 1.6% Since Last Earnings Report: Can It Continue? (Zacks)
Feb-24-25 09:56AM	Gallant Capital Completes Acquisition of the Government Services Business of Navient Corporation (Business Wire)
Feb-21-25 04:15PM	Navient declares first quarter common stock dividend (GlobeNewswire)
04:05PM	Navient finalizes sale of Government Services business (GlobeNewswire)
Jan-31-25 02:15AM	Navient Corp (NAVI) Q4 2024 Earnings Call Highlights: Navigating Challenges and Seizing Growth ... (GuruFocus.com)
Jan-30-25 04:12AM	Q4 2024 Navient Corp Earnings Call (Thomson Reuters StreetEvents)
Jan-29-25 11:00AM	Navient (NAVI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)

Navient Corp. engages in the provision of asset management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. It operates through the following segments: Federal Education Loans, Consumer Lending, Business Processing, and Other. The Federal Education Loans segment owns FFELP Loans and performs servicing and asset recovery services on FFELP Loan portfolio. The Consumer Lending segment owns, originates, acquires and services high-quality private education loans. The Business Processing segment engages in the provision of government and healthcare services. The Other segment consists of corporate liquidity portfolio, gains and losses incurred on the repurchase of debt, unallocated expenses of shared services and restructuring/other reorganization expenses. The company was founded in 1973 and is headquartered in Herndon, VA.

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NAVI

Navient Corp

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